Help prepare for the unexpected with a travel insurance plan.

All travelers must live in the state you select.

Road Trip Games for the Whole Family ›

If you’re looking for ways to keep your family entertained on the road, we’ve got you covered with seven on-the-go games to play through your travels:

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The Travel Mom

Emily Kaufman, the Travel Mom, and Tommy DiDario talk about the importance of travel insurance for your next international trip.

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Popular Education Center Articles:

What Is Travel Insurance?

How Does Travel Insurance Work?

Travel Guard Plans and Coverages

Wherever you’re headed, one of our Travel Guard travel insurance plans may be just what you need to help protect your travel investment. Take a look at our most popular plans below and customize the option that best fits your needs, or compare our plans side-by-side.

Deluxe Plan

The Travel Guard Deluxe plan is our best travel insurance plan with the most coverages, global travel assistance and access to 24/7 emergency travel assistance services.

Preferred Plan

Travel easy with our comprehensive travel insurance plan, the Travel Guard Preferred Plan. With new and expanded coverage, this plan may be the perfect travel companion. 


Essential Plan

The Travel Guard Essential plan is our budget-friendly travel insurance plan. This plan is perfect for business travel and domestic travel with basic coverages and benefit limits.

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Popular Optional Coverages

Pre-Existing Medical Condition Exclusion Waiver

On many Travel Guard policies, purchasing your travel insurance the same day you make your first trip deposit (or shortly after) may qualify you for the pre-existing medical condition exclusion waiver.


Lodging Expense Benefit

The new Lodging Expense Benefit may reimburse up to a total of $500 per person for certain additional lodging expenses, available to most new and existing policyholders who select Travel Guard’s Preferred or Deluxe travel insurance plans and indicate a destination outside the U.S.*
*Currently not available to New York residents.


Rental Vehicle Damage Coverage

Travel with more confidence knowing you have Travel Guard’s Rental Vehicle Damage Coverage insurance plan. It’s an affordable physical damage insurance plan for rental cars that may provide reimbursement for costs of repairs for damage to your rental car due to collision or vandalism, for example. Better yet, this rental car insurance plan provides primary vehicle damage coverage.

Helping our customers around the world

See how our team was able to help Cynthia and her husband, Louis, during a medical situation they experienced while traveling in Antarctica. We are incredibly proud of our team of medical assistance coordinators and the valuable work they do every day to assist our customers around the world with minor medical issues to life-threatening events.

Why Choose Travel Guard?


Best Travel Insurance

AIG Travel was awarded top honors by Forbes Advisor in their Best Travel Insurance providers list for consumers. Out of 15 travel insurance companies ranked by the financial news outlet, AIG Travel came in first, based on a rigorous, data-driven methodology.


Online Quotes & Coverage

Is your trip coming up quickly? Interested in getting a quote? With our online product comparison tool, just answer a few questions about your trip and we will provide you with a quote for our most popular plans.


24 Hour Concierge

We make sure our customers receive not only superior trip insurance coverage but also a lifeline when away from home. Next time there is an emergency or delay, we can help you find a new flight. Expenses incurred from third-party vendors for assistance services not part of a filed insurance plan are the responsibility of the traveler.

Travel Guard Reviews

Travel insurance plans that meet your needs.


Wherever you’re headed, one of our Travel Guard travel insurance plans may be just what you need to help protect your travel investment. Take a look at our most popular plans below and customize the option that best fits your needs, or compare our plans side-by-side.


Thank you very much for your favorable consideration of our claims. I was planning on driving my mom back up north to her home today but was delayed due to nasty weather conditions. Imagine our delight to find our travel refund checks in the mailbox today! This will help fund our return trip to Wisconsin! Thank you again!

Kathy and Marilyn


My wife and I were enjoying a vacation to Barbados when she became ill. After a couple of trips to the clinic in Barbados we decided to cut our trip short. Travel Guard took care of everything they said they would in a very timely manner. I have used Travel Guard many times and I would highly recommend them to everyone!

Gary Y.

Bag Trak®

I am flying to a photography workshop in Florence, Italy. But, during a layover in Amsterdam, I became very ill and had to be taken to a hospital for a week. My luggage went on to Florence without me and your staff was able to track it down and get it returned to Mobile, AL.


Laure W.

Partner with Travel Guard

When you partner with Travel Guard, our exceptional customer care will exceed your expectations and those of your customers.

Frequently Asked Questions

Just another expense, right? Wrong. A travel insurance plan can cover you for unexpected costs incurred before or during your trip so that expenses can be less likely to come out of your own pocket. A vacation insurance plan from Travel Guard helps to protect your trip investment with coverages like trip cancellation and interruption, medical expense and evacuation, lost or delayed baggage and more.

As a bonus - most travel insurance plans also include 24/7 emergency assistance services to re-book flights and hotels on your behalf and act as a personal travel assistant while you are away from home.

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The cost of travel insurance is based, in most cases, on the value of the trip and the age of the traveler. Typically, the cost is five to seven percent of the trip cost. You can get a free quote for your personalized travel insurance plan or call our representatives at 800-826-5248.

Insurance can be purchased up to 24 hours prior to your trip departure date.

Compare Our Plans

You can purchase a policy either online, or through a representative at our call center. You can purchase online here and you will be guided through our product comparison tool. To purchase over the phone, call our representatives at 800-826-5248.

You bet! We offer an assortment of travel insurance plans for a variety of travel needs.

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Please be careful when using frequent flyer miles to calculate your trip cost. Travel insurance typically covers the cash value of non-refundable travel expenses. In other words, money you can’t get back from your airline or other travel provider. Frequent flyer miles are not covered as it’s difficult to determine their cash value.

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Let’s make this easy! Before purchasing, please have the following information handy:

  • Personal information for all travelers who will be on the policy
  • Trip details: dates of travel, destination, initial deposit date, final payment date, and any travel companies you will be using
  • Total trip cost and how that cost is broken down per person in your itinerary.

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Not a resident of a US state or the District of Columbia?

The US government, through the Office of Foreign Assets Control (OFAC), regulates travel to the destination you have selected. To purchase this policy, you will need to mail Travel Guard a paper application for insurance, a Cuba Travel Compliance Certification (Travel Guard version) and, if you are traveling under a specific OFAC license, additional documentation. Please contact our sanctioned countries hotline at 866.375.2546 for forms and additional details.

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Coverage available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.