Belize Travel Insurance Plans

Familiarize yourself with Travel Guard’s most important travel tips and safety information to make sure you’re prepared for your vacation to Belize.

From its rich history to beautiful landscapes, there is plenty to appreciate about the country of Belize. Whether you’re hoping to visit Mayan ruins, dive through the Belize Barrier Reef or even visit the natural phenomena of the Great Blue Hole, a giant marine sinkhole located on the coast of the country, you will make unforgettable memories in Belize. No matter how you hope to spend your time in Belize, Travel Guard can help you plan.

Belize Travel Insurance Plans


Do I need a travel insurance plan to visit Belize?

Having a travel insurance plan is not a requirement for entry to Belize. However, it’s highly recommended as many U.S. health insurance plan may not have coverage for international travel. For this reason, we suggest a travel insurance plan with medical expense coverage.

What is the best travel insurance plan for Belize?

Travel Guard has comprehensive travel insurance plans to help protect your trip to Belize. Our Preferred Plan is a great place to start as it has medical expense coverage, trip cancellation and delay, baggage coverage and more. If planning on participating in any daring activities such as scuba diving or paragliding, consider our optional Adventure Sports bundle to give you the coverage you need.

How much is a travel insurance plan for a trip to Belize?

Travel insurance plans typically cost between 5-7% of the total price of your trip. Several factors come into play when pricing your plan, such as the product you select and the number of travelers in your party. For more details on pricing, check out our article on how much travel insurance costs.

Ready to book your travel insurance plan for your trip to Belize? Travel Guard’s award-winning travel insurance plans provide excellent coverage options and access to 24-hour emergency travel assistance. Compare our travel insurance plans to find the best option for your travels today.

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Belize Travel Tips and Safety Information


To ensure travelers to the Belize are as safe and informed as possible, Travel Guard compiled some popular questions asked by tourists visiting the country. 

Are there COVID-19 restrictions for U.S. visitors to Belize?

For the latest information related to COVID-19 travel requirements for Belize, please visit the official U.S. Embassy site.

Is Belize safe to visit?

Travelers should exercise caution when visiting Belize. Petty and violent crime is prevalent throughout the country, even in tourist areas. Gang violence is a serious concern; while gang activity does not usually directly target travelers, outbreaks of violence between rival groups can pose a significant risk to bystanders. For these reasons, it is important to stay aware of your surroundings, travel in groups instead of traveling alone, avoid walking or driving at night, do not physically resist robbery attempts and do not display signs of wealth.

Security concerns are especially high in Belize City, and several governments have warned against travel to the city – especially the Southside area. If you do plan to travel to Belize City, avoid the Southside and be extremely vigilant elsewhere in the city.

Visit the U.S. Department of State website for up-to-date information on travel advisory levels and safety information for travelers to the Belize.

All U.S. travelers should enroll in the Smart Traveler Enrollment Program (STEP), a free service offered to U.S. citizens traveling and living abroad. Enrolling in this program allows you to receive important information from the embassy as well as helps the embassy contact you in an emergency.

What currency is used in Belize?

The official currency in Belize is the Belize Dollar, however, the U.S. dollar is commonly accepted throughout the country. Travelers can exchange currency before their departure at most U.S. banks or a currency kiosk in the airport. If exchange is needed once you arrive, most major cities will have currency exchange available. Debit and credit cards are widely accepted but be sure to inform your bank of your travels to avoid interruption. We recommend carrying a small amount of cash in case you visit a small or local market where cards may not be accepted. 

What language is spoken in Belize?

The official language of Belize is English, though Spanish and Kriol or Belizean Creole are commonly spoken as well. Tourists can expect to see official paperwork and signage in English. To ease any worry, we also recommend downloading a translation app that works offline to best avoid confusion. 

Do I need a visa or passport to travel to Belize?

Visas are not required for U.S. citizens who are visiting for less than 30 days. Travelers will also need to have a passport with one page available per stamp.

For the latest information regarding visas and passports for Belize travel, please visit the U.S. Department of State’s Belize country information page.

How do I contact the U.S. Embassy in Belize?

The U.S. Embassy in Belize is in Belmopan, Cayo. Visit the official U.S. Embassy government website for a list of up-to-date phone numbers and addresses

What is the weather like in Belize?

Belize has a tropical climate across the entire country. Tourists will find the hottest and rainiest months to be from June to October and the coolest from November to February. For travelers hoping to avoid as much rain as possible, February to April is when the country experiences its dry season.

When is the best time of year to visit Belize?

The best time of year to visit Belize depends on the events you’re hoping to experience. If you’re hoping to deep dive into the culture of Belize, you may want to join the festivities for Belize’s Annual International Music and Food Festival which takes place toward the end of July. For those hoping to learn more about the animal life in the country, consider visiting in October for the Belize Birding Festival.

Or if you’re hoping to spend the holidays in Belize, consider visiting in December for Placencia Mistletoe Ball or the San Pedro’s Annual Boat Lighting Parade to watch beautiful lights reflect on the water in preparation for Christmas. 

What is the dial code for phoning to and from Belize?

Belize’s dial code is +501 which is used to call landlines and mobile phones in the country. Remember to use the exit code of +11 when placing international calls from the U.S. and include the area code of the city or town you’re calling. Remember when calling internationally, landlines are typically more affordable than connecting to a cell phone so be sure to contact your phone provider for cost estimates and to let them know of your travel plans to best avoid unwanted interruption during your trip. 

What kind of power adapter do I need for my electronics?

Belize uses both a different voltage and prong type than the U.S., because of this we recommend bringing a transformer to convert the correct amount of voltage to your devices and a travel adaptor for the prongs, which can be adjusted to other prong types and used for other trips in the future.

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Other Belize FAQs


Can I travel to Ambergris Caye from Belize City?

Yes, travel from Belize City to Ambergris Caye is possible via ferry or propeller plane. There are a few ferries with different routes to allow easy travel, with a total time of 75 minutes on board. 

Is Belize a good vacation for families?

Belize has a variety of different activities to keep families of all ages entertained. Whether your kids are entertained by the country’s vast marine life, beautiful beaches, ancient ruins or simply enjoy a resort pool, you’ll find plenty of things to do in Belize.

Travel Guard offers comprehensive and customizable travel insurance plans for travelers visiting Belize. With excellent coverage and specialized emergency travel assistance representatives ready to help you at any time, Travel Guard is there for you. Compare our popular plans and find the best one for you

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Coverage available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, travelguard.com. CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.