Senior Travel Insurance Plans

Understand the importance of travel insurance plans for seniors for your next vacation and make sure you’re covered with the right Travel Guard plan.

One of the biggest perks of retirement is having the time and resources to travel far and wide. While travel insurance is important for any trip, it can be especially important for older adults who may have specific health-related concerns while traveling. Let us help you find the right Travel Guard travel insurance plan for your needs.

Ready to book your senior travel?

Travel Guard’s award-winning travel insurance plans provide excellent coverage options and access to 24-hour emergency travel assistance. Compare our travel insurance plans to find the best option for your senior travel today. Get travel insurance the way you want it!

What is a senior travel insurance plan?

A senior travel insurance plan has the coverage and benefit limits you need for added peace of mind while traveling. Travel Guard’s travel insurance plans allow you to choose among benefit limits and optional add-on coverages to create just what you need in your travel insurance plan.

What does a senior travel insurance plan cover?

Travel Guard offers customizable travel insurance plans for your trip. Look for a plan that has the coverages and benefit limits you need. Popular plan features include:

  • Medical expense coverage
  • Pre-existing medical condition exclusion waiver – included when you purchase your travel insurance plan the day you make your first trip deposit (or shortly thereafter, usually within 15 days)
  • Trip cancellation/interruption coverage
  • Missed flight connection assistance
  • Baggage coverage Car rental coverage (optional add-on coverage)
  • Cancel For Any Reason (optional add-on coverage available with certain plans)
  • Emergency travel assistance – specialized representatives are available 24/7 to help

Do I need a senior travel insurance plan?

Every traveler is unique in their travel insurance need, and seniors are no exception. Whether traveling across the country to visit grandkids or taking the trip of a lifetime overseas, having the right travel insurance plan is important. In addition to customizable plans, all of Travel Guard’s travel insurance plans come with access to our specially trained representatives for 24/7 emergency travel assistance. Our representatives can help with anything from rebooking missed flights to finding quality medical care while you’re traveling – so you can focus on making the most of your vacation time.

Which Travel Guard travel insurance plan is best for my vacation as a senior?

Travel Guard’s Deluxe, Preferred and Essential plans all include our pre-existing medical condition exclusion waiver if you purchase your travel insurance within 15 days of making your first trip deposit. With the waiver, you can be covered for certain pre-existing medical conditions that otherwise may have been excluded. Our Deluxe Plan offers the highest benefit limits for coverages like medical expense coverage, baggage and trip interruption, which may appeal to you based on the trip you’re taking.

Do I need a senior travel insurance plan if I have Medicare?

Usually, Medicare does not cover health care while you’re traveling outside of the U.S., so a travel insurance plan that offers medical expense coverage can be a good idea if you’re leaving the country. In addition to medical expense coverage, Travel Guard’s travel insurance plans offer trip cancellation and 24/7 emergency travel assistance so you can travel with greater peace of mind. It’s always best to check the coverage details of your specific Medicare plan for complete coverage information.

How much does a senior travel insurance plan cost?

Pricing for our travel insurance plans is calculated using several different individual factors, ensuring that you have the proper coverage that you need for your trip. For this reason, the price of travel insurance plans can vary. If you have a rough idea of your trip details, get a quote now to see how much a travel insurance plan could cost for your trip.

Why purchase your senior travel insurance plan through Travel Guard?

Travel Guard is one of the world’s leading travel insurance providers with a network of service centers located in Asia, Europe and the Americas, ensuring the highest quality emergency travel services and medical assistance while you’re traveling. With early purchase benefits and optional add-on coverages, you can customize the plan and coverages you need for your vacation.

Get travel insurance the way you want it!

Reviews and Testimonials


“Thank you again for all your help and for getting us the refund for our trip.”

We had to cancel our trip since my husband’s 93-year-old aunt had to be hospitalized and was in very critical condition. My husband has power of attorney for her health care, so we couldn’t go on our trip as planned. We always use Travel Guard when we travel and have always been very pleased with your service. When I contacted you that we needed to cancel our trip, the representative made it easy and clear what was expected from me to substantiate my claim request. The claim was processed very quickly. I will always use Travel Guard for all of our travel insurance needs and will continue to recommend you to our family and friends. Thank you again for all your help and for getting us the refund for our trip. You’re a great company to work with!

– Bonnie K.

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Coverage available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.