International Travel Insurance

Understand the importance of an international travel insurance plan for your next overseas vacation and make sure you’re covered with the right Travel Guard plan.

International travel insurance is travel insurance designed to cover you while you are traveling out of country. From Mexico to Morocco, there are plans to cover your international vacation destination. Often travel insurance plans designed for international travel will have higher benefit limits and additional coverages because of the increased expenses that often come with traveling internationally.

One of the most important things to consider while looking for international travel insurance is medical expense coverage. Your U.S. health plan may not cover you while you’re traveling internationally. Having medical expense coverage and any necessary medical transport expense coverage is invaluable if you find yourself with a sprained ankle or a sudden sickness abroad.

Ready to book your international vacation?

Travel Guard’s award-winning travel insurance plans provide excellent coverage options and access to 24-hour emergency travel assistance. Compare our travel insurance plans to find the best option for your travels today. Get travel insurance the way you want it!                                                    

What is international travel insurance?

International travel insurance provides travelers with coverage around the globe. International travel insurance plans often have higher coverage limits to account for the increased cost of international travel. Otherwise, international travel insurance works just the same as most domestic travel insurance plans – covering you in case of certain unexpected costs while traveling. Our article on how travel insurance works has more details on how to use your travel insurance plan.

What does international travel insurance cover?

Travel Guard offers customizable travel insurance plans for your international trip. Look for a plan that has the coverage and benefit limits you need. Popular plan features include:

  • Medical expense coverage – your U.S. health plan may not cover you while traveling internationally
  • Trip cancellation coverage
  • Baggage coverage
  • Car rental coverage
  • Lodging expense – coverage for navigating reentry requirements into the U.S. (optional add-on coverage available on certain plans)
  • Cancel for any reason (optional add-on coverage available on certain plans)
  • Travel inconvenience coverage – a one-time payment for covered inconveniences you encounter on your trip such as a closed attraction, runway delay, or cruise diversion
  • Emergency travel assistance – specialized representatives are available day or night for unexpected travel issues
  • Adventure sports bundle – planning extreme activities on your international trip? Be sure and add this optional bundle so you’re covered!

Do I need international travel insurance?

For any vacation it’s smart to cover your travel investment, but it’s even more important with an international trip. Often international travel is more expensive, so there’s more of your investment at risk if something goes wrong. That’s why Travel Guard’s Deluxe Plan with higher coverage limits is a smart option for international travel insurance. All of Travel Guard’s travel insurance plans come with access to our specially trained representatives for 24/7 emergency travel assistance. Imagine navigating the healthcare system in a foreign country all on your own – it can be overwhelming! We have experts and translators that can help you with medical and travel emergencies so you’re not alone.

Which Travel Guard insurance plan is best for my international trip?

Travel Guard’s Deluxe Plan is a great option for international travelers because it has higher benefit limits and additional coverage options to cover your international vacation. With optional add-ons like cancel for any reason or Travel Guard’s rental vehicle damage coverage you can create the plan to fit your needs.

Does my U.S. health insurance cover international travel?

Your U.S. health insurance plan may not cover you while traveling abroad. It’s important to have travel medical expense coverage while traveling internationally for this reason (and some countries even require it). Having access to specially trained representatives who are experienced in assisting international travelers is a valuable benefit to your international travel insurance plan, so you won’t be left to navigate travel mishaps alone.

Which Travel Guard insurance plan is best for seniors traveling internationally?

Travel Guard’s Deluxe Plan includes our highest coverage limits for both travel medical expense and emergency evacuation, which can be a huge help for traveling seniors. If you purchase your Travel Guard travel insurance plan within 15 days of your initial trip payment, you’ll also have early purchase benefits which include our pre-existing medical condition exclusion waiver – which makes it possible to be covered for certain medical expenses on your trip despite your pre-existing medical conditions.

Why purchase your international travel insurance through Travel Guard?

Travel Guard is one of the world’s leading travel insurance providers. We have a network of service centers located in Asia, Europe, and the Americas ensuring the highest quality emergency travel services and travel medical assistance while you’re traveling internationally. With early purchase benefits and optional add-on coverages, you can customize the plan and coverages you need for your international trip.

Get travel insurance the way you want it!

Reviews and Testimonials

"I had a great experience with Travel Guard. It was my first time out of the United States and being sick and alone was not a good feeling. Travel Guard assisted me so quickly and it really felt like they did everything they could for me! Once I found out I could find a flight home, I think I started crying on the phone because I was so happy that someone could help me. I am so glad that I decided to purchase the insurance plan and always will advise anyone to purchase a travel insurance plan from Travel Guard on their next trip."

- Ashley, IA.

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Coverage available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.