Bermuda Travel Insurance

Familiarize yourself with Travel Guard’s most important travel tips and safety information to help make sure you’re more prepared for your vacation to Bermuda.

Bermuda is a great destination for visitors looking for a relaxing vacation in a beautiful location. Known for its pink sand beaches and clear blue waters, you can easily enjoy a relaxing vacation on gorgeous shores. If checking out the island nightlife is more your speed, you’ll find trendy bars and music venues to discover. While you get ready to create unforgettable memories, Travel Guard can help you plan.

Bermuda Travel Insurance Plans


Do I need a travel insurance plan to visit Bermuda?

A travel insurance plan is not a requirement for entry to Bermuda; however, it is recommended to have a travel insurance plan with medical expense coverage as your U.S. healthcare plan may not provide coverage overseas. The Government of Bermuda explicitly states that travelers without health insurance will be responsible for all costs associated with any care they receive1. Additionally, a travel insurance plan provides a variety of other coverages, which may include Baggage Delay, Trip Interruption, Trip Cancellation and more to help protect your travel investment.

What is the best travel insurance plan for Bermuda?

Our Preferred Plan is a great place to start for travelers to Bermuda since it offers comprehensive travel insurance coverages including Travel Medical Expense, Trip Cancellation and Interruption, Trip Delay, Baggage Coverage and more. You can customize your travel insurance plan with Travel Guard’s optional add-ons which may include the Adventure Sports Bundle that provides certain coverage against losses for Adventure and Extreme Activities that otherwise may not be covered by your base plan – a good idea with so many fun water sports in Bermuda! Finally, all of our travel insurance plans come with access to Travel Guard’s 24-hour emergency travel assistance so you’re not left to deal with travel mishaps alone.

How much is a travel insurance plan for a trip to Bermuda?

A travel insurance plan is usually priced between 5-7% of the total cost of your trip. Several factors come into play when it comes to pricing your plan, which may include the product you choose and the number of travelers in your party. For more details on pricing, check out our article on how much travel insurance costs.

Ready to book your travel insurance plan for your trip to Bermuda? Travel Guard’s award-winning travel insurance plans provide excellent coverage options and access to 24-hour emergency travel assistance. Compare our travel insurance plans to find the best option for your travels today.

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Bermuda Travel Tips and Safety Information


To help ensure travelers to Bermuda are as safe and informed as possible, Travel Guard has compiled some popular questions asked by tourists visiting the country.

Are there COVID-19 restrictions for U.S. visitors to Bermuda?

For the latest information related to COVID-19 travel requirements for Bermuda, please visit the official U.S. Embassy website for Bermuda.

What currency is used in Bermuda?

The official currency of Bermuda is the Bermudan dollar. Though the U.S. dollar isn’t an official currency of Bermuda, it is often used interchangeably with the Bermudan dollar, though any change from a purchase is likely to be in Bermudan dollars. If you find you need Bermudan dollars on your travels, you can exchange currency at an airport exchange kiosk or an ATM in Bermuda. Credit and debit cards are widely accepted, just be sure to let your bank know of your travel plans to help avoid losing access to your finances.

What language is spoken in Bermuda?

The official language of Bermuda is English, which means English-speaking travelers from the U.S. should easily be able to navigate signage throughout the country and communicate easily with locals.

Do I need a visa or passport to travel to Bermuda?

Travelers do not need a visa for entry to Bermuda, though a valid passport with one blank page is required.

How do I contact the U.S. Embassy in Bermuda?

The U.S. Embassy in Bermuda is located in Devonshire. Visit the official U.S. Embassy government website for a list of up-to-date phone numbers and addresses.

What is the weather like in Bermuda?

Bermuda has a subtropical climate with hot summers lasting from June to September and mild winters from November to March. Rainfall is common throughout the year, though October tends to be the wettest month while April and May tend to have the least rain.

When is the best time of year to visit Bermuda?

The most popular time to visit Bermuda is from May to September when temperatures are high, and rainfall is low. Bermuda’s shoulder season, March to April, can offer better deals and fewer crowds while still giving tourists beautiful weather to enjoy. For the best prices, consider visiting in the off season, November to February, where temperatures are mild, and crowds are low.

What is the dial code for phoning to and from Bermuda?

Bermuda is a part of North America and uses the same dial and exit code as the U.S., meaning you can use +1 followed by the area code and seven-digit number you’re trying to reach when calling from home. There is also no need to use an exit code when calling back home from Bermuda.

What kind of power adapter do I need for my electronics?

Bermuda uses the same voltage and outlet type as the U.S., so you will not need to bring a power transformer or adaptor on your trip and can use and charge devices as normal.

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Other Bermuda FAQs


Are there vaccine requirements for travel to Bermuda?

There are currently no vaccination requirements for entering Bermuda. However, the CDC does list vaccinations which are recommended. Always consult with your doctor before traveling.

Can I rent a car in Bermuda?

Travelers can rent an environmentally friendly mini electric car while on vacation in Bermuda or if driving on vacation isn’t an option, consider booking a taxi or ferry ride to your desired location.

Travel Guard offers comprehensive and customizable travel insurance plans for travelers visiting Bermuda. With excellent coverage and specialized emergency travel assistance representatives ready to help you at any time, Travel Guard is there for you. Compare our popular plans and find the best one for you!

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Coverage available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, travelguard.com. CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.