• Must have iPhone apps for the technological traveler


    This year Apple expects to sell roughly 31.4 million iPhones throughout the world and first time owners will want to make the most of their new gadget by loading it up with the latest and greatest apps from the iTunes store. Depending on one's interests, there are a number of apps to suit one's lifestyle - but for avid travelers, some apps are essential.

    For international travelers who make friends wherever they go, the free Skype app is a must to avoid hearty international dialing charges. Visitors in a foreign land may also enjoy the Babelingo app, a language translator that specializes in the most common phrases used by travelers and offers language visualizations in case one needs to show something to the person with whom they're trying to communicate.

    When visiting a city for the first time it's important to study one's surroundings and get a feel for where local restaurants, nightlife and shopping may be. Or one can use the Yelp! and Around Me apps that list and rank businesses within a particular area.

    Of course for more immediate needs, travelers may also want to invest in the Whizzer app which can quickly locate the nearest public restroom.

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This plan provides insurance coverage that only applies during the covered trip.
You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, www.travelguard.com. CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 15th Floor, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.