Czech Republic Travel Insurance Plans

Familiarize yourself with Travel Guard’s most important travel tips and safety information to make sure you’re prepared for your vacation to Czech Republic.

Historic cities, medieval architecture and beautiful landscapes are some of the many sights to see for tourists visiting the Czech Republic. Whether you’re hoping to sightsee the country’s most famous structures, such as the Charles Bridge, Old Town Square and the famous Prague Castle, or visit the gorgeous scenery of the Šumava National Park, you’ll create an unforgettable trip. However you hope to spend your vacation to the Czech Republic, Travel Guard can help you plan. 

Czech Republic Travel Insurance Plans


Do I need a travel insurance plan to visit Czech Republic?

If you are traveling to the Czech Republic with a Schengen visa, you do need a travel insurance plan. If you don’t need a visa, a travel insurance plan isn’t required. However, medical costs in Czech Republic can be high for foreigners, so we recommend a travel insurance plan with medical expense coverage. Travel Guard offers several plan options that meet the Schengen visa medical expense coverage requirement. 

What is the best travel insurance plan for Czech Republic?

Travel Guard has comprehensive travel insurance plans to bring with you on your trip to the Czech Republic.  A great place to start is our Preferred Plan as it has medical expense coverage, trip delay, baggage coverage and more. However, if you want higher coverage limits to help protect your travel investment, our Deluxe Plan is a great option for vacation and includes additional features like security evacuation coverage and roadside assistance.  

How much is a travel insurance plan for a trip to Czech Republic?

On average, a travel insurance plan costs between 5-7% of the total cost of your trip. However, several factors come into play when pricing your plan, such as the product you select and the number of travelers in your party. For more details on pricing, check out our article on how much travel insurance costs.

Ready to book your travel insurance plan for your trip to Czech Republic? Travel Guard’s award-winning travel insurance plans provide excellent coverage options and access to 24-hour emergency travel assistance. Compare our travel insurance plans to find the best option for your travels today.

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Czech Republic Travel Tips and Safety Information


Travel Guard provides excellent travel insurance plan options for travelers to the Czech Republic. We also want to ensure visitors to the country are safe and as informed as possible. We’ve compiled some popular questions that tourists traveling to Czech Republic may have. 

Are there COVID-19 restrictions for U.S. visitors to Czech Republic?

For the latest information related to COVID-19 travel requirements for Czech Republic, please visit the official U.S. Embassy site.

Is Czech Republic safe to visit?

Overall, the Czech Republic, or Czechia, is a safe country to visit. The most prominent security concern for travelers is petty theft, particularly in crowded areas, at tourist sites, near public transportation hubs and on public transportation. You can minimize your risks by keeping money, passports and other valuables secure when traveling, using ATMs in secure locations and not walking alone after dark. 

Thieves posing as police officers may also target travelers. If an individual approaches and identifies themselves as a police officer, do not show your passport or money. Instead, politely but firmly offer to go to the nearest police station in order to resolve any issues.

Finally, protests occur regularly in the Czech Republic. Although demonstrations are usually peaceful, t is best to avoid them as a general precaution.

Visit the U.S. Department of State website for up-to-date information on travel advisory levels and safety information for travelers to the Czech Republic.

All U.S. travelers should enroll in the Smart Traveler Enrollment Program (STEP), a free service offered to U.S. citizens traveling and living abroad. Enrolling in this program allows you to receive important information from the embassy as well as helps the embassy contact you in an emergency.

What currency is used in Czech Republic?

The official currency in Czech Republic is the Czech koruna. Most banks in the U.S. will allow you to exchange currency before you trip or at banks in major cities after your arrival. Currency kiosks at the airport should be available to use as well. Debit and credit cards are majorly accepted but be sure to inform your bank of your travels to avoid unwanted interruption. It can be helpful to carry a small amount of cash if you wish to stop at a small or local market where cards may not be accepted. 

What language is spoken in Czech Republic?

The official language of the Czech Republic is Czech. Although many in the country have a basic understanding of English, it’s best to learn local phrases and sayings to make your travels easier. We recommend downloading a translation app that works offline to best avoid confusion. 

Do I need a visa or passport to travel to Czech Republic?

Visas are not required for U.S. citizens who are traveling less than 90 days and have a passport valid for six months after your departure date as well as two blank pages in your passport. 

For the latest information regarding visas and passports for Czech Republic travel, please visit the State Department’s Czech Republic country information page.

How do I contact the Embassy in Czech Republic?

The U.S. Embassy in Czech Republic is in Prague. Visit the official U.S. Embassy government website for a list of up-to-date phone numbers and addresses.

What is the weather like in Czech Republic?

Czech Republic is known for its moderate climate, with cold winters, warm summer and minimal amounts of precipitation throughout the year. The winter months of December to February have at or below freezing temperatures around 32°F with chances of light snowfall throughout the season. Spring tends to be slightly warmer, taking place between March and May, the weather is typically unpredictable with warm days followed by frosts. The months of June to August are often warm and sunny, however, the heat can bring along the occasional thunderstorm. Still, most summer days remain sunny with temperatures ranging from 75°F-79°F.

We recommend packing layers for your trip to the Czech Republic, so you’re prepared for changes in weather.

When is the best time of year to visit Czech Republic?

The best time of year to visit the Czech Republic is the summertime, as there are many events and celebrations taking place over the season. For music lovers, visiting in the summer allows tourists to take part in one of the largest festivals throughout the country: Ostrava, a multi-genre music festival that takes place in July to showcase and celebrate different the work of over 100 bands. If music festivals aren’t your thing, consider attending the Karlovy Vary International Film Festival, which also takes place in July. This event is the most prominent film festival in Eastern Europe and shows films that were never released before. 

What is the dial code for phoning to and from Czech Republic?

Czech Republic’s dial code is +420, which is used to call landlines and mobile phones in the country. Remember to use the exit code of +11 when placing international calls from the U.S. and include the area code of the city or town you’re calling. Remember when calling internationally, landlines are typically more affordable than connecting to a cell phone so be sure to contact your phone provider for cost estimates and to let them know of your travel plans to best avoid unwanted interruption during your trip. 

What kind of power adapter do I need for my electronics?

The Czech Republic uses Type E sockets. The standard voltage is 230 V and the frequency is 50 Hz.. Therefore, you should bring a universal travel adaptor for your electronics.

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Other Czech Republic FAQs


Is the Czech Republic a good vacation for families?

The Czech Republic is a great vacation for families as there are many child-friendly attractions such as museums and waterparks within the country’s capital, Prague, ranking as one of the most child-friendly cities in Europe. 

Should I rent a car on my vacation to the Czech Republic?

Tourists visiting cities should not need to rent a car on their vacation to the Czech Republic. This is because public transportation is easily accessible, however; if planning to travel outside of major cities, you will find that a car is a convenient way to sightsee the countryside. 

Travel Guard offers comprehensive and customizable travel insurance plans for travelers visiting the Czech Republic. With excellent coverage and specialized emergency travel assistance representatives ready to help you at any time, Travel Guard is there for you. Compare our popular plans and find the best one for you!

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Coverage available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, travelguard.com. CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.