RV and Camping Trip Travel Insurance Plans

Ready to book your RV or camping vacation?

Travel Guard’s award-winning travel insurance plans provide excellent coverage options and access to 24-hour emergency travel assistance. Compare our travel insurance plans to find the best option for your trip.

While there isn’t a specific Travel Guard plan just for RV or camping trips, a travel insurance plan can still be beneficial if you need to cancel a prepaid campground stay, leave a trip early because of a covered illness or injury, deal with a weather-related disruption or replace personal items after a covered baggage issue.

Rather than focusing on just one part of the trip, a travel insurance plan can help with the broader travel investment around your RV or camping vacation. That may include your reserved accommodations, prepaid activities and certain additional transportation expenses if a covered interruption changes your plans.

Travel Guard offers customizable travel insurance plans for your RV or camping trip. Look for a plan that has the coverage and benefit limits you need. Popular plan features include:

• Trip Cancellation - this might include campsite reservations, cabin bookings, park lodge stays, guided excursions or other prepaid travel arrangements
• Emergency medical expense coverage
• Emergency Evacuation
• Baggage Coverage - Camping trips often involve expensive personal gear and RV trips can still include luggage, clothing and travel essentials that matter if they are lost, stolen or damaged.
• Pet Bundle – Because many travelers bring their four-legged family members on camping trips (optional add-on coverage available on certain plans)
• Cancel for Any Reason (optional add-on coverage available on certain plans)

Travelers should review plan details carefully because not all travel-related vehicle situations are covered. On some policies coverage for campers, trailers and recreational vehicles is excluded.

That means a travel insurance plan may still help with the trip investment around an RV or camping vacation, but coverage for physical damage to a rented RV may not be included under every plan or upgrade. Travelers should always check their policy details before relying on a plan for that type of loss.

Camping and RV travel can feel flexible, but these trips can still be impacted by a wide range of unexpected issues. Severe weather, sickness, injuries, travel delays, traffic accidents on the way to your destination and baggage problems can all disrupt your plans. A travel insurance plan may help if one of those events leads to a covered loss under your policy.

A travel insurance plan may be worth considering if your trip includes:

• Prepaid campsite, cabin or lodge reservations
• Ferry, train or flight connections as part of the trip
• National-park itineraries or multiple destinations
• Nonrefundable tours, events or activities
• Travel far from home
• Outdoor travel where access to medical care may be more limited than at home

For many travelers, the value is not just about reimbursement for covered losses. It is also about having a plan in place if something unexpected happens before or during the trip.

For RV and camping trips, there usually isn’t one single “best” Travel Guard plan for every traveler. The right plan depends on factors like how much of your trip is prepaid, how far you’re traveling, how remote your destination is and whether you want stronger medical expense, emergency evacuation, baggage or pet-related coverages. All three plans can provide value for an RV or camping trip, but they fit different types of travelers.

If you’re taking a simpler, lower-cost trip, the Essential Plan may offer the coverage you need for prepaid trip costs and certain unexpected travel issues. If you want a stronger balance of trip, medical expense and baggage-related coverages, the Preferred Plan may be a good fit for many RV and camping travelers. And if you’re planning a longer, more expensive or more remote trip, the Deluxe Plan may be worth considering for its higher medical expense and emergency evacuation benefit limits.

It may. Depending on the policy, certain weather-related events may be covered reasons for Trip Cancellation, Trip Interruption or Trip Delay.

Yes, roadside assistance is included with the Deluxe Plan as a non-insurance assistance service. Travel Guard’s Roadside Assistance may include towing assistance, flat tire assistance, lock-out assistance and more.

Travel Guard travel insurance plans can help travelers prepare for the unexpected before and during an outdoor trip. Depending on the plan selected, that may mean help with covered campground or cabin cancellation losses, support if you have to leave a trip early, coverage for eligible medical expenses while traveling, emergency evacuation for covered situations, reimbursement for covered baggage losses and access to travel assistance services while you’re away.

For RV and camping travelers, the value is not just in having coverage for broad travel problems. It is in choosing a plan that better reflects how these trips actually work: prepaid reservations, long drives, remote destinations, outdoor gear and time away from home where unexpected issues can affect the whole trip.

Travel Guard gives us peace of mind when we are out exploring the world. We have had to make claims on several trips, and while collecting documentation and submitting is not always fun, claims are handled quickly and thoroughly.

- Stephen A.