Travel Insurance Plans for Solo Travelers

Understand the importance of a travel insurance plan for your solo travels and make sure you’re covered with the right Travel Guard plan.

Solo travel is becoming more common as travelers discover some vacations are best enjoyed alone. However, traveling solo comes with more responsibility for you to manage on your own. Luckily, Travel Guard can help by offering a variety of travel insurance plan options, including our emergency services team who is available 24/7 to be there for you during the unexpected while you enjoy the good times alone.

Ready to book your solo travel?

Travel Guard’s award-winning travel insurance plans provide excellent coverage options and access to 24-hour emergency travel assistance. Compare our travel insurance plans to find the best option for your solo travel today. Get travel insurance the way you want it!

What is a travel insurance plan for solo travel?

Whether you’re traveling solo or as part of a group, a travel insurance plan functions much the same. Travel insurance plans provide coverage for certain events or losses, such as trip cancellation, lost baggage recovery, medical assistance and more. Without a travel insurance plan, solo travelers are at risk for incurring additional fees for unexpected circumstances, which can be a burden when paying for a vacation by yourself. A travel insurance plan can help you enjoy your trip knowing your travel investment can be covered.

What does a travel insurance plan cover for solo travelers?

Travel Guard offers customizable travel insurance plans for your solo vacation. Look for a plan that has the coverage and benefit limits you need. Popular plan features include:

  • Medical expense coverage 
  • Trip cancellation/interruption coverage 
  • Missed flight connection assistance 
  • Baggage coverage 
  • Car rental coverage (optional add-on coverage) 
  • Cancel For Any Reason (optional add-on coverage available with certain plans) 
  • Adventure Sports Bundle (optional add-on coverage available with certain plans) 
  • Emergency travel assistance – specialized representatives are available 24/7 for emergency assistance, a big relief when traveling alone

Do I need a travel insurance plan for my solo trip?

While a travel insurance plan is not a requirement for traveling alone, it can be an essential tool when it comes to protecting your travel investment. When you are a solo traveler, you bear the burden of your finances alone. Any unexpected expenses can take a toll on your bank account. Your travel insurance plan can help cover your travel investment. As a solo traveler, you should consider finding a travel insurance plan with 24/7 emergency assistance. You never know when a travel mishap may occur, and knowing you have access to travel assistance anytime of the day or night can be a huge relieve when traveling alone.

Which Travel Guard insurance plan is best for my solo trip?

No matter the type of trip you’re planning, our Preferred Plan is a great place for any traveler to start. It includes popular coverages such as medical expense coverage, trip delay and baggage coverage. If you’re traveling far or for an extended period of time, you may want to consider our Deluxe Plan as an option as it has higher benefit limits and additional coverages for your trip, such as Flight Guard and Security Evacuation.

Will my travel insurance plan cover my solo trip to multiple countries?

Yes, your Travel Guard travel insurance plan will cover you for multiple destinations in a single trip.

What are travel insurance plan options as a senior traveling solo?

If you’re a senior and looking to purchase a travel insurance plan for your solo travels, the Deluxe Plan may be the best fit. With higher benefit limits you can be sure you have the resources you need while traveling. Most importantly, make sure you purchase your travel insurance plan early. Purchasing your travel insurance plan the same day you make your first trip deposit (or soon after) may qualify you for the pre-existing medical condition exclusion waiver. With the waiver it’s possible to be covered for some medical issues on your trip, despite your pre-existing medical condition.

Why purchase your travel insurance through Travel Guard for your solo travels?

Travel Guard is one of the world’s leading travel insurance providers with a network of service centers located in Asia, Europe and the Americas, ensuring the highest quality emergency travel services and medical assistance while you’re traveling. With early purchase benefits and optional add-on coverages, you can customize the plan and coverages you need for your solo travels.

Get travel insurance the way you want it!

Reviews and Testimonials


“[Travel Guard] … reimbursed me for most everything that wasn’t covered by my other insurance. So grateful I had Travel Guard to call.

On day three of my trip to Maui, I was hit by a rogue wave that broke my collarbone and four ribs. I immediately called Travel Guard and they were very helpful and walked me through all my needs at that point. It was nice talking to a sympathetic person. When I returned home and after filing a claim, they reimbursed me for most everything that wasn’t covered by my other insurance. So grateful I had Travel Guard to call. Thank you!

– Char C.

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Coverage available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.