Travel Insurance Checklist

We've created a checklist to help ensure you have everything you need to get your travel insurance quote or to purchase your plan. Here's what you'll need:


Your destination

If you'll be visiting more than one destination, please select the destination you will spend the most time at or your first destination. This is important because there are certain U.S. sanctioned countries where insurance benefits may not be paid.

Travel dates

This should be the date you leave your house and the date you return home. For example, if you are staying at a hotel the night before your flight, you'll want to include the night in the hotel as a travel day in case you have to cancel for a covered reason.

Cost of your trip

The cost of your trip will need to be entered per traveler as shown on your invoice. For example, if a child's portion is less expensive their trip cost should reflect that. However, if the cost is not listed per person on an invoice you can split that cost evenly amongst the travelers. Your trip costs should include all expenses you pay for before you leave home. This could include any of the following:

  • Any non-refundable deposits
  • Pre-paid hotel and lodging expenses
  • Train and airline tickets
  • Cruise line tickets
  • Deposits for excursions
  • Car rentals
  • Other transportation expenses

Initial payment date

This is the date that you made your first purchase for your vacation. This should be the date you first paid for any non-refundable part of your trip. This could be when you first booked your flight, cruise, or any entertainment expenses for your trip.

Date of birth

The date of birth for all travelers on your policy. Some of our policies use the number of travelers and their age(s) to determine the price of your policy, so it's important to have this information.

Things to be aware of:


Traveling Companions

Your travel policy should only include people who live in the same state as you. If you are traveling with someone outside of your state, they'll need to purchase their own policy. However, they will still count as your traveling companion for coverage purposes.



Policies provide additional benefits when you purchase your insurance early. It may be in your best interest to purchase your travel insurance policy as soon as you make the first payment towards your trip. You can modify your policy as additional components to your vacation are booked and paid for. If you need to add additional coverage or adjust any of the items above, you can do that easily with our online modification form.

If you have more questions about what you will need for a quote or to purchase a policy, visit our FAQ section or call our World Service Center at  800-826-1300

Copyright © 2024, Travel Guard. Non insurance services are provided by Travel Guard.
Terms of Use   |   Privacy Policy   |   Accessibility Statement   |   Our Underwriter  |   Do Not Sell or Share My Personal Information  |  About AIG Ads


Coverage available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.