• Travel Guard®

    Travel Insurance
    SmartFares, a proud partner of AIG Travel, provides Travel Guard's comprehensive travel insurance and assistance services. Travel Guard's award winning customer care, suite of products and 24/7 assistance services provide you with the coverage and service you need virtually anytime, anywhere.

  • Brief Description of Coverage

    Coverage may not be available in all states.
    For questions regarding coverage, services or to file a claim please call 866.385.4839.

    Deluxe Air Ticket Protection

    We understand that your trip can take a year to save for, but only a second to ruin. While you can't do anything to prevent an unexpected storm from closing the airport, you can do something to help cover your travel investment. The Deluxe Air Ticket Protection Plan may be purchased to do just that. For a complete Policy of Insurance, please click here:

    • 100% Trip Cost | Trip Cancellation
      Reimburses forfeited, non-refundable, unused payments or deposits up to the Maximum Limit shown on the Schedule of Benefits for Trips that are canceled prior to the scheduled departure date.
    • 125% Trip Cost | Trip Interruption
      Reimburses forfeited, non-refundable, unused payments or deposits up to the Maximum Limit shown on the Schedule of Benefits for Trips that are interrupted on or after the scheduled departure date.
    • $750 | Trip Delay
      Reimburses up to $200 per day/per person up to the Maximum Limit shown on the Schedule of Benefits for reasonable additional expenses if the insured is delayed for more than 5 consecutive hours due to a covered reason.
    • $500 | Missed Connection
      Reimburses the additional transportation expenses to join a departed trip; and or prepaid, unused, nonrefundable trip payments if you miss a Trip departure resulting from cancellation or delay of 3 or more hours of all regularly scheduled airline flights due to Inclement Weather or Common Carrier caused delay.
    • $500 | Baggage Delay
      If your Baggage is delayed more than 24 hours, you can be reimbursed for the purchase of Necessary Personal Effects, subject to the Maximum Benefit.
    • $5,000 | Accident Sickness Medical Expense
      Pays up to the Maximum Benefit shown on the Schedule or Declarations Page for necessary medical expenses due to Injury or Sickness which happened while on an overnight Trip with a Destination of at least 100 miles from the Insured’s Primary Residence. This coverage is in excess of any other coverage or indemnity.
    • $50,000 | Emergency Evacuation and Repatriation of Remains
      Covers evacuation and transportation as directed by a Physician to the nearest adequate medical facility (home in the event of death or if medically required). Pays for special medical escort if recommended in writing by the attending Physician.

    Extra Coverages

    (when coverage is purchased within 1 day of Initial Trip Payment)
    • Pre-Existing Medical Condition Exclusion Waiver (Limitations apply)

    Optional Coverage

    The following will be included if elected and appropriate costs have been paid.
    • Car Rental Collision Coverage
      $35,000 in primary coverage, subject to a $250 deductible. Covers physical damage to a rental car for which the car rental contract would hold you responsible. (Coverage is not available to residents of Massachusetts or Texas.)
    • Cancel for Any Reason
      The Company will reimburse 75% of nonrefundable expenses if you cancel your Trip for any reason, up to 48 hours prior to your departure. (Cancel for any Reason can only be purchased at the time the base plan is purchased and within 1 day of initial trip payment. Coverage must be purchased for the full cost of trip.)

    Assistance Services*

    Non-insurance services provided through Travel Guard offer assistance through coordination, negotiation, and consultation using an extensive network of worldwide partners. Expenses for goods and services provided by third parties are the responsibility of the traveler.
    • Travel Medical Assistance
      A menu of services available for emergency medical requests, including prescription replacement assistance, physician referrals, medical evacuations, and more.
    • Worldwide Travel Assistance
      Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information and more.
    • LiveTravel® Emergency Assistance
      24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more.
    • Concierge Services
      Whatever you need, whenever, wherever you need it, you can call on your own personal assistant to help. Services include tee time reservations, restaurant referrals and reservations, wireless device assistance, sporting or theater tickets, and more.

    * Non-insurance services provided by Travel Guard.

    To enroll in the plan, pay the plan cost at any time up until 24 hours prior to departure. For a complete Policy of Insurance, please click here.

    Brief Description of Coverage

    Coverage may not be available in all states.
    For questions regarding coverage, services or to file a claim please call 866.385.4839.

    Deluxe Air Ticket Protection Plus

    We understand that your trip can take a year to save for, but only a second to ruin. While you can't do anything to prevent an unexpected storm from closing the airport, you can do something to help cover your travel investment. The Deluxe Air Ticket Protection Plan Plus may be purchased to do just that. For a complete Policy of Insurance, please click here:

    • 100% Trip Cost | Trip Cancellation
      Reimburses forfeited, non-refundable, unused payments or deposits up to the Maximum Limit shown on the Schedule of Benefits for Trips that are canceled prior to the scheduled departure date.
    • 125% Trip Cost | Trip Interruption
      Reimburses forfeited, non-refundable, unused payments or deposits up to the Maximum Limit shown on the Schedule of Benefits for Trips that are interrupted on or after the scheduled departure date.
    • $750 | Trip Delay
      Reimburses up to $200 per day/per person up to the Maximum Limit shown on the Schedule of Benefits for reasonable additional expenses if the insured is delayed for more than 5 consecutive hours due to a covered reason.
    • $500 | Missed Connection
      Reimburses the additional transportation expenses to join a departed trip; and or prepaid, unused, nonrefundable trip payments if you miss a Trip departure resulting from cancellation or delay of 3 or more hours of all regularly scheduled airline flights due to Inclement Weather or Common Carrier caused delay.
    • $500 | Baggage & Personal Effects
      Can reimburse you if your baggage or personal effects are lost, stolen or damaged while on your Trip, subject to the Maximum Benefit. This coverage is in excess of any other coverage or indemnity.
    • $500 | Baggage Delay
      If your Baggage is delayed more than 24 hours, you can be reimbursed for the purchase of Necessary Personal Effects, subject to the Maximum Benefit.
    • $50,000 | Accident Sickness Medical Expense
      Pays up to the Maximum Benefit shown on the Schedule or Declarations Page for necessary medical expenses due to Injury or Sickness which happened while on an overnight Trip with a Destination of at least 100 miles from the Insured’s Primary Residence. This coverage is in excess of any other coverage or indemnity.
    • $50,000 | Emergency Evacuation and Repatriation of Remains
      Covers evacuation and transportation as directed by a Physician to the nearest adequate medical facility (home in the event of death or if medically required). Pays for special medical escort if recommended in writing by the attending Physician.

    Extra Coverages

    (when coverage is purchased within 1 day of Initial Trip Payment)
    • Pre-Existing Medical Condition Exclusion Waiver (Limitations apply)

    Optional Coverage

    The following will be included if elected and appropriate costs have been paid.
    • Car Rental Collision Coverage
      $35,000 in primary coverage, subject to a $250 deductible. Covers physical damage to a rental car for which the car rental contract would hold you responsible. (Coverage is not available to residents of Massachusetts or Texas.)
    • Cancel for Any Reason
      The Company will reimburse 75% of nonrefundable expenses if you cancel your Trip for any reason, up to 48 hours prior to your departure. (Cancel for any Reason can only be purchased at the time the base plan is purchased and within 1 day of initial trip payment. Coverage must be purchased for the full cost of trip.)

    Assistance Services*

    Non-insurance services provided through Travel Guard offer assistance through coordination, negotiation, and consultation using an extensive network of worldwide partners. Expenses for goods and services provided by third parties are the responsibility of the traveler.
    • Travel Medical Assistance
      A menu of services available for emergency medical requests, including prescription replacement assistance, physician referrals, medical evacuations, and more.
    • Worldwide Travel Assistance
      Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information and more.
    • LiveTravel® Emergency Assistance
      24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more.
    • Concierge Services
      Whatever you need, whenever, wherever you need it, you can call on your own personal assistant to help. Services include tee time reservations, restaurant referrals and reservations, wireless device assistance, sporting or theater tickets, and more.

    * Non-insurance services provided by Travel Guard.

    To enroll in the plan, pay the plan cost at any time up until 24 hours prior to departure. For a complete Policy of Insurance, please click here.

    Brief Description of Coverage

    Coverage may not be available in all states.
    For questions regarding coverage, services or to file a claim please call 866.385.4839.

    Deluxe Vacation & Cruises

    We understand that your trip can take a year to save for, but only a second to ruin. While you can't do anything to prevent an unexpected storm from closing the airport, you can do something to help cover your travel investment. The Deluxe Vacation & Cruises Plan may be purchased to do just that. For a complete Policy of Insurance, please click here:

    • 100% Trip Cost | Trip Cancellation
      Reimburses forfeited, non-refundable, unused payments or deposits up to the Maximum Limit shown on the Schedule of Benefits for Trips that are canceled prior to the scheduled departure date.
    • 150% Trip Cost | Trip Interruption
      Reimburses forfeited, non-refundable, unused payments or deposits up to the Maximum Limit shown on the Schedule of Benefits for Trips that are interrupted on or after the scheduled departure date.
    • $1,000 | Trip Interruption - Return Air Only
      Reimburses the additional airline transportation expenses incurred by you to reach the return destination for trip interruptions.
    • $750 | Trip Delay
      Reimburses up to $150 per day/per person up to the Maximum Limit shown on the Schedule of Benefits for reasonable additional expenses if the insured is delayed for more than 5 consecutive hours due to a covered reason.
    • $500 | Missed Connection
      Reimburses the additional transportation expenses to join a departed trip; and or prepaid, unused, nonrefundable trip payments if you miss a Trip departure resulting from cancellation or delay of 3 or more hours of all regularly scheduled airline flights due to Inclement Weather or Common Carrier caused delay.
    • $1,500 | Baggage & Personal Effects
      Can reimburse you if your baggage or personal effects are lost, stolen or damaged while on your Trip, subject to the Maximum Benefit.
    • $300 | Baggage Delay
      Reimburses $100 per day/per person if your Baggage is delayed more than 24 hours, you can be reimbursed for the purchase of Necessary Personal Effects, subject to the Maximum Benefit.
    • $50,000 | Accident Sickness Medical Expense
      Pays up to the Maximum Benefit shown on the Schedule or Declarations Page for necessary medical expenses due to Injury or Sickness which happened while on an overnight Trip with a Destination of at least 100 miles from the Insured’s Primary Residence.
    • $50,000 | Emergency Evacuation and Repatriation of Remains
      Covers evacuation and transportation as directed by a Physician to the nearest adequate medical facility (home in the event of death or if medically required). Pays for special medical escort if recommended in writing by the attending Physician.
    • $50,000 | Accidental Death & Dismemberment
      Pay a benefit for covered Losses which result from an Insured being unavoidably exposed to the elements due to an accidental Injury during the Trip . Subject to the Maximum shown in the Schedule.

    Extra Coverages

    (when coverage is purchased within 1 day of Initial Trip Payment)
    • Pre-Existing Medical Condition Exclusion Waiver (Limitations apply)

    Optional Additional Coverage

    The following will be included if elected and appropriate costs have been paid.
    • Car Rental Collision Coverage
      $35,000 in primary coverage, subject to a $250 deductible. Covers physical damage to a rental car for which the car rental contract would hold you responsible. (Coverage is not available to residents of Massachusetts or Texas.)
    • Cancel for Any Reason
      The Company will reimburse 75% of nonrefundable expenses if you cancel your Trip for any reason, up to 48 hours prior to your departure. (Cancel for any Reason can only be purchased at the time the base plan is purchased and within 1 day of initial trip payment. Coverage must be purchased for the full cost of trip.)


    Assistance Services*

    Non-insurance services provided through Travel Guard offer assistance through coordination, negotiation, and consultation using an extensive network of worldwide partners. Expenses for goods and services provided by third parties are the responsibility of the traveler.
    • Travel Medical Assistance
      A menu of services available for emergency medical requests, including prescription replacement assistance, physician referrals, medical evacuations, and more.
    • Worldwide Travel Assistance
      Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information and more.
    • LiveTravel® Emergency Assistance
      24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more.
    • Concierge Services
      Whatever you need, whenever, wherever you need it, you can call on your own personal assistant to help. Services include tee time reservations, restaurant referrals and reservations, wireless device assistance, sporting or theater tickets, and more.

    * Non-insurance services provided by Travel Guard.

    To enroll in the plan, pay the plan cost at any time up until 24 hours prior to departure. For a complete Policy of Insurance, please click here.

    Brief Description of Coverage

    Coverage may not be available in all states.
    For questions regarding coverage, services or to file a claim please call 866.385.4839.

    Car Rental Collision Coverage Package

    For a complete Policy of Insurance, please click here:

    • Car Rental Collision Coverage
      $35,000 in primary coverage, subject to a $250 deductible. Covers physical damage to a rental car for which the car rental contract would hold you responsible. (Coverage is not available to residents of Florida, Kansas, New York or Texas.)
    • $2,000 Accidental Death & Dismemberment
      Pays for loss of life and limb if it occurs within 365 days of an accident during your trip.

    Assistance Services

    • Travel Medical Assistance*
      A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.
    • Worldwide Travel Assistance*
      Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
    • LiveTravel® Emergency Services*
      Dedicated LiveTravel® counselors available to help with any travel request, including flight or hotel re-bookings, rental car reservations, roadside assistance, and more.

    To enroll in the Car Rental Collision Coverage Package, pay the plan cost at any time prior to signing the rental agreement. For a complete Policy of Insurance please click here.

    * Non-insurance services provided by Travel Guard.

    Brief Description of Coverage

    Coverage may not be available in all states.
    For questions regarding coverage, services or to file a claim please call 866.385.4839.

    Lodging Protection Plan Plus

    We understand that your trip can take a year to save for, but only a second to ruin. While you can't do anything to prevent an unexpected storm from closing the airport, you can do something to help cover your travel investment. The Lodging Protection Plan may be purchased to do just that. For a complete Policy of Insurance, please click here:

    • $100 Trip Cancellation & Trip Interruption
      Reimburses nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to an illness, injury, or death of you, a family member, traveling companion or business partner or other covered reasons.
    • $500 Trip Delay
      Reimburses up to $100 per day for reasonable additional expenses until travel becomes possible if your trip is delayed for more than 12 hours due to covered reasons.
    • $500 Baggage & Personal Effects
      Reimburses you if your luggage is lost, damaged, or stolen while on your trip.
    • $500 Baggage Delay
      Reimburses you up to $100 per day for the purchase of necessary personal effects if your bags are delayed for more than 12 hours.
    • $10,000 Accident Sickness Medical Expense
      Pays for medical expenses incurred while on a trip.
    • $25,000 Emergency Evacuation & Repatriation of Remains
      Covers evacuation expenses as directed by a physician to the nearest adequate medical facility or home in the event of death or if medically required.

    Extra Coverages

    (when coverage is purchased within 15 days of Initial Trip Payment)
    • Pre-Existing Medical Condition Exclusion Waiver (Limitations apply)

    Assistance Services

    • Travel Medical Assistance*
      A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.
    • Worldwide Travel Assistance*
      Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
    • LiveTravel® Emergency Services*
      Dedicated LiveTravel® counselors available to help with any travel request, including flight or hotel re-bookings, rental car reservations, roadside assistance, and more.

    To enroll in the Lodging Protection Plan Plus, pay the plan cost at any time up to 24 hours prior to departure. For a complete Policy of Insurance please click here.

    * Non-insurance services are provided by Travel Guard.