Uruguay Travel Insurance

Familiarize yourself with Travel Guard’s most important travel tips and safety information to help make sure you’re more prepared for your vacation to Uruguay.

Uruguay offers tourists an opportunity to create an unforgettable vacation through its beautiful beaches, rich history and delicious cuisine. Whether you’re hoping to relax on the beaches at Cabo Polonio, learn the history of cities like Colonia del Sacramento or enjoy the social scene in Faro de José Ignacio, Travel Guard can help you plan for your vacation to Uruguay.

Uruguay Travel Insurance Plans


Do I need a travel insurance plan to visit Uruguay?

A travel insurance plan is a not requirement for entry to Uruguay; however, many U.S. healthcare plans may not provide international coverage, so it may be beneficial to get coverage for certain medical expenses, which is available through a travel insurance plan. Additionally, a travel insurance plan can provide a variety of other coverages, which may include Baggage Delay, Trip Interruption, Trip Cancellation and more to help protect your travel investment.

What is the best travel insurance plan for Uruguay?

Uruguay tends to be on the more expensive side for tourists when compared to other South American destinations. Because of the increased costs you might have, you may want to consider Travel Guard’s Deluxe Plan which offers the highest benefit limits and comes with the most coverages included standard on the plan. The Deluxe Plan provides Travel Medical Expense coverage as well as Trip Cancellation and Interruption, Trip Delay and Missed Connection  and Baggage Coverage. There are also optional add-ons you can select for your travel insurance plan, which may include Rental Vehicle Damage Coverage which is ideal if you plan to drive yourself around Uruguay or the Adventure Sports Bundle which provides certain coverage against losses from Adventure and Extreme Activities, which may include paragliding, scuba diving, mountain biking and others, that otherwise may not be covered by your base plan. Finally, all of our travel insurance plans come with access to Travel Guard’s 24-hour emergency travel assistance so you’re not left to deal with travel mishaps alone.

How much is a travel insurance plan for a trip to Uruguay?

Travel insurance plans are usually priced between 5-7% of the total cost of your trip. Several factors come into play when it comes to pricing your plan, which may include the product you choose and the number of travelers in your party. For more details on pricing, check out our article on how much travel insurance costs.

Ready to book your travel insurance plan for your trip to Uruguay? Travel Guard’s award-winning travel insurance plans provide excellent coverage options and access to 24-hour emergency travel assistance. Compare our travel insurance plans to find the best option for your travels today.

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Uruguay Travel Tips and Safety Information


To help ensure travelers to Uruguay are as safe and informed as possible, Travel Guard has compiled some popular questions asked by tourists visiting the country.

Are there COVID-19 restrictions for U.S. visitors to Uruguay?

For the latest information related to COVID-19 travel requirements for Uruguay, please visit the official U.S. Embassy website for Uruguay.

What currency is used in Uruguay?

The official currency of Uruguay is the Uruguayan Peso, which can be exchanged from U.S. dollars at your local bank before departure or at an airport currency exchange kiosk or ATM when you arrive at your destination. Credit and debit cards are widely accepted but cash is generally a better idea with small vendors – remember to let your bank know of your travels to help avoid losing access to your finances.

What language is spoken in Uruguay?

The official language of Uruguay is Uruguayan Spanish, which has a much heavier influence of Italian than you typically see in the Spanish language. While you may encounter English in popular tourist destinations, many locals do not speak the language. For best practice, be sure to learn common sayings and phrases before your trip as well as download a translation app that works offline to help facilitate communication.

Do I need a visa or passport to travel to Uruguay?

You do not need a visa for entry to Uruguay unless visiting for over 90 days or with a diplomatic or official passport. A passport valid at the time of your entry is required as well as a blank page for your entry stamp to enter Uruguay.

How do I contact the U.S. Embassy in Uruguay?

The U.S. Embassy in Uruguay is located in Montevideo. Visit the official U.S. Embassy government website for a list of up-to-date phone numbers and addresses.

What is the weather like in Uruguay?

Uruguay has a subtropical climate making summers hot with temperatures as high as 104°F and winters mild with an average of 52°F. Rainfall is abundant throughout the year, though the most rain is seen in the late summer from February to March and the least rainfall occurs from October to November.

When is the best time of year to visit Uruguay?

The best time of year to visit Uruguay is from November to March when the country is experiencing summer. However, this is also the most popular time of year, which means resorts and tourist destinations will be bustling, and prices may be increased. If you want to avoid crowds, consider visiting during one of the two shoulder seasons from April to June or from October to November. Additionally, travelers can find better deals on resorts and airline prices when traveling during the shoulder seasons.

What is the dial code for phoning to and from Uruguay?

The dial code for Uruguay +598, which can be used to reach cell phones and landlines in the country. When calling from the U.S. remember to use the exit code of +011, followed by the area code and seven-digit number of the caller you’re trying to reach. To call home from Uruguay, use the U.S. dial code of +1 followed by the 10-digit number you’re contacting. Remember to contact your phone provider before departure to help avoid service interruptions and unwanted fees during your trip.

What kind of power adapter do I need for my electronics?

Uruguay uses a different voltage and prong type than the U.S., which means you will need a transformer to properly convert the voltage to your electronics as well as a travel adaptor to allow you to plug your devices into the wall. We recommend a universal adapter that can be used on other trips in the future.

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Other Uruguay FAQs


Can I travel to Uruguay with a pet?

Yes, you can travel Uruguay with your pet, just be sure to check the policy of your airline carrier and follow any requirements given by the U.S. Department of Agriculture.

What is the best way to travel around Uruguay?

Many travelers visiting Uruguay choose to travel by bus, taxi or boat depending on your route. Though renting a car may be ideal if planning on visiting Uruguay’s countryside as transportation options are limited.

Is Uruguay safe for solo female travel?

Uruguay is a popular and safe destination for solo female travelers. Still, it is best to follow safety precautions for female-presenting travelers whenever you are traveling on your own in unfamiliar areas.

Travel Guard offers comprehensive and customizable travel insurance plans for travelers visiting Uruguay. With excellent coverage and specialized emergency travel assistance representatives ready to help you at any time, Travel Guard is there for you. Compare our popular plans and find the best one for you!

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Coverage available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, travelguard.com. CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.