Japan Travel Insurance

Familiarize yourself with Travel Guard’s most important travel tips and safety information to make sure you’re prepared for your vacation to Japan.

Japan is rich with culture and at the top of many travelers’ bucket list. Whether it’s the culture, the landscape, the food or even the tech that’s drawing you to Japan, you’re sure to have an amazing time. You might spend the day strolling through popular shopping districts like Harajuku and in the evening stay at a traditional Japanese style inn called a ryokan. All the while, Travel Guard travel insurance plans are there for you on your adventure.

Travel Insurance for Japan

Do I need travel insurance to visit Japan?

It is not a requirement from Japan to have travel insurance to enter the country. However, you should check with your U.S. health insurance plan to see if you have coverage while traveling overseas as many plans don’t provide coverage. You’ve likely put a lot of time, effort and money towards planning your vacation to Japan and protecting that investment with a Travel Guard travel insurance plan is a smart move. If you’re traveling Japan with a tour group, you might find that the tour company requires you to purchase travel insurance, and you’ll want to cover yourself for the prepaid non-refundable costs of the tour.

What is the best travel insurance plan for Japan?

For international travel we often recommend Travel Guard’s Deluxe or Preferred plans. These plans have higher benefit limits, and more coverages come standard with the plan. Both offer optional add-on coverage such as medical expense coverage with higher benefit limits or coverage for certain adventure activities. With Travel Guard’s customizable travel insurance plans, you’ll be able to create the plan you need for your unique trip.

How much is a travel insurance plan for a trip to Japan?

On average, a travel insurance plan costs between 5-7% of the total price of your trip. There are several factors that come into play when it comes to pricing your plan, such as the plan you select and the number of travelers in your party. For more details on pricing, check out our article on how much travel insurance costs.

Ready to book your travel insurance plan for your trip to Japan? Travel Guard’s award-winning travel insurance plans provide excellent coverage options and access to 24-hour emergency travel assistance. Compare our travel insurance plans to find the best option for your travels today.

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Japan Travel Tips and Safety Information


Travel Guard provides excellent travel insurance plan options for travelers to Japan. We also want to ensure visitors to the country are safe and as informed as possible. We’ve compiled some popular questions that tourists traveling to Japan may have.

Are there COVID-19 restrictions for visitors to Japan?

For the latest information related to COVID-19 travel requirements for Japan, please visit the official U.S. Embassy site.

Is Japan safe to visit?

Japan is generally rated among one of the safest countries in the world. Crime against foreigners is typically low, but petty crime such as pickpocketing and bag snatching do occur. Be aware of your surroundings, especially in tourist areas and nightlife districts. Scams are also a concern, and travelers should be cautious when interacting with strangers and if using credit cards.

If you have never traveled in Japan, it’s a good idea to plan your transportation in advance. Public transportation in Japan is reliable and relatively safe. However, women who are traveling solo may face harassment on crowded train cars. Also, travelers are required to carry their passport at all times, so be sure to keep it in a secure location and keep a photocopy in your hotel safe and with a trusted contact at home.

Japan is also prone to natural disasters, including earthquakes, tsunamis and typhoons. It is important to keep track of local developments and follow all instructions issued by local authorities. You can also sign up for alerts from the Japan Meteorological Agency for updates on natural disasters.

Visit the U.S. Department of State website for up-to-date information on travel advisory levels and safety information for travelers to Japan.

All U.S. travelers should enroll in the Smart Traveler Enrollment Program (STEP), a free service offered to U.S. citizens traveling and living abroad. Enrolling in this program allows you to receive important information from the embassy and helps the embassy contact you in an emergency.

What currency is used in Japan?

The official currency in Japan is the Japanese Yen. It is typically best practice to exchange currency before your trip at a bank or credit union for the best rates. However, if needed you’ll easily find ATMs throughout Japan you can use to get Japanese Yen. Cash is typically the most popular method of payment and at smaller businesses may be the only option.

What language is spoken in Japan?

The most widely used language in Japan is Japanese, which has many different dialects. The Tokyo dialect tends to be considered the standard dialect. A vast majority of the population only speaks Japanese, so don’t count on running into English speakers. Learn key phrases before your travels and download a translation app that can work without Wi-Fi so that you’re prepared.

Do I need a visa or passport to travel to Japan?

Visas are not required for travelers with U.S. citizenship traveling to Japan as long as your stay is under 90 days. You will need a passport valid for the duration of your stay.

How do I contact the U.S. Embassy in Japan?

The U.S. Embassy in Japan is in Tokyo. Visit the official embassy government website for a list of up-to-date phone numbers and addresses.

What is the weather like in Japan?

Japan is made up of many islands, which means there is a range of climates across the country. The southern areas of Japan like Okinawa and Amami have subtropical climates with hot and humid summers. The northernmost main island of Japan, Hokkaido, experiences cold winters with heavy snow, especially on the side that borders the Sea of Japan.

When is the best time of year to visit Japan?

Spring and fall tend to be the most popular times to visit Japan. Fewer crowds and comfortable weather create an ideal time for outdoor sightseeing. However, if you’re an avid skier (or looking to try it out) you may want to visit between January and February. It’s not as commonly known but Japan has some of the best skiing in the world – for both experts and beginners.

What is the dial code for phoning to and from Japan?

Japan’s international dial code is +81. When placing international calls, be sure to check with your phone company to avoid unexpected fees and charges and remember connecting to a landline is often less costly than a cell phone.

What kind of power adapter do I need for my electronics?

Visitors traveling to Japan will find outlet plugs resemble ones in North America. Japan’s plugs use 100v whereas the U.S. uses 110v. You’ll likely be fine to use your electronics, but bringing a frequency converter is a good idea.

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Other Japan FAQs

What is the best travel insurance plan for retirees traveling to Japan?

For retirees traveling to Japan, Travel Guard’s Deluxe travel insurance plan might be the perfect fit. With no boss to report to on Monday morning, retirees can take their time exploring the country. We recommend our Deluxe pan for international trips because of the higher benefit limits that come standard with the plan.

Is Japan a good destination for solo travel?

Because Japan is so safe, it’s an ideal destination for solo travelers. Japan has excellent public transportation, making it easy for individuals to get around. It’s also common in Japan to eat out alone, so don’t shy away from trying restaurants just because you’re alone.

If you’re a female traveling solo, be sure to check out our safety tips for female travelers.

Travel Guard offers comprehensive and customizable travel insurance plans for travelers heading to Japan. With excellent coverage and specialized emergency travel assistance representatives ready to help you at any time, Travel Guard is there for you. Compare our popular plans and find the best one for you!

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Coverage available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, travelguard.com. CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.