Chile Travel Insurance Plans

Familiarize yourself with Travel Guard’s most important travel tips and safety information to make sure you’re prepared for your vacation to Chile.

No matter if you’re hoping to explore the popular cities of Chile, such as Santiago, Valparaíso and Concepción, view its unique landscapes such as the Atacama Desert or take in the man-made wonders on Easter Island, there is plenty of adventure for tourists hoping to explore the country. While you prepare for your vacation to Chile, Travel Guard can help you plan.

Chile Travel Insurance Plans

Do I need a travel insurance plan to visit Chile?

Travel insurance is not a requirement for entry to Chile; however, travelers may find it useful to get coverage against certain unexpected events which may include missed or delayed flights and lost baggage. Additionally, many U.S. health insurance plans may not include international coverage, so a travel insurance plan with medical expense coverage can be crucial when traveling internationally.

What is the best travel insurance plan for Chile?

Travel Guard has comprehensive travel insurance plans to help protect your trip to Chile. Our Preferred Plan is a great place to start for most travelers as it includes coverage against certain unexpected events and inconveniences, which may include trip cancelation, trip interruption, lost or delayed baggage and more. You can also customize your travel insurance plan through optional upgrades like our Adventure Sports bundle, Name Your Family® bundle, or increase your medical coverage with our Medical Bundle. The Adventure Sports bundle is especially important if you’re planning on participating in any activities such as mountain climbing or cliff diving.

How much is a travel insurance plan for a trip to Chile?

Travel insurance plans typically cost between 5-7% of the total price of your trip. Several factors come into play when it comes to pricing your plan, which may include the product you choose and the number of travelers in your party. For more details on pricing, check out our article on how much travel insurance costs.

Ready to book your travel insurance plan for your trip to Chile? Travel Guard’s award-winning travel insurance plans provide excellent coverage options and access to 24-hour emergency travel assistance. Compare our travel insurance plans to find the best option for your travels today.

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Chile Travel Tips and Safety Information


To ensure travelers to Chile are as safe and informed as possible, Travel Guard compiled some popular questions asked by tourists visiting the country.

Are there COVID-19 restrictions for U.S. visitors to Chile?

For the latest information related to COVID-19 travel requirements for Chile, please visit the official U.S. Embassy website for Chile.

Is Chile safe to visit?

There are many beautiful sights to see in Chile; however, travelers are advised to be cautious due to crime concerns and civil unrest. Most crimes occur in urban areas and are petty in nature, but violent crimes, including muggings and carjackings, have increased in recent years. Be especially vigilant near transportation hubs, restaurants, at popular tourist locations and crowded areas, and do not leave luggage or personal items unattended, even in locked vehicles.

There are security concerns associated with hailing taxis on the street, so book all transport in advance. Avoid demonstrations and, if in Chile during a time of increased unrest, be sure to follow local developments and heed any curfews or other directives issued by authorities.

If visiting any of Chile’s national parks, be aware of natural hazards, such as earthquakes. In addition to general security concerns, Chile is susceptible to natural hazards, including earthquakes, flooding and wildfires. Seismic activity can also impact major cities, but rural locations are more susceptible to impacts. Never travel to remote locations alone and hire a local guide if you are inexperienced or unfamiliar with the area.

Visit the U.S. Department of State website for up-to-date information on travel advisory levels and safety information for travelers to Chile.

All U.S. travelers should consider enrollment in the Smart Traveler Enrollment Program (STEP), a free service offered to U.S. citizens traveling and living abroad. Enrolling in this program allows you to receive important information from the embassy as well as helps the embassy contact you in an emergency.

What currency is used in Chile?

The official currency of Chile is the Chilean peso, which can be obtained by exchanging currency at most U.S. banks or at an airport kiosk before you after your departure. Credit and debit cards are widely accepted throughout the country, though smaller venues and markets may only accept cash. Be sure to inform your bank of your travels to avoid interruption.

What language is spoken in Chile?

The official language of Chile is Spanish, and it is the most common language spoken throughout the country. English is commonly spoken in larger cities, but it’s best practice to never assume someone speaks English. We suggest learning common phrases and sayings as well as downloading a translation app that works without Wi-Fi.

Do I need a visa or passport to travel to Chile?

Tourist visas are not required for visitors staying fewer than 90 days in the country. Travelers will need a passport that is in good condition and valid for the duration of your visit as well as one plank page for your entry stamp.

How do I contact the U.S. Embassy in Chile?

The U.S. Embassy in Chile is in Santiago. Visit the official U.S. Embassy government website for a list of up-to-date phone numbers and addresses.

What is the weather like in Chile?

Chile’s unique shape allows for a wide variety of climates ranging from a desert climate in the north to the cold climate that comes with the Andes mountains. Additionally, the country’s center has a Mediterranean-like climate and an oceanic climate in the south. Since Chile is in the Southern Hemisphere, the seasons are opposite to those we experience in the U.S.

When is the best time of year to visit Chile?

In general, the best weather occurs from November to February with January being the peak season for travelers hoping to experience warmer temperatures. September to November and March to May are considered the shoulder season, making it less expensive to vacation to Chile. June to August is part of the winter season in Chile, making it a great time to experience the country with fewer crowds and enjoy winter activities.

What is the dial code for phoning to and from Chile?

Chile’s dial code is +56 which can be used to reach landlines and cell phones in the country. When placing a call from the U.S., remember to use the U.S. exit code of +11 and include the area code of the number you’re trying to reach. When placing calls back home while on vacation, use the U.S. code of +1 followed by the ten-digit number of the person you’re calling. To avoid interruption and unexpected fees, be sure to contact your provider for more information.

What kind of power adapter do I need for my electronics?

Chile uses a similar voltage to the U.S. so travelers will not need to bring a transformer with them for their electronics. Visitors will need plug adaptors to connect, use and charge their electronics as normal. We recommend purchasing a universal adaptor which can be used for other trips in the future.

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Other Chile FAQs

Can I travel in Chile by train?

Yes, travel by train is a very popular way for visitors to take in the beautiful scenery Chile has to offer. There are multiple routes to choose from so travelers can select the rail trip that interests them most.

Can I travel to Chile with a baby?

Chile is a beautiful destination for travelers, however; there are strict entry requirements for minors. For a complete list of information regarding entry and exit requirements to Chile, visit the official U.S. Department of State website.

Travel Guard offers comprehensive and customizable travel insurance plans for travelers visiting Chile. With excellent coverage and specialized emergency travel assistance representatives ready to help you at any time, Travel Guard is there for you. Compare our popular plans and find the best one for you!

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Coverage available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.