Travel Insurance Plans for Pregnant Travelers

Understand the importance of a travel insurance plan and how that may cover pregnancy related issues for expecting travelers. Make sure you have the coverage you need with the right Travel Guard travel insurance plan.

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There are no coverages that are specific to pregnant women, but there are certain coverages that might be impacted if you’re pregnant. Having the right coverage and understanding how you’re covered is important. Look for a plan that fits your pregnancy travel needs.

Popular plan features include:

• Emergency medical expense coverage (be sure to understand how pregnancy may impact this coverage)
• Trip Cancellation
• Trip Interruption
• Missed Connection
• Trip Exchange – coverage for difference in cost or fees associated with changing your vacation to new travel dates in certain cases 
• Baggage Coverage 
• Rental Vehicle Damage Coverage (optional add-on coverage)
• Cancel For Any Reason (optional add-on coverage available with certain plans)

Be sure to review your plan details carefully, so you understand exactly how pregnancy may affect your coverage.

Travel insurance isn’t required to travel while pregnant, but it can make a big difference if plans change or complications arise. While normal pregnancy or childbirth isn’t covered under emergency medical expense coverage, losses related to unexpected complications may be. And if you purchased your plan before becoming pregnant, you may qualify for trip cancellation coverage if your pregnancy prevents you from traveling.

With a Travel Guard travel insurance plan, you’ll also have access to our 24/7 emergency travel assistance. If issues arise on your trip, our specially trained representatives can help with things like rebooking flights, finding English speaking doctors, providing translation assistance and assisting with prescription replacement.

Our Deluxe Plan is a great option for pregnant women as it offers the highest benefit limits and includes popular services and coverages such as Trip Exchange, trip delay and baggage coverage. For more coverage, consider adding on a bundle such as the Name Your Family™ bundle to include a non-relative in the definition of family as it relates to coverage on your policy.

You can view and compare each of our plans here, or give us a call at 800-826-5248 and we’ll help you to tailor your unique travel insurance plan.

Yes. You can absolutely purchase a travel insurance plan if you’re traveling while pregnant. Just be sure to read the policy of insurance on your travel insurance plan to understand how pregnancy may impact your coverage.

Yes, on our Preferred and Deluxe plans, you can be reimbursed for prepaid, nonrefundable expenses for covered losses due to pregnancy as long as you became pregnant after the effective date of your coverage. Be sure to confirm what is needed to submit a claim.

Travel Guard is one of the world’s leading travel insurance providers with a network of service centers located in Asia, Europe and the Americas, ensuring the highest quality emergency travel services and medical assistance while you’re traveling. With early purchase benefits and optional add-on coverages, you’ll be able to enjoy your vacation knowing your travel investment is more protected.

Hoping to squeeze in a babymoon before the new arrival? Traveling during pregnancy can be safe and enjoyable with a little extra planning. If you have questions about the best way to plan and prepare for a trip, the American College of Obstetricians and Gynecologists (ACOG) has some excellent resources and advice for pregnant travelers.

Some key factors to consider include:

• Talk to your doctor before booking
  Get medical clearance and advice tailored to your pregnancy stage and health. Ask for a letter confirming you’re fit to fly, as some airlines may request this closer to your due date.
• Know airline rules in advance
  Many carriers limit travel after around 36 weeks (earlier for multiples). Check your airline’s policy before you book, as rules vary.
• Time your trip wisely
  The second trimester (weeks 14–28) is often the most comfortable time for long-distance travel. You may have more energy and fewer nausea symptoms, while avoiding the restrictions of late pregnancy.
• Stay comfortable in transit
  Choose an aisle seat for easier bathroom access and to stretch your legs. Wear loose clothing, supportive shoes and consider compression socks to reduce swelling and lower the risk of blood clots.
• Stay hydrated and snack smart
  Drink plenty of water, avoid excessive caffeine, and pack healthy snacks. Eating small, frequent meals can help keep energy steady and minimize nausea.
• Bring the right paperwork
  Carry your travel insurance plan details, a copy of your medical records, prescriptions and your doctor’s contact information. These documents can make a huge difference in an emergency.
• Plan around healthcare access
  Research hospitals or clinics near your destination and keep emergency contact numbers handy just in case. Travel Guard’s 24/7 emergency travel assistance team can also help locate care if you need it.
• Think about your itinerary
  Allow for rest time. Avoid overly packed schedules, extreme climates or destinations with limited medical access.
• Pack a pregnancy travel kit
  Include prenatal vitamins, any medications you need, maternity support items (like a belly band or travel pillow) and extra snacks.