Travel Insurance Plans for LGBTQ+ Travelers

Understand the importance of an LGBTQ+ friendly travel insurance plan for your next vacation and make sure you’re covered with the right Travel Guard® plan.

Whether you’re hoping to explore a new city or adventure in the great outdoors, there are plenty of options to craft the vacation of your dreams. While you get ready to start your trip, Travel Guard can help through its variety of travel insurance plan features, including our emergency services team who is available 24/7 to be there for you during certain hectic events that may happen along the way.

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Travel Guard’s award-winning travel insurance plans provide excellent coverage options and access to 24-hour emergency travel assistance. Compare our travel insurance plans to find the best option for your trip. Get a travel insurance plan the way you want it!

What is a travel insurance plan for LGBTQ+ travelers?

Travel insurance plans for LGBTQ+ travelers are no different than other travel insurance plans that provide coverage for certain events or losses, which may include trip cancellation, lost baggage recovery, medical expense and more. A travel insurance plan can help you enjoy your trip knowing your travel investment is more protected.

What does a travel insurance plan cover for LGBTQ+ travelers?

Look for a plan that has the coverage and benefit limits that fit your needs. Popular plan features include: 

  • Medical expense coverage 
  • NameYour Family® – The ability to choose a person to be included under the definition of family member for purposes of family member-related unforeseen events under your travel insurance plan (optional feature available with certain plans). 
  • Trip cancellation/interruption coverage 
  • Missed flight connection assistance 
  • Baggage coverage 
  • Car rental coverage (optional add-on coverage) 
  • Cancel For Any Reason (optional add-on coverage available with certain plans)
  • Pet bundle – Traveling with your furry family members? Make sure they’re covered too (optional add-on coverage available with certain plans).
  • Emergency travel assistance – specialized representatives are available 24/7 to help

Do I need a travel insurance plan as an LBGTQ+ traveler?

Travel insurance is not typically a requirement when traveling; however, it can be an essential tool when it comes to protecting your travel investment. Travel Guard travel insurance plans come with 24/7 access to our emergency travel services team who can assist with certain travel disruptions you may face. Visit our LGBTQ+ traveler safety page to learn more tips to help ensure your trip is more protected.

Which Travel Guard travel insurance plan is best for my LGBTQ+ trip?

No matter the type of trip you’re planning, our Preferred Plan is a great place for any traveler to start. It includes popular services and coverages such as medical expense coverage, trip delay and baggage coverage. However, you may want to consider our Deluxe Plan as an option as it has higher coverage limits and additional benefits for your trip which can be tailored to your needs with features such as trip delay, medical expense coverage and travel inconvenience benefits.

Can I get a travel insurance plan for less LGBTQ + accepting countries?

Travelers are able to get coverage for any destination so long as it’s not listed as an OFAC sanctioned country or region. Visit the official website for the Office of Foreign Assets Control for the most recent updates.

Is my partner considered a Family Member under that definition for certain coverages in my travel insurance plan?

Possibly, in addition to spouses, Travel Guard travel insurance plans include civil union partners and domestic partners under the definition of Family Member. (Note: this can vary by state based on statutory definitions of these terms). Additionally, if there is someone you’d like to include that doesn’t fall under our definition, you can use the Name Your Family® bundle to add an additional person.

Why book your travel insurance plan through Travel Guard as an LGBTQ+ traveler?

Travel Guard is one of the world’s leading travel insurance providers with a network of service centers located in Asia, Europe and the Americas, ensuring the highest quality emergency travel services and medical assistance while you’re traveling. With early purchase benefits and optional add-on coverages, you can customize the plan and coverages you need.

Get a travel insurance plan the way you want it!

Reviews and Testimonials

Last year I traveled with my daughter, who is an athlete who competes in tournaments worldwide.  I had not purchased travel insurance, and she was injured, requiring a hospital visit.  It was a nightmare when we returned, and I tried to get reimbursed through her health care provider for an out-of-network, out-of-country, hospital visit.  This year, I purchased travel insurance for us both through Travel Guard – but for me it was just an after-thought – it never occurred to me that I would need it.  Just three days into a 10-day trip to London, I received news that my father was placed in hospice and had little time to live.  I immediately made arrangements to return to the U.S. with the assistance of my agent, who was great at finding me a flight and making all the arrangements for my return.  The claim process was very easy for that emergency travel.  I travel often, for business and pleasure.  I will never travel again without travel insurance.  It really gives you peace of mind that you can return, if necessary, without much hassle or delay.
Linda H.

Discover more about LGBTQ+ travel

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Coverage available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.