Dominican Republic Travel Insurance

Familiarize yourself with Travel Guard’s most important travel tips and safety information to make sure you’re prepared for your vacation to the Dominican Republic.

Whether you’re sightseeing at historic buildings in Santo Domingo, diving in Bayahibe or relaxing at an all-inclusive resort in Punta Cana, there are plenty of activities, landscapes and sights to see in the Dominican Republic. Adventure and relaxation are just a trip away.

Travel Insurance for the Dominican Republic

Do I need travel insurance to visit Dominican Republic?

Travel insurance is not required to visit to the Dominican Republic. However, between unpredictable weather, potential flight cancelations and delays, you may find more comfort traveling with a travel insurance plan.

What is the best travel insurance for Dominican Republic?

Travel Guard has a wide range of travel insurance plans that are a great fit for travel to the Dominican Republic. Our Deluxe or Preferred plans might be just what you need for your trip, as they both include medical expense coverage, baggage coverage and more. Remember to consider the activities you’ll be doing on your trip as well. Travel Guard offers optional add-ons like the Adventure Sports Bundle to cover certain extreme-adventure activities like skydiving or scuba diving.

How much is travel insurance for a trip to Dominican Republic?

Visitors going to the Dominican Republic often get great deals on their vacations, leaving many to wonder if it’s worth covering their trip – it is! A travel insurance plan is typically 5-7% of your total trip cost. Several factors come into play when pricing insurance, such as the product you’ve selected and the number of people in your party. For more detail on pricing, check out our article on how much travel insurance costs.

Ready to book your travel insurance plan for your Dominican Republic trip? Travel Guard’s award-winning travel insurance plans provide excellent coverage options and access to 24-hour emergency travel assistance. Compare our travel insurance plans to find the best option for your travels today.

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Dominican Republic Travel Tips and Safety Information


Travel Guard provides excellent insurance options for travelers visiting the Dominican Republic. To ensure visitors to the country are as safe and informed as possible, we’ve compiled a list of popular questions tourists traveling to the Dominican Republic may have.

Are there COVID-19 restrictions for U.S. visitors to the Dominican Republic?

For the latest information related to COVID travel requirements for the Dominican Republic, please visit the official U.S. Embassy site.

Is the Dominican Republic safe to visit?

The Dominican Republic is friendly and very welcoming, and many individuals travel to the country with no security incidents. However, it is still wise to be on the alert for opportunistic crimes, which can range from bag snatching to more aggressive robberies. To ensure you have a safe vacation, make sure to travel in groups and avoid leaving tourist resorts without a proper guide.

As with many other island destinations, hurricanes often affect the Dominican Republic. Additionally, there have been reports of illness from adulterated alcohol in the past, even in popular resort areas. Always be careful when consuming alcoholic beverages, and when in doubt, avoid spirits altogether.

Visit the U.S. Department of State website for up-to-date information on travel advisory levels and safety information for travelers to the Dominican Republic.

All U.S. travelers should enroll in the Smart Traveler Enrollment Program (STEP), a free service offered to U.S. citizens traveling and living abroad. Enrolling in this program allows you to receive important information from the embassy and helps the embassy contact you in case of an emergency.

What currency is used in Dominican Republic?

The official currency of the Dominican Republic is the Dominican Peso. Most major cities will have places where visitors can exchange their money from U.S. dollars to pesos. If you’re planning on shopping at local markets and kiosks, bring cash to ensure you can make a purchase. Make sure to let your bank know when you’re traveling, so there are no issues with your debit or credit card.

What language is spoken in Dominican Republic?

The official language spoken in the Dominican Republic is Dominican Spanish. There are an estimated 15,000 English speakers in the country, which makes up less than 1% of the population. Though English is likely to be spoken at resorts, be prepared with a few common questions and responses, or a translation app that works offline, to make sure you can get around as smoothly as possible.

Do I need a visa or passport to travel to Dominican Republic?

Citizens from the U.S. do not require a visa for tourist or business travel to the Dominican Republic, as long as their trip is 30 days or less. Tourists should be prepared with a valid, up-to-date U.S. passport. For a complete list of required documents for travel to the Dominican Republic, visit the official embassy website.

How do I contact the U.S. Embassy in the Dominican Republic?

The U.S. Embassy in the Dominican Republic is in Santo Domingo. For the most up-to-date contact information, you can visit the official embassy website.

What is the weather like in Dominican Republic?

Year-round, the temperatures in the Dominican Republic will typically range between the low 60˚Fs and high 80˚Fs. Typically, you’ll find partly cloudy skies, high winds and tropical humidity with their rainy season occurring between the months of May and November.

When is the best time of year to visit Dominican Republic?

The most popular time of the year to visit the Dominican Republic is in the early winter, December and January, due to the lack of rain. Temperatures are still warm around this time of year; however, flight and hotel prices tend to drop closer to February, allowing for a pleasant climate for visiting, and the weather stays in a nice mid-range through the end of April which makes the Dominican heat more tolerable.

What is the dial code for phoning to and from Dominican Republic?

The dial code for the Dominican Republic is +1, the same as the U.S. When calling, remember to include the area code to the city you’re calling to.

Keep in mind, when calling internationally there are typically charges that apply to both cell phones and landlines, with the latter being more affordable. However, to best avoid charges try calling over Wi-Fi by using Skype, Zoom or your preferred site.

What kind of power adapter do I need for my electronics?

Visitors from the U.S. do not need to bring a power adapter when traveling to the Dominican Republic. Travelers will be able to charge and use their devices as normal.

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Other Dominican Republic FAQs

Is my U.S. driver’s license valid for use in the Dominican Republic?

Yes, U.S. citizens can use their driver’s license as a valid I.D. in the Dominican Republic for the length of your stay.

What are the most popular resort towns in the Dominican Republic?

One of the most popular resort towns is Punta Cana, known for its gorgeous landscapes and beaches as well as its ideal climate. This town is one of, if not the most, popular resort spots in the country and one of the safest as well.

Other popular towns include Santo Domingo, Puerto Plate and Bayahibe.

Are the resorts in the Dominican Republic kid friendly?

There are many options when searching for resorts, so if you’re looking for a family-friendly vacation where mom and dad can still relax, search for child-friendly resorts like the Nickelodeon Hotels & Resorts in Punta Cana.

Is the Dominican Republic safe for LGBTQ travelers?

While same-sex relations are not out-lawed in the Dominican Republic, members of the LGBTQ+ community are often subjected to discrimination and violence based on their gender and identity.

For members of the LGBTQ+ community visiting the Dominican Republic, be sure to research the culture of the areas in which you plan to visit ahead of time.

Travel Guard offers comprehensive and customizable travel insurance plans for travelers heading to the Dominican Republic. With excellent coverage and specialized emergency travel assistance representatives ready to help you at any time, Travel Guard is there for you. Compare our popular plans and find the best one for you!

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Coverage available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.