Nicaragua Travel Insurance Plans

Familiarize yourself with Travel Guard’s most important travel tips and safety information to help make sure you’re more prepared for your vacation to Nicaragua.

Travelers visiting Nicaragua can expect to experience its natural beauty and historic architecture. Whether you’re hoping to visit one of the country’s volcanos on Ometepe island or take a tour to view the history of cities like Granada, you’re sure to create once-in-a-lifetime memories in Nicaragua. While you get ready for your vacation, Travel Guard can help you plan.

Nicaragua Travel Insurance Plans

Do I need a travel insurance plan to visit Nicaragua?

Travel insurance is not a requirement for entry to Nicaragua, though it is recommended when you are traveling abroad as many U.S. healthcare plans may not provide international coverage. Because medical care may not be adequate or even available in some areas, it’s a good idea to purchase a travel insurance plan that also has emergency evacuation coverage that can help with arranging appropriate medical care if needed. A Travel Guard travel insurance plan can also help with translation assistance, prescription replacement and medical case management should you need it1. Feel more confident traveling Nicaragua with a travel insurance plan knowing you have coverage if certain unexpected events happen.

What is the best travel insurance plan for Nicaragua?

Travel Guard’s Preferred Plan is a great place for travelers visiting Nicaragua to start since it offers comprehensive travel insurance coverages including trip cancellation, trip interruption, trip delay, baggage coverage and more. If you’re looking for the most protection for your trip, our Deluxe Plan provides the highest benefit limits and most coverages included on the base plan. All of our travel insurance plans come with access to Travel Guard’s 24-hour emergency travel assistance, so you’re not left to deal with certain travel mishaps alone. If you’re hoping to explore Nicaragua through adventurous or extreme activities, consider adding the Adventure Sports Bundle to your plan to ensure you have the coverage you need for those activities.

How much is a travel insurance plan for a trip to Nicaragua?

Travel insurance plans usually cost between 5-7% of the total price of your trip. Several factors come into play when it comes to pricing your plan, which may include the product you choose and the number of travelers in your party. For more details on pricing, check out our article on how much travel insurance costs.

Ready to book your travel insurance plan for your trip to Nicaragua? Travel Guard’s award-winning travel insurance plans provide excellent coverage options and access to 24-hour emergency travel assistance. Compare our travel insurance plans to find the best option for your travels today.

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Nicaragua Travel Tips and Safety Information

To help ensure travelers to Nicaragua are as safe and informed as possible, Travel Guard has compiled some popular questions asked by tourists visiting the country.

Are there COVID-19 restrictions for U.S. visitors to Nicaragua?

For the latest information related to COVID-19 travel requirements for Nicaragua, please visit the official U.S. Embassy website for Nicaragua.

What currency is used in Nicaragua?

The official currency of Nicaragua is the Nicaraguan Córdoba, though the U.S. dollar is widely accepted throughout the country. You can exchange currency before departure at a local bank or an airport kiosk before or after your arrival. While debit and credit cards are widely accepted, some vendors may only take cash, so be sure to have a small amount of Nicaraguan Córdobas on your person. Finally, be sure to let your bank know of your travels to help ensure you have access to your accounts.

What language is spoken in Nicaragua?

Spanish is the official language of Nicaragua, though English and other indigenous languages are spoken along the Caribbean coast. For best practice, be sure to learn common sayings and phrases before your trip and download a translator app that works offline to avoid communication issues.

Do I need a visa or passport to travel to Nicaragua?

Visas are not required for tourists who are visiting Nicaragua for less than 90 days; however, a valid passport with a blank page is required for entry along with a tourist card which is available for purchase at the airport for $10 USD.

How do I contact the U.S. Embassy in Nicaragua?

The U.S. Embassy in Nicaragua is located in Managua. Visit the official U.S. Embassy government website for a list of up-to-date phone numbers and addresses.

What is the weather like in Nicaragua?

Nicaragua has warm temperatures year-round with the hottest months lasting from March to May when the average temperature is around 90 °F. November to January typically have temperatures around 65°F. The most rainfall occurs from May to October while the dry season for Nicaragua is from November to April.

When is the best time of year to visit Nicaragua?

November to May is typically the best time of year to visit Nicaragua as it’s when the country has its dry season allowing travelers to experience sunny days and warm temperatures on their vacations. If you don’t mind the rain, visiting during the country’s wet season can help you find better deals on travel packages and flights.

What is the dial code for phoning to and from Nicaragua?

The dial code for Nicaragua is +505 which can be used to connect to landlines and cellphones in the country. When calling from the U.S. be sure to use the exit code of +011 followed by the dial code, zip code and seven-digit number of your contact. When calling from Nicaragua to the U.S., use +01 followed by the 10-digit number you’re trying to reach. Be sure to let your phone provider know of your travels to help ensure you have service and avoid service fees.

What kind of power adapter do I need for my electronics?

Travelers do not need a transformer when visiting Nicaragua as the voltage is similar to the U.S., though a plug adaptor is needed if your electronics have three prongs. We recommend a universal adaptor that can be used on other trips in the future.

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Other Nicaragua FAQs

Can I visit Nicaragua with a baby?

Nicaragua is a great vacation for families of all ages. Before traveling with a baby to Nicaragua, be sure to talk to your doctor about any vaccination requirements your baby may need before traveling. Visit the official CDC website for more information on infant travel to Nicaragua. 

Is Nicaragua safe for female solo travel?

Nicaragua can be a great vacation for female solo travelers, just be sure to do research on the areas where you are planning to travel and follow recommended safety precautions from the U.S. Department of State. Get additional safety advice for female travels from Travel Guard.

Travel Guard offers comprehensive and customizable travel insurance plans for travelers visiting Nicaragua. With excellent coverage and specialized emergency travel assistance representatives ready to help you at any time, Travel Guard is there for you. Compare our popular plans and find the best one for you!

1Expenses incurred from third-party vendors for assistance services not part of a filed insurance plan are the responsibility of the traveler.

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Coverage available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.