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Optional Coverage Upgrades and Bundles

Travel Guard plans are customizable to help meet your unique travel needs.

Design a personalized travel insurance plan for your next vacation. Travel Guard’s optional add-on bundles let you create a travel insurance plan that fits your unique travel needs. Travel more confidently with a Travel Guard travel insurance plan.

Extra Coverage and Optional Upgrades

Enhance your Travel Guard travel insurance plan with extra coverages and optional upgrades available on certain plans. Be sure to read the travel insurance plan to understand any requirements around these extra coverages, like the time frame required for purchase to qualify. 

Pre-Existing Medical Condition Exclusion Waiver

With this waiver it’s possible to be covered for some medical issues on your Trip, despite your Pre-Existing Medical Condition.1

Available on:

Deluxe

Preferred

Essential

Travel Guard Plus

Cancel for Any Reason

Reimburses up to 50% of your Trip Cost you cancel your Trip for any reason, not otherwise covered under the Policy, no later than 48 hours prior to your scheduled departure.2

Available on:

Deluxe

Preferred

Travel Guard Plus

Rental Vehicle Damage Coverage

Reimburses you for certain charges for which the rental car contract holds you responsible, if your car is damaged by collision, windstorm, fire, hail or flood.3

Available on:

Deluxe

Preferred

Essential

Travel Guard Plus

1For the Pre-Existing Medical Condition Exclusion waiver to be included in your travel insurance plan, your travel insurance plan must be purchased within 15 days of the Initial Trip Payment, you and other insured travelers must be medically able to travel at the time of purchasing the travel insurance plan and all non-refundable Trip Costs must be reported.

2For Cancel for Any Reason to be available as an optional add-on, your travel insurance plan must be purchased within 15 days of the Initial Trip Payment.

3Rental Vehicle Damage Coverage begins when the Insured signs the rental agreement and takes possession of the rental.

Review the travel insurance plan for detailed information on the terms and conditions of coverages and benefit limits.

Bundles

Enhance your Travel Guard travel insurance plan with extra coverages and optional upgrades available on certain plans. Be sure to read the travel insurance plan to understand any requirements around these extra coverages, like the time frame required for purchase to qualify.

Adventure Sports Bundle


Removes the exclusions for Adventure and Extreme Activities from all coverages on the travel insurance plan.

Available to add on to:

Deluxe

Preferred

Included on:

Travel Guard Plus

Baggage Bundle


Baggage Coverage becomes Primary with increased base plan Baggage Coverage and Baggage Delay benefit limits.

Available to add on to:

Preferred

Included on:

Deluxe

Medical Bundle


Increases base plan medical expense and medical evacuation benefit limits, and adds Hospital of choice and additional coverages under Ancillary Evacuation Benefits.

Available to add on to:

Preferred

Essential

Included on:

Deluxe

Travel Inconvenience Bundle


May pay you for closed attractions, rental home lockout, credit/debit card cancellation, hotel infestation, hotel construction and more.

Available to add on to:

Preferred

Included on:

Deluxe

Quarantine Bundle


Coverage may provide a daily benefit for mandatory quarantine, ordered by a Physician or authorized local health official, due to a diagnosis and/or exposure to a communicable disease.

Available to add on to:

Deluxe

Preferred

Essential

Name-Your-Family Bundle


Include one person to be deemed as a Family Member for the purpose of Family Member-related Unforeseen event coverage.

Available to add on to:

Deluxe

Preferred

Pet Bundle


Coverage for additional boarding costs if you experience a covered delay returning home, and medical expense coverage for Sickness or Injury of dog or cat that is traveling. Includes coverage for Trip Cancellation or Trip Interruption if your Pet is in critical condition or dies within seven days prior to the Departure Date.

Available to add on to:

Deluxe

Preferred

Security Bundle


Coverage for security evacuation, Flight Guard® and Trip Cancellation or Trip Interruption due to a Riot or Civil Disorder.

Available to add on to:

Preferred

Essential

Included on:

Deluxe

Wedding Bundle


Trip Cancellation due to wedding cancellation. Coverage does not apply if you are the bride or groom in the wedding.4

Available to add on to:

Deluxe

Preferred

4For Wedding Bundle to be available as an optional add-on, your travel insurance plan must be purchased within 15 days of the Initial Trip Payment.

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Coverage available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, travelguard.com. CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.