Fiji Travel Insurance Plans

In this article:

• Fiji Travel Insurance Plans
• Fiji Travel Tips and Safety Information
• Other Fiji FAQs

A travel insurance plan isn’t required for entry into Fiji, but it’s highly recommended. Fiji is a premium destination, and a travel insurance plan can help protect your trip investment. The region is occasionally affected by cyclones or tropical storms, which may cause trip delays or cancellations. A travel insurance plan may help reimburse certain prepaid, nonrefundable expenses if your trip is disrupted by a covered event.

Since Fiji is an expensive destination with higher flight costs, resort fees and excursion costs, we recommend our Deluxe Plan, which offers our highest benefit limits, including the Travel Inconvenience Bundle in the base plan, as well as access to concierge services. Plus, it can be customized to add even more coverage.

For travelers looking to enjoy Fiji’s underwater adventures, the Adventure Sports Bundle can remove exclusions for extreme activities like scuba diving. Finally, all Travel Guard plans come with 24/7 access to our emergency travel assistance team who can help you in a crisis, whether you need medical assistance or need to arrange emergency travel back home.

In general, the price of a travel insurance plan is 5-7% of your total trip cost but can depend on several factors like the plan you choose the length of your trip and the number of people in your travel party. For more information, check out our article on how travel insurance is priced.

To help travelers visiting Fiji stay safe and informed, we’ve gathered answers to the most popular questions asked by travelers like you.

Overall, Fiji is a moderate risk destination, although some threats are less likely to affect short-term visitors. Political instability, unrest, crime and infrastructure are the chief risks in this country. These can often be mitigated by practicing standard security precautions and avoiding involvement in corruption, protests or political disputes.

Crime is likely to be chief concern facing tourists and other short-term visitors to Fiji. Criminals may preferentially target such travelers due to perceived wealth and unfamiliarity with local conditions. Burglary of hotel rooms has also been reported. These risks can be treated, to some extent, by exercising good situational awareness, avoiding the appearance of wealth and using a hotel safe.

One notable area of concern in Fiji is infrastructure. While conditions in populated areas and in major tourist locations are of good standard, more outlying or remote locations lacking many government services or adequate transport. It is important to note, weather, terrain and water hazards, such as rip tides, pose risks to visitors. In remote areas, emergency response can be challenging if an accident does occur. It is important to avoid solo travel and to understand one’s physical limits.

Due to its location, Fiji is at risk of being impacted by tropical cyclones, particularly during monsoon season which runs from November to April. During this time, strong storms can pose a significant risk, particularly in outlying areas. These risks can be mitigated by monitoring local sources during monsoon season, following government directives and staying in areas with more developed safety infrastructure.

Visit the U.S. Department of State website for up-to-date information on travel advisory levels and safety information for travelers to Fiji.

All U.S. travelers should enroll in the Smart Traveler Enrollment Program (STEP), a free service offered to U.S. citizens traveling and living abroad. Enrolling in this program allows you to receive important information from the embassy as well as helps the embassy contact you in an emergency.

The official currency of Fiji is the Fijian dollar. While credit and debit cards are accepted throughout the country, it’s more common to have cash on hand. Currency can be exchanged at your local bank before departure, at an airport exchange kiosk or at a bank in Fiji. Just know that cash over F$10,000 must be declared when entering and exiting the country.

Fiji has three official languages: Fijian, English and Fijian Hindi. English is commonly spoken, so communication is rarely an issue. Learning a few Fijian phrases, however, can be a great way to connect with locals.

U.S. citizens visiting Fiji for less than four months do not need a visa. However, a valid passport with at least six months of validity beyond your planned departure date and one blank page for entry stamps is required.

For more details, visit the U.S. Department of State – Fiji Travel Page.

The U.S. embassy in Fiji is located on the island of Viti Levu in the capital city of Suva. For a list of up-to-date contact information, visit the official embassy website.

Fiji has a tropical climate, with warm, humid summers and cooler, pleasant winters.

• Summer (December–April): Hot and humid, often the rainy season, with temperatures over 90°F.
• Winter (June–October): Drier and more comfortable, with lows around 60°F.

The drier winter months are generally the best time to visit for beach activities and outdoor excursions.

The best time to visit Fiji is between the months of June to October since rainfall is minimal and temperatures are pleasant to enjoy your vacation without overheating.

Fiji’s international dialing code is +679. To call Fiji from the U.S., dial +011 +679 followed by the local number. To call the U.S. from Fiji, dial +1 followed by the 10-digit number.

Be sure to contact your phone provider before traveling to confirm international service or consider purchasing a local SIM card upon arrival.

Fiji uses Type I outlets with a standard voltage of 240V. U.S. travelers will need a universal adapter and possibly a voltage converter for certain electronics. Check your devices to ensure they are dual voltage before plugging in.

No. Fiji requires a valid passport with at least six months of validity beyond your scheduled departure date. Travelers with expired or soon-to-expire passports will be denied entry.

Yes, Fiji can be a great spot for pregnant travelers to enjoy a relaxing vacation or babymoon before bringing home the newest member of your family. Still, it’s crucial to talk to your doctor about your travel plans to ensure you’re not only cleared to travel, but doing so as safely as possible.

Yes! Fiji is a great destination for the whole family since there are many family-friendly resorts to be found and plenty of activities to enjoy. You might consider spending a day at Kula Wild Adventure Park or Big Bula Waterpark, visiting the Fiji museum or snorkeling around the coral in the beautiful ocean water.

Travel Guard offers comprehensive and customizable travel insurance plans for travelers heading to Fiji. With excellent coverage and specialized emergency travel assistance representatives ready to help you at any time, Travel Guard is there for you. Compare our popular plans and find the best one for you!

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