Switzerland Travel Insurance

Familiarize yourself with Travel Guard’s most important travel tips and safety information to make sure you’re prepared for your vacation to Switzerland.

From the gorgeous wilderness surrounding the Swiss Alps to its rich history, there is plenty to explore on your visit to Switzerland. Whether you’re hoping to explore medieval architecture in the city of Lucerne, tour historic castles or daringly take on the ski slopes of the Matterhorn, you’ll be able to create an unforgettable vacation. While you figure out what you’ll do in Switzerland, Travel Guard can help you plan. 

Travel Insurance for Switzerland

Do I need travel insurance to visit Switzerland?

Switzerland doesn’t require travel insurance for visitors who don’t need a visa to enter the country. U.S. citizens can travel up to 90 days without a visa; however, it’s important to note most U.S. health insurance plans may not have international coverage, so travel insurance with medical expense coverage can be a good idea.

What is the best travel insurance for Switzerland?

Travel Guard has comprehensive travel insurance plans to bring with you on your trip to Switzerland. Our Preferred Plan is a great place to start as it has medical expense coverage, trip delay, baggage coverage and more. However, if you’re planning on more adventurous activities, you may want higher coverage limits to help protect your travel investment. Our Deluxe Plan is a great option for your Switzerland vacation and includes additional features like flight accident coverage, and roadside assistance. Plus, Travel Guard has optional add-ons to help cover your needs, like our Adventure Sports Bundle, which can help cover your daring explorations in Switzerland.

How much is a travel insurance plan for a trip to Switzerland?

On average, a travel insurance plan costs between an average of 5-7% of the total price of your trip. However, several factors come into play when pricing your plan, such as the product you select and the number of travelers in your party. For more details on pricing, check out our article on how much travel insurance costs.

Ready to book your travel insurance plan for your trip to Switzerland? Travel Guard’s award-winning travel insurance plans provide excellent coverage options and access to 24-hour emergency travel assistance. Compare our travel insurance plans to find the best option for your travels today.

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Switzerland Travel Tips and Safety Information


To ensure visitors to Switzerland are as safe and informed as possible, Travel Guard compiled a few popular questions asked by tourists traveling the country. 

Are there COVID-19 restrictions for U.S. visitors to Switzerland?

For the latest information related to COVID-19 travel requirements for Switzerland, please visit the official U.S. Embassy site.

Is Switzerland safe to visit?

Overall, Switzerland is a safe country to visit. However, petty crime can affect travelers, especially in major cities, crowded areas, on public transportation and overnight trains. It’s always best to practice normal safety precautions, such as being alert when you are in an unfamiliar area and keeping your valuables out of view.

If you are venturing to the mountains for winter sports, hiking or climbing, do not travel alone and bring proper supplies and equipment. Keep a close eye on weather reports, as conditions can rapidly change. Avalanches, landslides sudden storms and altitude sickness are just some of the risks you might face. If you are inexperienced, it is recommended to hire a trusted local guide for any excursions.

Visit the U.S. Department of State website for up-to-date information on travel advisory levels and safety information for travelers to Switzerland.

All U.S. travelers should enroll in the Smart Traveler Enrollment Program (STEP), a free service offered to U.S. citizens traveling and living abroad. Enrolling in this program allows you to receive important information from the Embassy as well as helps the Embassy contact you in an emergency.

What currency is used in Switzerland?

The official currency in Switzerland is the Swiss Franc. You can exchange currency at most banks in the U.S. before your trip, at a currency kiosk at the airport before or after your departure or at a bank in most major cities. Debit and credit cards are majorly accepted but be sure to inform your bank of your travels to avoid unwanted interruption. It’s still a good idea to carry a small amount of cash if you wish to stop at a small or local market where cards may not be accepted.

What language is spoken in Switzerland?

There are four official languages of Switzerland – German, French, Italian and Romansh. English is not an official language, though you may find some English-speakers in the country, it’s best to learn common sayings and phrases in German so you can navigate your travels easier. Remember to download a translation app that works offline to best avoid confusion.

Do I need a visa or passport to travel to Switzerland?

Visas are not required for U.S. citizens who are traveling less than 90 days and have a passport valid for six months after your departure date.

For the latest information regarding visas and passports for Switzerland travel, please visit the U.S. State Department’s Switzerland country information page.

How do I contact the embassy in Switzerland?

The U.S. Embassy in Switzerland is in Bern. Visit the official U.S Embassy government website for a list of up-to-date phone numbers and addresses.

What is the weather like in Switzerland?

Switzerland is known for its mild climate with winter lows between 28° - 45° F and summer highs ranging from 65° F to 82° F with little to no humidity. However, the mountainous weather is known to change quickly turning from rain to shine or vice versa. Be sure to pack a rain jacket or umbrella to best be prepared.

When is the best time of year to visit Switzerland?

While Switzerland is undoubtably known for its gorgeous, snow-covered landscapes, there are plenty of activities and events to participate in throughout the year.

Summer is a great time of year to visit and learn more about the country’s culture, in June, tourists can watch the Swiss Yodeling Festival, a traditional event that takes place over the course of a weekend but be sure to plan accordingly as this event only happens once every three years! If your trip doesn’t allow you to visit the Yodeling Festival but you still want to take part in a summer cultural event the International Alphorn Festival takes place in late July to celebrate the traditional instrument rooted in the country’s history.

However, if the summer doesn’t suit you, there are events throughout the year, such as the Chestnut Festival, a celebration of food which takes place in mid-October, Fête de l'Escalade in December to commemorate Geneva’s victory in the 1602 battle to defend their town or join the festivities of Basel Carnival, the largest festival in Switzerland.

No matter what time of year you decide to vacation, you’ll find plenty to offer in Switzerland.

What is the dial code for phoning to and from Switzerland?

Switzerland’s dial code is +41, which is used to call landlines and mobile phones in the country. Remember to use the exit code of +11 when placing international calls from the U.S. and consider the area code of the city or town you’re calling. When calling internationally, landlines are typically more affordable than connecting to a cell phone but be sure to contact your phone provider for cost estimates and to let them know of your travel plans to best avoid unwanted interruption during your trip.

What kind of power adapter do I need for my electronics?

Switzerland uses a higher voltage than the U.S., so travelers will need to bring a power adaptor with them. The country uses 230V, but a universal adaptor may help you if you plan to travel more in the future.

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Other Switzerland FAQs

Can I travel Switzerland by train?

Traveling by train is one of the most popular, and affordable, ways to travel the country. There are rails across Switzerland allowing tourists to travel across the country with ease. Be sure to buy a rail pass or follow the schedule to know what day and time you need to travel. Remember most large stations will let you book in advance, but always double check before your journey.

Is Switzerland a safe trip for seniors?

Switzerland is a great vacation for Seniors as it offers accessible ways to explore the country without putting yourself at serious risk of injury. Plus, many resorts and hotels offer discounts for seniors making the country an even more suitable option for your next vacation.

Travel Guard offers comprehensive and customizable travel insurance plans for travelers visiting Switzerland. With excellent coverage and specialized emergency travel assistance representatives ready to help you at any time, Travel Guard is there for you. Compare our popular plans and find the best one for you!

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Coverage available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, travelguard.com. CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.