Travel Insurance Plans for Traveling to Africa and the Middle East

Get the right travel insurance plan for traveling throughout Africa and the Middle East with Travel Guard.

Africa and the Middle East are regions rich with history, culture and breathtaking landscapes. From ancient wonders and bustling souks to wildlife reserves and dramatic desert terrain, a Travel Guard travel insurance plan can help you explore with more confidence by providing coverage for certain unexpected events that may arise during your travels.

 

Why you need a travel insurance plan for Africa and the Middle East


Every destination across Africa and the Middle East offers something unique, but unexpected events can happen anywhere. Medical care accessibility and quality can vary widely across the regions, especially in rural or remote areas, and your U.S. healthcare plan may not provide coverage abroad.

A Travel Guard travel insurance plan can help reimburse certain emergency medical expenses and connect you with our 24/7 emergency travel assistance team who can help with locating adequate medical care, finding an English-speaking doctor or providing translation help.

Travel Guard travel insurance plans may also provide coverage for certain trip cancellations, delays, lost or delayed baggage, and other common travel disruptions. Allowing you to focus on your adventure with greater peace of mind.

What’s covered – at a glance

Travel Guard offers customizable travel insurance plans for your vacation to Africa and the Middle East.
Look for a plan that has the coverage and benefit limits you need.

Popular plan features include:


Covers certain medical expenses if you get sick or injured while traveling.


Crucial support if something unexpected happens on your trip.


Coverage for certain covered unexpected inconveniences that may happen during your trip. This is a one-time payment.


Due to covered illness, weather or other unforeseen events.


One of the most common travel disruptions.


Especially important for international travel.

Optional Add-Ons:

Choose from optional bundles and add-ons that let you tailor your plan to your travel needs:


This removes exclusions for activities like mountain climbing (up to a certain elevation), scuba diving, bungee jumping and more.



May be available if eligibility requirements are met.


Protect your trip investment even more.

Plans and pricing: what is the best travel insurance plan for Africa and the Middle East?

Every itinerary is different, from bucket-list safari adventures to the nightlife of Dubai.

Travel Guard offers several plans so travelers can choose what best fits their needs. You can check out our range of plan options below or learn more on our dedicated plans page. Prefer to speak to someone? You can call us to discuss your options at 800-826-5248.

Our top-of-the-line, comprehensive travel insurance plan coverage that sets the standard.

  • Most coverages standard
  • Highest benefit limits
  • 24/7 emergency assistance

A great option for:

International Travel

Senior Travelers

High-End Vacations

A comprehensive travel insurance plan with superb coverage and service from start to finish.

  • Comprehensive coverage
  • Optional add-ons
  • 24/7 emergency assistance

A great option for:

Most Vacations

Cruising

Family Travel

Savvy coverage for the budget-minded traveler.

  • Budget-friendly
  • Perfect for domestic travel
  • 24/7 emergency assistance

A great option for:

Domestic Travel

Road Trips

Weekend Vacations

Immediate coverage for unplanned and spontaneous trips and adventures.

  • Coverage starts day of your trip
  • Trip Interruption coverage
  • 24/7 emergency assistance

A great option for:

Spontaneous Trips

Same-Day Travel

Last-Minute Travel Plans

Year-round protection for multiple trips.

  • Wide array of coverage
  • Covers multiple trips
  • 24/7 emergency assistance

A great option for:

Business Traveler's

Frequent Travelers

Which destinations are covered by our travel insurance plans for Africa and the Middle East?

Travel Guard plans can provide coverage for many destinations across Africa and the Middle East, including but not limited to:

Why choose Travel Guard for your trip to Africa and the Middle East


Trusted by millions

As part of the Zurich Cover-More family, we’re proud of our reputation for reliability and effective assistance in managing travel emergencies.

Global support

With service centers placed strategically around the globe, our 24/7 multilingual team is always just a phone call away and ready to assist when our customers need us most.

Customizable plans

With a range of benefit limits and optional add-on coverages, we’ll help you create the right plan for you. 

24/7 Emergency travel assistance

Specialized teams for emergency travel assistance, medical and security services with more than 40 languages spoken on-site.

I have used Travel Guard for years every time I travel outside the U.S. and have always had a fabulous experience. I have needed medical care in Budapest, Paris and three different places in Morocco and each time Travel Guard reimbursed me fully and promptly upon my return after filing a claim. I was very sick in Morocco and was able to call back to the U.S. and talk to an American physician who guided me on how to treat my illness, including what drugs to purchase at a local pharmacy. I wouldn't travel outside the U.S. without Travel Guard!

Alice K.

See how our customers rate our services
you can read more reviews here.


 

How much does a travel insurance plan for Africa and the Middle East cost?

The price of a travel insurance plan for your trip to Africa and the Middle East depends on a few factors. Including how long you’re traveling for, your age, the cost of your trip you’re insuring and the level of coverage you choose.


A longer vacation with higher trip costs may cost more than a short getaway and choosing a plan with higher benefit limits will also affect the price.

Keep in mind that while a travel insurance plan for a trip to countries in Africa and the Middle East does add a little extra onto your budget, it’s worth it if the unexpected happens. Accidents, delays and lost luggage costs all add up, and knowing you have coverage for certain covered expenses can alleviate a lot of stress and worry!

With Travel Guard, you can compare different plans side-by-side to find the right balance of coverage and cost for your needs. That way, you’ll know you’re getting value from your travel insurance plan, as well as greater peace of mind for your trip.

How to purchase and file a claim


Start with your trip dates, destination(s) and traveler details.

Travel Guard offers multiple plan options with different coverages and benefit levels. Pick the coverage that fits your needs.

Customize and purchase

Choose your travel insurance plan and any available add-ons, then complete your purchase securely. Keep your confirmation and policy documents handy.

Travel with more confidence

We’re here to support you every step of the way, providing caring, diligent, seamless service throughout your trip.

Need to file a claim? Use our Online Claims portal to tell us what happened and upload any supporting documents like receipts or medical reports. We’ll review your claim and keep you informed throughout the process.

For emergencies, you can call our 24-hour emergency travel assistance line for help during your trip.

FAQs about travel insurance plans for Africa and the Middle East

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Is a travel insurance plan mandatory for traveling throughout Africa and the Middle East?

Travel insurance is not typically mandatory for travel to Africa and the Middle East, but it is strongly recommended. While some countries may require proof of insurance for visa purposes, the decision to purchase a travel insurance plan generally rests with the traveler. That said, having a travel insurance plan is especially important when traveling internationally, as it can help cover certain unforeseen events such as medical emergencies, trip cancellations and weather disruptions, which can be more complex when abroad.

For destinations in regions known for extreme weather or high-risk factors, such as hurricanes or civil unrest, it's advisable to buy comprehensive coverage as early as possible to ensure you're adequately protected.

Many U.S. health insurance plans may not have international coverage. To make sure you don’t risk having to pay unexpected emergency healthcare costs, having a travel insurance plan is essential. The U.S. Department of State recommends travel insurance that covers health, medical evacuation and trip cancellation when traveling internationally to help protect you against unexpected expenses.

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Do worldwide travel insurance plans cover Africa and the Middle East?

Travel Guard travel insurance plans are designed to cover you when traveling outside the United States, including trips to most countries in Africa and the Middle East. Instead of offering one single “worldwide” plan, we provide a range of options that can be tailored to your individual trip details, like your destination, travel dates and the level of coverage you want.

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Is emergency medical evacuation covered by travel insurance plans for Africa and the Middle East?

Yes, many travel insurance plans offer emergency medical evacuation coverage, which can be crucial when traveling to remote or underserved areas in Africa and the Middle East. If you experience a serious covered medical emergency, this coverage may reimburse the cost to be transported to the nearest suitable medical facility, or even back home if necessary.

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Are adventure activities like mountain climbing and bungee jumping covered by a travel insurance plan? 

Travel Guard’s base plans typically cover lower-risk activities like snorkeling or most hiking. However, if you’re planning adventurous or extreme activities, like trekking Mt. Kilimanjaro for example, you’ll want to add Travel Guard’s Adventure Sports Bundle to your travel insurance plan. The Adventure Sports Bundle removes the exclusions on the policy related to adventurous and extreme activities (some limitations still apply, be sure and review your plan details to confirm you have the coverage you need).

Get a travel insurance plan the way you want for your trip to Africa and the Middle East

Travel tips and safety information for Africa and the Middle East

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What should I know about health and safety when traveling to Africa and the Middle East?

It’s essential to take precautions for both health and safety when traveling to countries in Africa and the Middle East. Visit your healthcare provider before your trip to discuss necessary vaccinations and preventive treatments, such as those for Yellow Fever, Hepatitis A and B, and Malaria. Since healthcare access and quality can vary widely, having a travel insurance plan with emergency medical expense coverage and emergency medical evacuation is highly recommended.

Research your destination for any safety concerns or travel advisories and stay alert while traveling. If you’re concerned about safety in the country you plan to visit, the U.S. Department of State’s Travel Advisory can keep you updated. Check there for any potential issues or threats that might prevent you from traveling. You can also consider enrolling in the Smart Traveler Enrollment Program (STEP) for alerts while abroad.

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Do I need specific vaccinations for travel to Africa and the Middle East?

Yes, for many countries in Africa and the Middle East, certain vaccinations and medical precautions are strongly recommended by the U.S. Department of State to ensure you stay healthy during your travels. The requirements may vary based on your specific destination, always consult with your healthcare provider to confirm what is best for you.

Many countries in Africa and the Middle East require or recommend specific vaccinations for travelers. Common vaccines may include: 

  • Yellow Fever: This vaccine is required for entry into certain countries in Africa, particularly if you're traveling from a country with a risk of Yellow Fever transmission.
  • Hepatitis A and B: These are recommended for most travelers heading to these regions, as they can be contracted through contaminated food or water.
  • Typhoid: Typhoid fever is prevalent in many areas, and a vaccine is often recommended for travelers to parts of Africa and the Middle East.
  • Malaria Prevention: Malaria is prevalent in certain regions, especially sub-Saharan Africa, so travelers may need to take preventive medication depending on where they are going.
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Do I need a visa to travel to Africa and the Middle East?

Visa requirements vary by country. Many destinations allow U.S. travelers to visit for up to 90 days without a visa, but it’s important to check the U.S. Department of State website for the specific requirements of your itinerary.

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When is the best time to travel to Africa and the Middle East?

Weather patterns differ across the regions. Spring and fall often offer comfortable temperatures in many areas, while some destinations near the equator or desert regions may be warm year-round. Consider your preferred climate and activities when planning your trip.

What to pack for a trip to Africa and the Middle East


  • Lightweight, breathable clothing for hot climates
  • Modest clothing options (particularly for more conservative areas)
  • Comfortable walking shoes
  • Sunscreen with high SPF and insect repellent
  • Wide-brimmed hat and sunglasses
  • A light jacket or sweater for cooler evenings or air-conditioned spaces
  • Copies of travel documents, IDs and travel insurance plan details

Take a look at our full packing checklist so you don't forget anything important!

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The US government regulates travel to Cuba. To purchase a policy for authorized travel to Cuba, please contact our sanctioned countries hotline at 866.375.2546 for forms and additional details.

All travelers must live in the state you select.

Questions?

Call us at: 800-826-5248

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Coverage available to residents of U.S. states and the District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. Similar travel insurance coverage, offered by Travel Guard or another insurance provider, may be available through a variety of other sources, but may be subject to different terms and conditions (i.e. benefits, limits, exclusions, etc.). You may wish to compare the terms and conditions of this policy with those of your existing life, health, home and automobile insurance policies, as well as any other coverage which you may already have or is available to you, including through other insurers, as a member of an organization, or through your credit card program(s). If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, www.travelguard.com. CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance may be underwritten by American Zurich Insurance Company, a New York company (NAIC No. 40142), Zurich American Insurance Company, an Illinois company (NAIC No. 16535), each having its principal place of business at 1299 Zurich Way, Schaumburg, IL 60196, or National Union Fire Insurance Company of Pittsburgh, Pa. (NAIC No. 19445), a Pennsylvania insurance company, having its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. Please review the Plan offered to or purchased by you to confirm the underwriting insurer for your specific policy of insurance. Coverage may not be available in all states. Travel assistance services provided by Travel Guard.