Travel Insurance Plans for Children

Understand the importance of a travel insurance plan when traveling with kids. Make sure you’re covered with the right Travel Guard® plan.

Whether you’re traveling with minor children, or your child is traveling on their own, there are plenty of options when it comes to creating an unforgettable trip. While you prepare for your trip, Travel Guard can help by offering a variety of travel insurance coverage options for you. We know you’ll still worry about your kids, but Travel Guard can be there to help.

Ready to book a vacation with your children?

Travel Guard’s award-winning travel insurance plans provide excellent coverage options and access to 24-hour emergency travel assistance. Compare our travel insurance plans to find the best option for traveling with children. Get a travel insurance plan the way you want it!

What is a travel insurance plan for children?

A travel insurance plan for children is no different than a travel insurance plan for adults. But we know there are certain coverages that may be more important to you if you’re traveling with children. Having a travel insurance plan that provides coverage for certain events or losses, which may include trip cancellation, lost baggage recovery, medical expense and more can help ease the stress you might have. Whether you’re traveling with your children, or they are journeying on their own, a travel insurance plan can help you enjoy your trip knowing your travel investment is more protected.

What does a travel insurance plan for children cover?

When you purchase a travel insurance plan for your child’s trip, you can get coverage for certain unforeseen circumstances, whether your child is traveling alone, with you or even as part of a school trip. Choose a plan that has the coverage and benefit limits your child needs for travel. Popular plan features include:

  • Trip cancellation/interruption coverage
  • Missed flight connection assistance
  • Baggage and baggage delay coverage  
  • Medical expense coverage
  • Adventure Sports Bundle – we know kids like those adrenaline packed activities (available as an optional add-on with certain plans)
  • Cancel For Any Reason (optional add-on coverage available with certain plans)
  • Travel assistance services – specialized representatives who are available to help 24/7 

Do I need a travel insurance plan for my children?

While it’s always a good idea to protect your travel investment, you may find it to be even more essential when it comes to traveling with children or your children traveling alone. There’s a lot of arrangements to juggle and even small interruptions can make traveling more difficult when kids are involved. All our Travel Guard travel insurance plans come with access to 24/7 emergency travel assistance, so you have extra help anytime you need it and can focus on your kids (or help them get home from afar).

Do I need to obtain a travel insurance plan for my minor children’s school trip?

School trips may require students to have a travel insurance plan. But even if it’s not a requirement you may have more peace of mind knowing your child’s trip has the coverage they need. Take a look at the travel insurance plans from Travel Guard that might work best for a student traveler.

Which Travel Guard travel insurance plan is best for my children’s trip? 

The plan that is best suited for your child’s travels depends on a few things. If your child is traveling alone or with you, you may be most concerned with coverages like lost baggage, missed connection, or trip delay – the things that can really throw a wrench in travel plans. If that’s the case for you, our Preferred Plan is a great place for any traveler to start. It includes those popular coverages as well as 24/7 emergency travel assistance.

If your child is traveling as part of a school trip and is required to have a travel insurance plan, there may be certain benefit limits that are required on their travel insurance plan. If that’s the case, our Deluxe Plan is a great option since it has the most coverages included on the base plan and the highest benefit limits. Our customer service representatives are always happy to help you figure out what plan fits any travel requirements that you have, you can reach them with questions at 800.826.5248.  More information is available on our student traveler page.

Are children included on Travel Guard travel insurance plans?

Travel Guard’s Deluxe, Preferred and Essential plans all include coverage for identified family members that reside in the same state. One child who is age 17 or under and is booked to travel with (and is related to) the primary adult named on the plan, is included in the rates for each paying adult. Note that this does not apply to optional coverages, and the child’s trip cost must be equal to or less than the adult traveler(s) trip cost.

Does a Travel Guard travel insurance plan cover legal guardians traveling with their children?

Yes, legal guardians can obtain coverage with the children under a travel insurance plan.

Why book your travel insurance plan for your children through Travel Guard? 

Travel Guard is one of the world’s leading travel insurance providers with a network of service centers located in Asia, Europe, and the Americas, ensuring the highest quality emergency travel services and medical assistance while you’re traveling. With early purchase benefits and optional add-on coverages, you can customize the plan and coverages you need for your vacation.

Get a travel insurance plan the way you want it!

Reviews and Testimonials


Last year I traveled with my daughter, who is an athlete who competes in tournaments worldwide.  I had not purchased travel insurance, and she was injured, requiring a hospital visit.  It was a nightmare when we returned, and I tried to get reimbursed through her health care provider for an out-of-network, out-of-country, hospital visit.  This year, I purchased travel insurance for us both through Travel Guard – but for me it was just an after-thought – it never occurred to me that I would need it.  Just three days into a 10-day trip to London, I received news that my father was placed in hospice and had little time to live.  I immediately made arrangements to return to the U.S. with the assistance of my agent, who was great at finding me a flight and making all the arrangements for my return.  The claim process was very easy for that emergency travel.  I travel often, for business and pleasure.  I will never travel again without travel insurance.  It really gives you peace of mind that you can return, if necessary, without much hassle or delay.

- Linda H.

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Coverage available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.