Preferred Travel Insurance Plan

Reimburses nonrefundable, Unused payments or deposits if you must cancel your Trip due to an illness, Injury, or death of you, a Family Member, Traveling Companion, or for other covered reasons.

Maximum of $150,000

Reimburses nonrefundable, Unused payments or deposits if you must interrupt your Trip due to an illness, Injury, or death of you, a Family Member, Traveling Companion or Business Partner, or for other covered reasons.

Maximum of $225,000

Reimburses eligible costs to move your trip to a future date instead of canceling completely, for a covered reason.

Maximum of $75,000

Reimburses the additional Transportation expenses incurred by you to reach the return destination if your Trip is interrupted by one of the Unforeseen events shown in the Trip Interruption section.

Reimburses you if Inclement Weather or Common Carrier causes cancellation or a delay to your point of departure of regularly scheduled airline flights by the airline. Does not apply if you do not leave adequate time between connecting flights.

Reimburses up to $200 per day for Reasonable Additional Expenses until travel becomes possible if your Trip is delayed for more than 5 hours due to covered reasons.

Reimburses you if Inclement Weather or Common Carrier causes cancellation or a delay to your point of departure of regularly scheduled airline flights. Does not apply if you do not leave adequate time between connecting flights.

Travel Medical Expense pays for medical expenses incurred due to a Sickness or injury that happens while on a Trip. A $500 sub-limit applies for dental expenses.

Reimburses you if your luggage is lost, damaged, or stolen while on your trip. Coverage is secondary.

Reimburses you for the purchase of necessary personal effects if your bags are delayed for more than 12 hours.

Covers evacuation expenses as directed by a Physician to the nearest adequate medical facility or home in the event of death or if medically required.

One Child age 17 and under, who is booked to travel with and is related to the primary adult named on the enrollment form, is included in the rates for each paying adult. (Offer does not apply to optional coverages. The Child’s Trip Cost must be equal to or less than the adult traveler(s) Trip Cost).

Pays for loss of life and limb if it occurs within 365 days of an accident during your Trip.

Pays up to the Maximum Limit shown on the Schedule of Benefits if certain unforeseen events occur, such as a flight delay, runway delay or cruise diversion. Additional payable reasons can be added by purchasing the Inconvenience Bundle.

Includes Return Transportation and Baggage Return. Additional benefits such as Bedside Visit are available as part of the Medical Bundle.

Reimburses up to the Maximum Limit shown on the Schedule of Benefits if you cancel your Trip for any reason, not otherwise covered under the travel insurance plan, up to 48 hours prior to your scheduled departure.

Removes the exclusions for adventure and extreme activities from all benefits on the travel insurance plan.

Include one person to be deemed as a Family Member for the purpose of Family Member-related Unforeseen event coverage.

Increases base travel insurance plan medical expense and medical evacuation benefit limits. On the Preferred Plan, also adds hospital of choice and additional evacuation benefits. Review your travel insurance plan for coverage details.

Payment for closed attractions, rental home lockout, credit/debit card cancellation, Hotel infestation, Hotel construction and more.

Baggage coverage becomes Primary with increased benefit limits for Baggage Coverage and Baggage Delay.

Coverage for boarding, and a medical expense coverage for illness or Injury of dog or cat while traveling. Includes coverage for Trip Cancellation or Trip Interruption if your Pet is in critical condition or dies within seven days prior to the Departure Date.

Coverage for security evacuation, Flight Guard® and Trip Cancellation or Trip Interruption due to Riot or Civil Disorder.

Reimburses up to the Maximum Limit shown on the Schedule of Benefits for physical damage to a rental car for which the car rental contract would hold you responsible.

Trip Cancellation due to wedding cancellation. Coverage does not apply if you are the bride or groom in the wedding.

24-hour hotline to make emergency travel changes such as rebooking flights, hotel reservations, tracking lost luggage and more.