Travel Guard®
Annual Travel Insurance Plan

Annual Travel Insurance Plan

Year-round coverage for your travel investments.

The Travel Guard Annual Plan is not available for residents in KS, MT and NY.

Do you find yourself traveling so often your hotel feels like home? Whether traveling for business or leisure, the Travel Guard Annual Plan may be just what you need to cover your travel investments. Get essential coverage for multiple trips throughout the year. You’ll not only get 24/7 travel assistance services, but coverage for medical expenses, Trip interruption, lost or delayed Baggage, and medical evacuations. Travel Guard has over 30 years of experience and has covered millions of travelers. Our Annual Plan delivers the coverage you are looking for.

Perfect for travelers with multiple trips

Annual Plan Standard Coverages

For complete coverage information and exclusions, please refer to the
Policy of Insurance for your state of residence prior to purchase.  

Trip Interruption: Up to 100% of Insured Trip Cost

Reimburses nonrefundable, Unused payments or deposits if you must interrupt your Trip due to an illness, Injury, or death of you, a Family Member, Traveling Companion or Business Partner, or for other covered reasons. Maximum of $2,500

Trip Delay: Up to $1,500

Reimburses up to $150 per day for Reasonable Additional Expenses until travel becomes possible if your Trip is delayed for more than 5 hours due to covered reasons.

Missed Connection: Up to $500

Reimburses you if Inclement Weather or Common Carrier causes cancellation or a delay to your point of departure of regularly scheduled airline flights for three or more hours. Does not apply if you do not leave adequate time between connecting flights.

Baggage Coverage: Up to $2,500

Reimburses you if your luggage is lost, damaged, or stolen while on your Trip.

Baggage Delay: Up to $1,000

Reimburses you for the purchase of necessary personal effects if your bags are delayed for more than 12 hours.

Travel Medical Expense/Dental Expense: Up to $50,000/$500

Travel Medical Expense pays for medical expenses incurred due to a Sickness or Injury that happens while on a Trip. A $500 sub-limit applies for dental expenses.

Emergency Evacuation and Repatriation of Remains: Up to $500,000

Covers evacuation expenses as directed by a Physician to the nearest adequate medical facility or home in the event of death or if medically required. Max of two evacuations.

Accidental Death & Dismemberment: Up to $50,000

Pays for loss of life and limb if it occurs within 365 days of an accident during your Trip.

Security Evacuation: Up to $100,000

Coverage for security evacuation or Trip Interruption due to a riot, civil disorder, or Natural Disaster.

Travel Guard Reviews

provided by Ekomi

As of May 2020, Travel Guard Travel Insurance has been reviewed by 5,800 customers on Ekomi and has an average rating of 4.6 stars.

Easy to navigate

"I have used Travel Guard for many years and, as a former travel agent, have suggested this company for my clients. Due to the current Pandemic, I did call for one clarification and it was addressed quickly and professionally. I have not had to use the benefit, but I trust I'm covered if I need it."

5/5 Stars

JoAnne
05/09/2020

 

Clear and simple to use

"I’ve bought Travelguard for 5 years running now. Haven’t had to use it but the web page is so clear and easy it makes me feel comfortable that it is a reliable insurance coverage."

5/5 Stars

Stan524
05/25/2020

 

Basic coverage needed

"Bought the policy today right after placing deposits for the trip, I do not want to travel outside the USA without medical coverage and emergency evacuation coverage."

5/5 Stars

wanderer
05/11/2020

 

Long time purchaser

"I always feel good knowing I have some sort of insurance when traveling. I have been using Travel Guard since the 90's and feel confident having them in my suitcase. I have unfortunately used them my insurance a few times in the past and never had a problem. I would recommend Travel Guard to anyone who is traveling."

5/5 Stars

Sharon32068
04/18/2020