Travel Insurance Plans for Backpackers

Understand the importance of a travel insurance plan for your next backpacking adventure and make sure you’re covered with the right Travel Guard® plan.

Backpacking is becoming more popular as travelers discover the joys of adventuring in the great outdoors. There are limitless options when it comes to creating the backpacking exploration of your dreams. While you get ready to start your trip, Travel Guard can help by offering a variety of travel insurance plan options, including our emergency services team who is available 24/7 to be there for you during any hectic events that may happen along the way.

Ready to book your backpacking trip?

Travel Guard’s award-winning travel insurance plans provide excellent coverage options and access to 24-hour emergency travel assistance. Compare our travel insurance plans to find the best option for your backpacking adventure. Get a travel insurance plan the way you want it!

What is a travel insurance plan for backpackers?

While Travel Guard doesn’t have a specific backpacking travel insurance plan, it’s the coverages on your travel insurance plan that matter most. Coverage for certain medical expenses, baggage coverage, and access to emergency travel assistance can help provide the peace of mind that you want for your backpacking adventure.

What does a travel insurance plan cover for backpacking?

Look for a plan that has the coverage and benefit limits you need while backpacking. Popular plan features include:

  • Medical expense coverage
  • Pre-existing medical condition exclusion waiver – important if you’re concerned about coverage for existing health conditions (if purchased within 15 days of initial trip deposit)
  • Trip cancellation/interruption coverage
  • Baggage coverage
  • Car rental coverage (optional add-on coverage)
  • Cancel For Any Reason (optional add-on coverage available with certain plans)
  • Pet bundle – hiking with your best friend? Make sure they’re covered too (optional add-on coverage available with certain plans)
  • Emergency travel assistance – specialized representatives are available 24/7 to help

Do I need a travel insurance plan when I’m backpacking?

A travel insurance plan is not typically a requirement when traveling (depending on your destination). However, it can be an essential tool when it comes to protecting your travel investment. Backpackers may face unique risks while traveling, such as theft or baggage loss – a big deal when your luggage is your means of survival. Plus, you may not realize that some backpacking trips may be considered an adventure or extreme activity – so adding Travel Guard’s Adventure Sports Bundle helps ensure you have the coverage you may need for your trip.

Which Travel Guard travel insurance plan is best for my backpacking trip?

Depending on the type of backpacking trip you’re taking you may want to consider our Deluxe Plan as it has the highest benefit limits for coverages such as medical expense coverage, trip delay and baggage coverage. If you’re heading out on a shorter or more manageable backpacking trip Travel Guard’s Preferred Plan may have the coverage you need. Both plans have the option to add-on our Adventure Sports Bundle and include access to our 24/7 emergency travel assistance team. 

Can I get a travel insurance plan without a return date if I don’t know how long I’ll be backpacking?

No, the cost of your travel insurance is based on the length of your trip. To get coverage, you must provide an end date to your trip. However, you may be able to extend your coverage while on your trip if more time is needed. If you’re an avid backpacker who heads out on a regular basis, you may want to consider Travel Guard’s Annual Plan. Our Annual Plan allows you to have coverage for all your travels (up to 90 days per trip). 

Why book your travel insurance plan through Travel Guard for your next backpacking adventure?

Travel Guard is one of the world’s leading travel insurance providers with a network of service centers located in Asia, Europe and the Americas, ensuring the highest quality emergency travel services and medical assistance while you’re traveling. With early purchase benefits and optional add-on coverages, you can customize the plan and coverages you need.

Get a travel insurance plan the way you want it!

Reviews and Testimonials

My wife and I had signed up for a trekking trip to Peru. A few months before the trip my wife developed a problem with her foot that ultimately required surgery. She was not able to go trekking. Travel Guard made it very easy for me to submit all the necessary documentation to make a claim for my wife’s trip amount online. All was very straightforward, and my claim was honored with no muss or fuss. From that time, all our trips are insured with Travel Guard.

- Jay B.

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Coverage available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.