• Prepare early when studying abroad


    Summer is fast approaching and that means that many students are beginning their preparations to study abroad this fall. While it is an exciting time to be sure, there are several considerations that any student must make before moving to a new country.

    One essential factor that international travelers must check is the status of the electrical outlets in their soon-to-be new country of residence. While many countries share a similar plug to the U.S., there are hundreds of others, like France or China, who utilize a different outlet for their electronics. Be extra careful, however, as even countries utilizing the same style of outlets may not be set up for three-prong plugs.

    If traveling with a cell phone it's important to research the functionality of the device in its new surroundings. Several models of mobile phones are capable of working overseas, yet one must be mindful of the charges that can arise from international use. Check roaming and data settings on the phone to be sure the next bill isn't astronomical.

    A more personal consideration when traveling abroad is whether or not to bring a gift. Many students entering a new country stay with a host family, and an introductory gift leaves a great impression. A general rule of thumb is to stick with sweets or cookies that can be shared, rather than more lavish presents.

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Non insurance services are provided by Travel Guard. 
This plan provides insurance coverage that only applies during the covered trip.
You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, www.travelguard.com. CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 15th Floor, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.