Ski Travel Insurance Plans

Understand the importance of ski travel insurance plans for your next vacation and make sure you’re covered with the right Travel Guard plan.

Ski travel insurance plans are designed to help cover your adventures down the slopes. Whether you’re about to enjoy a New England winter or glide down The Alps, Travel Guard has plans to help cover your ski vacation.

If your ski vacation does take you out of the country, remember your U.S. health insurance plan may not cover you while traveling internationally. And regardless of where you’re skiing, be sure and purchase Travel Guard’s Adventure Sports Bundle add-on (available on our Deluxe and Preferred plans) to make sure you have coverage for adrenaline-pumping activities like skiing.

Ready to book your ski vacation?

Travel Guard’s award-winning travel insurance plans provide excellent coverage options and access to 24-hour emergency travel assistance. Compare our travel insurance plans to find the best option for your travels today. Get travel insurance the way you want it!

What is a ski travel insurance plan?

Ski travel insurance plans provide travelers with coverage for ski vacations including baggage coverage for sporting or ski equipment that you are bringing with you. Typically ski travel insurance plans offer higher benefit limits for baggage knowing that you’re likely traveling with extra gear. It’s also important to make sure there are no extreme sport exclusions on your travel insurance plan, so you’re covered if you get injured while skiing.

What does a ski travel insurance plan cover?

Travel Guard offers customizable travel insurance plans for your ski vacation. Look for a plan that has the coverage and benefits limits you need. Popular plan features include:

  • Medical expense coverage – your U.S. health plan may not cover you out of country
  • Travel inconvenience benefit – a one-time payment for covered inconveniences you encounter on your trip like a closed attraction due to lack of snow (included with certain plans)
  • Emergency travel assistance – specialized representatives are available day or night to assist with unexpected travel issues
  • Lodging expense – coverage for certain reentry requirements into the U.S. (optional add-on coverage available on certain plans)
  • Adventure sports bundle – perfect for covering activities like skiing and snowboarding (optional add-on coverage available on certain plans)
  • Baggage coverage
  • Trip cancellation
  • Cancel For Any Reason (optional add-on coverage available on certain plans)

Do I need a ski travel insurance plan?

It’s smart to cover your travel investment on any vacation, and that’s especially true for your ski vacation. When you’re traveling to a snowy destination, inclement weather can become a problem for your trip whether you’re traveling in the air or on the roads. Plus, you’ll want to make sure you’re covered for certain medical expenses you may encounter on your travels – especially if your vacation is outside the U.S.

With a Travel Guard travel insurance plan your travel investment can be protected, and you have access to our specially trained representatives for 24-hour travel emergency assistance. A missed flight doesn’t have to mean missing out on skiing – our representatives will work to help you through any unexpected travel mishaps.

Which Travel Guard travel insurance plan is best for my ski trip?

Travel Guard has a variety of options to help protect your trip depending on the coverage you need. For ski vacations, having Travel Guard’s Adventure Sports Bundle is going to be important, and that coverage is available as an optional add-on with both our Deluxe and Preferred plans. Travel Guard’s Deluxe plan has the highest benefit limit for baggage coverage. If you’re bringing any ski equipment or gear with you, the higher limit might be a good idea.  

No matter which Travel Guard insurance plan you choose, you’ll have access to our specially trained representatives for 24/7 emergency travel assistance.

How much is a ski travel insurance plan?

Typically, a travel insurance plan costs 5-7% of your total trip cost, meaning that your overall cost will depend on the details of your vacation, including if you add additional coverage to your insurance plan. If you’re planning a ski vacation, you’ll most likely want to include Travel Guard’s Adventure Sports bundle to ensure you have coverage for more extreme activities.

What is the best travel insurance plan for families going on a ski vacation?

Travel Guard’s Deluxe Plan includes our highest benefit limits for our coverages including medical expense coverage, trip cancellation, trip interruption, missed connection and more. With add-ons like our Adventure Sports bundle, you’ll have even more coverage for the whole family on your ski vacation.

Why purchase your ski travel insurance plan through Travel Guard?

Travel Guard is one of the world’s leading travel insurance providers. We have a network of service centers located in Asia, Europe and the Americas ensuring the highest quality emergency travel services and travel medical assistance while you’re traveling. With early purchase benefits and optional add-on coverages you can customize the plan and coverages you need for your ski vacation.

Get travel insurance the way you want it!

Reviews and Testimonials


“I was riding a luge in Rotorua, New Zealand when my phone flew out of my pocket and landed in the lane of the next rider. It was crushed! My Travel Guard insurance paid $500 to help cover cost of my new phone. Very happy customer!”

- Janet T.

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Coverage available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.