• Grounded Cruise Ships and Robbery on Tour, Draws Attention to Travel Insurance


    The travel industry has seen its fair share of major changes and developments in recent years, and 2012 shows no signs of slowing down. The Costa Concordia disaster that struck during wave season, and with the very recent robbing of Carnival Splendor cruisers while on a tour excursion in Mexico, have left cruisers with questions about cruise ship safety and regulations. Cruise lines and airlines have tightened cancellation policies, leaving travelers with stiffer penalties when changing itineraries. News of airline consolidations and bankruptcies continue to make headlines across the globe.

    In a world with more places to go and more things that can go wrong, it's important for travelers to educate themselves on how to cover their investment, and safeguard themselves when traveling.

    "The big, dramatic stories are what get people thinking about travel insurance," said Carol Mueller, Vice President at Travel Guard North America. "In reality, travelers are more likely to actually use travel insurance plans for common, everyday reasons."

    According to Mueller, a majority of customers file claims as a result of trip cancellation, interruption or delay; lost or delayed luggage; and medical emergencies.

    However, many travelers don't realize that travel insurance plans often do more than just cover the costs of these types of inconveniences. They can serve as an invaluable resource for travelers in need, providing assistance services such as facilitating cash transfers, making last-minute hotel arrangements and tracking lost luggage. This type of assistance can be especially helpful in a foreign country, where Travel Guard can help locate English-speaking doctors, assist with replacing lost or stolen travel documents and relay messages to family and friends back home.

    For more information about Travel Guard's selection of travel insurance and assistance service plans, travelers can talk to their travel agent, visit www.travelguard.com or call Travel Guard's World Service Center at 1.800.826.1300. Travelers can also “Like” Travel Guard at www.Facebook.com/TravelGuard or follow the company on Twitter @TravelGuard to stay abreast of travel trends, news and views.

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Non insurance services are provided by Travel Guard. 
This plan provides insurance coverage that only applies during the covered trip.
You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, www.travelguard.com. CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 15th Floor, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.