Travel Insurance Plans for Group Travel

Understand the importance of a travel insurance plan for your next group trip and make sure you’re covered with the right Travel Guard® plan.

Whether it’s with family or friends, group travel is a fantastic way to bond with your loved ones as you explore new destinations. Some vacations are just meant to be shared, and there are plenty of options when it comes to creating a vacation everyone enjoys. Travel Guard can help by providing certain assistance services with its travel insurance plans, including rebooking missed flights and searching for lost baggage, which can be chaotic when traveling with a group.

Ready to book your group travel?

Travel Guard’s award-winning travel insurance plans provide excellent coverage options and access to 24-hour emergency travel assistance. Compare our travel insurance plans to find the best option for your travel group members. Get a travel insurance plan the way you want it!

What travel insurance plans are available for group members?

Travel insurance plans for group members traveling together works similarly to any travel insurance plan, providing coverage for certain events or losses, which may include trip cancellation, lost or delayed baggage, medical expenses during the trip and more. Without a travel insurance plan, travelers may be at risk for paying additional fees without reimbursement for certain unexpected circumstances, which can be frustrating when you’re splitting the cost of a vacation.

What do travel insurance plans for group members cover?

Look for a plan that has the coverage and benefit limits your group members need. Popular plan features include:

  • Medical expense coverage
  • Pre-existing medical condition exclusion waiver (if purchased within 15 days of initial trip deposit) – great if you’re traveling with grandparents or family members who may have health conditions
  • Trip cancellation/interruption coverage
  • Missed flight connection assistance
  • Baggage coverage
  • Car rental coverage (optional add-on coverage)
  • Cancel For Any Reason (optional add-on coverage available with certain plans)
  • Wedding bundle – coverage for those attending a destination wedding
  • Emergency travel assistance – specialized representatives are available 24/7 to help 

Do I need a travel insurance plan for group members?

A travel insurance plan can be a great option to help protect your travel investment, which may be essential when traveling in a group. It may even be a requirement if your group is traveling with a third-party tour group. When you are a group traveler, you’re sharing the stress and responsibility of costs and managing logistics. A travel insurance plan can help with a variety of services, from getting help with flight delays and cancelations, lost baggage to roadside assistance. All of Travel Guard’s travel insurance plans come with access to our specially trained representatives for 24/7 emergency travel assistance so your group can focus on the fun while Travel Guard can help with unexpected mishaps.

Which Travel Guard insurance plan is best for my group trip members?

No matter the type of trip you’re planning, our Preferred Plan is a great place for any traveler to start. It includes popular services and coverages such as certain medical expense coverage, trip delay and baggage coverage. However, you may want to consider our Deluxe Plan as an option as it has higher benefit limits and concierge services to help plan and schedule excursions.

Can I get travel insurance plans for group members taking a cruise?

Cruises can be the perfect vacation for groups looking to travel – there’s something for everyone to enjoy. A Travel Guard travel insurance plan allows you to choose the coverage you need. Planning some adventure sports on your cruise? Make sure you have Travel Guard’s Adventure Sports Bundle.

Will a travel insurance plan cover seniors?

Yes, seniors can be covered under a Travel Guard travel insurance plan though it may increase the price of your quote. Additionally, when getting coverage with Travel Guard, be sure to purchase your travel insurance soon after booking your trip. In doing so, you’ll qualify for the pre-existing condition exclusion waiver, which means you’ll have coverage for most pre-existing conditions for certain losses due to pre-existing medical conditions that would otherwise create an exclusion to coverage under your travel insurance plan.

Why book your travel insurance plan through Travel Guard?

Travel Guard offers a variety of comprehensive travel insurance plan options to help protect your group vacation. Our emergency services team ensures you won’t be handling certain crises by yourself. Plus, our add-ons can help customize your travel insurance plan, so you’ll be able to enjoy your vacation knowing your travel investment is more protected.

Get a travel insurance plan the way you want it!

Reviews and Testimonials


“I never leave home without Travel Guard.”

I travel - a lot. And, I never leave home without Travel Guard. I cannot remember what originally compelled me to get into the habit of purchasing travel insurance; maybe my advancing age, or some other factor, but about ten years ago I began adding an insurance policy to my travel folder. I tried my airline's 'built in' option, but found it cumbersome on a lost luggage claim; and switched to industry leader Travel Guard for subsequent trips. It's a good thing I had my Travel Guard policy in place for a long ago "siblings trip"; which featured a week on Mexico's Pacific Ocean coast. 

The day before the trip my sister suffered a burst appendix -- while still at her home in Seattle. Her condition was grave. My brother and I didn't dare leave town, choosing to stay, instead, hovering in the critical care unit of the local hospital. Obviously we had to cancel our trip. A number of our vacation 'features' and accommodations were non-refundable. 

I submitted a claim for our lost expenses, and Travel Guard reimbursed us for our covered vacation expenses quickly. I’ll never forget how much Travel Guard eased this element of stress in that moment. 

Medical emergencies can happen unexpectedly -- and in any locale -- whether you're a "Boomer" or not! Travel Guard, with its amazingly easy online purchase platform and experienced customer care team, gives me so much "leave home" confidence.

- Emily H.

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Coverage available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.