Rental Car Insurance Plans

Understand the importance of rental car insurance for your next road trip and make sure you’re covered with the right Travel Guard plan.

Car insurance through car rental companies can be expensive, but a fender bender in a rental car can cost more. There must be another option, right? With a Travel Guard travel insurance plan, you can add on our rental vehicle damage coverage and protect even more aspects of your trip investment. 

Ready to book your rental car insurance?

Travel Guard’s award-winning travel insurance plans provide excellent coverage options and access to 24-hour emergency travel assistance. Compare our travel insurance plans to find the best option for your travels today. Get travel insurance the way you want it!                                                    

What is a rental car insurance plan?

Travel Guard offers rental vehicle damage coverage as an optional add-on on select plans. Rental car insurance is important for protecting your travel investment. Choose a Travel Guard travel insurance plan with the option of adding on our rental vehicle damage coverage. 

What does a Travel Guard rental car insurance plan cover?

Travel Guard offers customizable travel insurance plans for your next trip. Look for a plan that has the coverage and benefit limits you need. Our rental vehicle damage coverage includes:

  • Up to $35,000/$50,000 in rental car primary physical damage coverage for covered losses ($250 deductible)
  • Roadside assistance
  • Quick and easy claims process

Do I need a rental car insurance plan?

For any vacation it’s smart to cover your travel investment, but when you’re driving it can be even more beneficial. There is so much to consider when including a road trip on your travels, make it easier on yourself by including Travel Guard’s rental vehicle damage coverage on your travel insurance plan. Not only do you have physical damage coverage but with our roadside assistance, we’re there to help when things get stressful.

Which Travel Guard travel insurance plan is best for a rental car?

Travel Guard’s DeluxePreferred and Essential plans all come with the option to add-on our rental vehicle damage coverage. Compare our plans to see what plan works best for your specific needs. 

Does my personal car insurance cover rental cars?

It’s going to vary depending on the personal auto insurance policy you have and why you’ve rented a car. Occasionally some coverages will extend to a rental. Be sure to check what your deductible is on your personal auto insurance policy as well. You may want to consider Travel Guard rental car insurance if that deductible is high.

Do I need rental car insurance if I’m renting a car abroad?

Personal auto insurance policies in the U.S. may not provide coverage if you’re renting a car abroad. Some countries require a minimum coverage amount or types of coverage for a vehicle rental insurance policy, so be sure to check specifics of the country you’ll be driving in.

Do I get Roadside Assistance with Travel Guard Rental Vehicle Damage Coverage?

Yes! You can hit the road knowing that you have access to 24/7 roadside assistance in the event that you need help. Our representatives can contact tow companies, arrange alternate transportation, and coordinate rental vehicle returns (and more) all while you focus on your trip. 

How much is a Travel Guard rental car insurance plan?

Rental vehicle damage coverage with your Travel Guard travel insurance plan is calculated by day. You enter the dates you’ll have your rental car as you go through purchasing your travel insurance plan and you’ll see a quote for the rental car portion.

Why purchase your car rental insurance plan through Travel Guard?

AIG Travel is one of the world’s leading travel insurance providers with a network of service centers located in Asia, Europe and the Americas, ensuring the highest quality emergency travel services and medical assistance while you’re traveling. With early purchase benefits and optional add-on coverages, you can customize the plan and coverages you need for your trip. 

Get travel insurance the way you want it!

Reviews and Testimonials


“I recommend Travel Guard for trip insurance. It was less expensive than my other possibility. You had come recommended from friends who used you. I was very pleased at how you handled a claim I put in after my trip. You were pleasant, efficient and made it very easy. I will use you for all my trips from now on.”

 - Linda K.

Discover more about travel

Get travel insurance the way you want it!

Copyright © 2024, Travel Guard. Non insurance services are provided by Travel Guard.
Terms of Use   |   Privacy Policy   |   Accessibility Statement   |   Our Underwriter  |   Do Not Sell or Share My Personal Information  |  About AIG Ads


Coverage available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.