Belgium Travel Insurance Plans

In this article:

• Belgium Travel Insurance Plans
• Belgium Travel Tips and Safety Information
• Other Belgium FAQs

Visitors with a Schengen Visa require a travel insurance plan for entry to Belgium. Travelers without a visa should consider a travel insurance plan to help protect your trip investment. Belgium is considered one of the more expensive European countries to visit, so having coverage for Trip Cancellation and Trip Interruption as well as coverage for certain emergency medical expenses is important. If you’re a traveler who prefers to rent a vehicle for your trip to Belgium, Rental Vehicle Damage Coverage can help reimburse you for certain costs.

Because trips to Belgium can be expensive, a travel insurance plan with high coverage limits is a great idea. Our Deluxe Plan has standard coverages like Trip Interruption, Trip Cancellation and Missed Connection that can help reimburse you for certain prepaid and nonrefundable expenses paid for your trip. The Deluxe Plan stands out from other plans since it already includes some of the optional coverage upgrades from the Essential and Preferred Plans, like Security Bundle, Baggage Bundle and the Travel Inconvenience Bundle. As mentioned, the Rental Vehicle Damage Coverage can be crucial since car rentals are popular for tourists who want to explore more of Belgium. Finally, with a Travel Guard travel insurance plan, you’re not alone in a crisis since you’ll have 24/7 access to our assistance services team.

Travel insurance plans are usually priced between 5-7% of the total cost of your trip. Some factors come into play with the pricing like the product you select, number of people in your party and the length of your trip. For more details on pricing, you can look through our article on how much a travel insurance plan costs.

To make sure travelers to Belgium are as safe and informed as possible, we’ve gathered the most popular questions asked by other tourists.

Belgium’s official currency is the Euro. Credit and debit cards are widely accepted throughout Belgium, though street market vendors and small stores may only accept cash. You can exchange currency at your local bank before departing on your trip or use the currency exchange kiosk at the airport, though that may cost you more money.

Belgium has three official languages: German, Dutch and French. While not an official language, English is quite common in larger cities, tourist areas and among younger generations. However, if you’re renting a vehicle, you’ll want to understand the street signage, which is posted in French and Dutch. When traveling to a foreign country it’s always beneficial to practice common sayings and phrases or have a translator that works without Wi-Fi.

Visas are not required for travelers visiting Belgium or other countries in the Schengen area for less than 90 days. A passport with two blank pages is required for entry and should be valid for three months after your departure from the country.

You can visit the official U.S. Department of State website for the most up-to-date entry requirements. 

The U.S. Embassy in Belgium is located in Brussels. Visit the official embassy website for the latest addresses and contact information.

The weather in Belgium is moderate with frequent rain and cool temperatures year-round ranging from the mid-30s in the winter to mid-60s Fahrenheit in the summertime.

Summertime tends to be the best time to visit Belgium since temperatures are warm and the country is alive with cultural and music festivals. Or visit in the springtime to see nature reborn and colorful wildflowers that fill the countryside, just remember to dress in layers for the cool temperatures and possible rain.

Belgium’s dial code is +32 and can be used to reach cellphones and landlines in the country. To call Belgium from the U.S., you’ll need to dial the international prefix of +011, followed by the dial and area codes before the seven-digit number you’re trying to reach. For calling the U.S. from Belgium, you’ll just need to use the +1 code for the U.S. followed by the ten-digit number. Before international travel, let your phone provider know of your plans to avoid surprise fees and service interruptions.

Belgium uses a different voltage and outlet type than the U.S. so you will need to bring a power transformer and plug adapter to be able to use your electronics. We recommend a universal adapter that can be used on other trips in the future.

As the capital city, Brussels is by far the most popular destination to visit in Belgium. You can take a workshop to make Belgian chocolate creations, shop at the Royal Gallery of Saint Hubert or simply take a walking tour of the city to get up close and personal with the culture and history of Brussels.

Rail passes, or travel cards, in Belgium might not be worth it for your trip. You’re likely not going to use the number of miles that make a buying a pass worth it. Instead, buy your tickets as needed, as most trains in Belgium don’t require you to make a ticket reservation.

If you want the freedom to explore the countryside of Belgium without relying on public transportation, you may consider renting a car for your vacation. Make sure you know how to pick out the right rental vehicle before your trip and keep in mind that most rental cars in Belgium are manual transmission. Though automatic cars may be available for a higher cost.

Travel Guard offers comprehensive and customizable travel insurance plans for travelers heading to Belgium. With excellent coverage and specialized emergency travel assistance representatives ready to help you at any time, Travel Guard is there for you. Compare our popular plans and find the best one for you!

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