French Polynesia Travel Insurance Plans

In this article:

• French Polynesia Travel Insurance Plans
• French Polynesia Travel Tips and Safety Information
• Other French Polynesia FAQs

Travelers to French Polynesia do not need a travel insurance plan for entry to the country unless it is required by a travel company or cruise line you’re traveling with. However, a travel insurance plan is a great idea when visiting French Polynesia since the cost of travel can be quite expensive. A travel insurance plan can provide coverage for certain unexpected events that might cause trip delays, missed connections or even cancellations.

Since the cost of travel to French Polynesia can be quite expensive, from flights and lodging to meals and activities, you may want a travel insurance plan with high coverage options to help ensure your travel investment is protected. While the amount of reimbursement you’ll receive can vary on your situation and your policy of insurance, the best fit for your trip may be the Deluxe Plan. The Deluxe Plan has the highest coverage limits and already includes certain bundles like the Baggage Bundle and Travel Inconvenience Bundle. Additionally, you can add even more coverage, like the Adventure Sports Bundle, which can remove the exclusions around extreme activities you might participate in like scuba diving and mountain climbing. Finally, all Travel Guard plans come with 24/7 access to our assistance services team who can help if you’re in a crisis.

Travel insurance plans are usually priced between 5-7% of your total trip cost but certain factors like trip length, group size and the plan you choose will affect the overall cost of coverage. You can learn more about the way travel insurance is priced on our website.

Before your trip to French Polynesia, get the latest safety information for your trip with answers to the most frequently asked questions by visitors like you.

The official currency of French Polynesia is the French Pacific Franc. However, many hotels and large retailers will accept the U.S. dollar. Your credit and debit cards will be accepted throughout the country as well, though you should inform your bank of your travels to avoid losing access to your finances.

There are two official languages of French Polynesia: Tahitian and French. While English isn’t an official language, there are English speakers at most restaurants and hotels. While you may not need to learn Tahitian for your trip, learning a phrase or two can bring a smile to the locals as you show appreciation for their culture.

Travelers will need a passport with one blank page and six months of validity to enter French Polynesia. However, you will not need a visa for trips lasting less than 90 days.

While there is no U.S. embassy or consulate in French Polynesia, there is a U.S. Consular Agent in French Polynesia who can provide assistance. The U.S. Embassy in Fiji is also available to help. Visit the official U.S. Embassy government website for a list of up-to-date phone numbers and addresses.

French Polynesia has a tropical climate making it warm and humid throughout the year. Between the months of November to April, temperatures are slightly higher, and rainfall is more prominent while the rest of the year is dry with cooler temperatures.

While the islands of French Polynesia are beautiful year-round, the best time of year to visit is from June to September when rainfall is less likely, and temperatures are pleasantly warm.

The dial code for French Polynesia is +689 and can be used to reach landlines and cellphones in the country. To place a call to the islands from the U.S., use the exit code of +011 followed by +689 then the 10-digit number you’re trying to reach. For placing a call back home while you’re in French Polynesia, you’ll still use the +011-exit code then the U.S. code of +1 and then 10-digit number you’re calling. Remember to let your phone company know about your travels so you can avoid international roaming fees during your trip.

French Polynesia uses a different voltage and outlet type from the U.S., which means you’ll need a power transformer and a wall adapter to use your electronics. We recommend a universal adapter that can be used again for other trips in the future.

In general, French Polynesia is considered a safe destination for LGBTQ+ travelers. The islands have anti-discrimination laws in place to protect citizens and travelers alike.

The length of your vacation to French Polynesia will depend on how much you’re hoping to experience. If you only plan on visiting one island, like Tahiti, you’ll be able to create a fulfilling trip for five to seven days. Or, if you plan on island hopping, consider staying in French Polynesia for 10 days.

With over 121 islands, it can feel intimidating to pick a destination. The most popular islands in French Polynesia are Moorea, Tahiti and Bora Bora. For beautiful views and less crowding, consider visiting Taha'a, Huahine or Tikehau instead.

Travel Guard offers comprehensive and customizable travel insurance plans for travelers heading to French Polynesia. With excellent coverage and specialized emergency travel assistance representatives ready to help you at any time, Travel Guard is there for you. Compare our popular plans and find the best one for you!

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