What is Travel Insurance?
Travel insurance is a type of insurance (like car or home insurance) that provides coverage for certain costs and losses associated with traveling.
About Travel Insurance / What's covered? / What's not covered? / What if I already have medical insurance? / How do I purchase travel insurance?
About Travel Insurance
Travel insurance can help give you greater peace of mind.
Without travel insurance, if something unexpected happens like an accident or a missed flight, you could be responsible for some of those costs yourself.These unexpected expenses can be expensive, so travel insurance can help give you greater peace of mind, knowing your travel investment is covered.
Emily Kaufman is the founder and CEO of The Travel Mom and a trusted travel expert. She explains why she finds travel insurance so important and why she recommends Travel Guard® for your next trip!
It's easy to purchase a travel insurance plan.
Purchase online or over the phone.
Tell us about yourself and your trip
Review your insurance options
Choose the plan that's right for you
You can purchase online or over the phone by providing some basic details about yourself and your upcoming trip. Then you'll be offered travel insurance options, so you can choose the plan that's right for you.
Filing A ClaimWhen a covered event or loss occurs, like losing a phone or getting sick on vacation, you should file a claim under your travel insurance plan with the necessary documentation. Once that documentation is reviewed you may be reimbursed covered out-of-pocket expenses, subject to the terms and limitations of the insurance.
Many travel insurance plans come with a core selection of coverages.
Most of our plans at Travel Guard provide coverage for:
Add optional coverages unique to your travel situation.You can often add coverages unique to your travel situation. For example, Travel Guard has an adventure sports bundle that covers activities such as zip lining or rock climbing. There is also enhanced medical expense coverage, car rental collision damage coverage, and more.
Travel insurance that meets your needs.It's important to consider the type of trip you are planning when deciding what to include in your travel insurance purchase. If you have questions about what's best for you, our specially trained World Service Center representatives would be happy to talk it over. You can reach someone at 800-826-5248.
Award-winning travel and emergency assistance services.Additionally, with Travel Guard plans, you get access to our award-winning travel and emergency assistance services. These services are included on almost all plans and can be invaluable if something unexpected happens like a medical emergency or even a last-minute flight change. Our representatives are trained to help to get your vacation back on track, so you don't have to figure it out alone. They can get you caught up with a tour or cruise if you miss your flight, coordinate medical emergencies, assist with finding lost luggage, and more.
It's easy to get a quote!Tell us about yourself and your trip and we'll show you some options.
- GET A QUOTE ONLINE
What's not covered?
Limitations and exclusions can vary, depending on what type of travel insurance plan you choose.
In general, refundable expenses, such as those that you can get back from the original company (say a cruise deposit or hotel costs), likely will not be covered because you are getting that money back from the travel supplier. Travel insurance is for unforeseen events. This means if you purchase travel insurance after something happens the event is no longer considered unforeseen under the policy, and likely will not be covered. For example, if your luggage gets lost on a flight, then you need to have purchased your travel insurance prior to your scheduled date of departure. For additional coverage, you can customize the travel insurance plan with the optional upgraded coverage. For example, Travel Guard has optional upgrades for extreme sports or car rental collision coverage.
What if I already have medical insurance?
"But I have health insurance already, won't that cover me?"
When Should I Buy Travel Insurance?Read Full Article
How can I purchase travel insurance?
GET A QUOTE ONLINE