• Travel Insurance
  • Brief Description of Coverage

    Coverage may not be available in all states.
    For questions regarding coverage, services or to file a claim please call 866.809.2698.

    Air Ticket Protection Plan

    We understand that your trip can take a year to save for, but only a second to ruin. While you can't do anything to prevent an unexpected storm from closing the airport, you can do something to help cover your travel investment. The Air Ticket Protection Plan may be purchased to do just that. For a complete Certificate of Insurance, please click here:

    • 100% Trip Cost | Trip Cancellation:
      Reimburses forfeited, non-refundable, unused payments or deposits up to the Maximum Limit shown on the Schedule of Benefits for Trips that are canceled prior to the scheduled departure date.
    • 125% Trip Cost | Trip Interruption:
      Reimburses forfeited, non-refundable, unused payments or deposits up to the Maximum Limit shown on the Schedule of Benefits for Trips that are interrupted on or after the scheduled departure date.
    • $750 | Trip Delay:
      Reimburses up to $200 per day/per person up to the Maximum Limit shown on the Schedule of Benefits for reasonable additional expenses if the insured is delayed for more than 5 consecutive hours due to a covered reason.
    • $500 | Missed Connection:
      Reimburses the additional transportation expenses to join a departed trip; and or prepaid, unused, nonrefundable trip payments if you miss a Trip departure resulting from cancellation or delay of 3 or more hours of all regularly scheduled airline flights due to Inclement Weather.
    • $500 | Baggage Delay:
      If your Baggage is delayed more than 24 hours, you can be reimbursed for the purchase of Necessary Personal Effects, subject to the Maximum Benefit.
    • $5,000 | Accident Sickness Medical Expense:
      Pays up to the Maximum Benefit shown on the Schedule or Declarations Page for necessary medical expenses due to Injury or Sickness which happened while on an overnight Trip with a Destination of at least 100 miles from the Insured's Primary Residence. This coverage is in excess of any other coverage or indemnity.
    • $50,000 | Emergency Evacuation and Repatriation of Remains:
      Covers evacuation and transportation as directed by a Physician to the nearest adequate medical facility (home in the event of death or if medically required). Pays for special medical escort if recommended in writing by the attending Physician.

    Extra Coverages: (when coverage is purchased within 1 day of Initial Trip Payment)

    • Pre-Existing Medical Condition Exclusion Waiver (Limitations apply)

    Optional Additional Coverage:

    The following will be included if elected and appropriate costs have been paid.
    • Car Rental Collision Coverage:
      $35,000 in primary coverage, subject to a $250 deductible. Covers physical damage to a rental car for which the car rental contract would hold you responsible. (Coverage is not available to residents of Massachusetts or Texas.)

    Assistance Services*

    Non-insurance services provided through Travel Guard offer assistance through coordination, negotiation, and consultation using an extensive network of worldwide partners. Expenses for goods and services provided by third parties are the responsibility of the traveler.
    • Travel Medical Assistance:
      A menu of services available for emergency medical requests, including prescription replacement assistance, physician referrals, medical evacuations, and more.
    • Worldwide Travel Assistance:
      Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information and more.
    • LiveTravel® Emergency Assistance:
      24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more.
    • Concierge Service:
      Whatever you need, whenever, or wherever you need it, you can call on your own personal assistant to help. Services include tee time reservations, restaurant referrals and reservations, wireless device assistance, sporting or theater tickets, and more. If you need it, we'll find it for you.

    * Non-insurance services provided by Travel Guard.

    To enroll in the plan, pay the plan cost at any time up until 24 hours prior to departure. For a complete Certificate of Insurance, please click here.

    Brief Description of Coverage

    Coverage may not be available in all states.
    For questions regarding coverage, services or to file a claim please call 866.809.2698.

    Vacation and Cruise Protection Plus

    We understand that your trip can take a year to save for, but only a second to ruin. While you can't do anything to prevent an unexpected storm from closing the airport, you can do something to help cover your travel investment. The Vacation and Cruise Protection Plus plan may be purchased to do just that. For a complete Certificate of Insurance, please click here:

    • 100% Trip Cost | Trip Cancellation:
      Reimburses forfeited, non-refundable, unused payments or deposits up to the Maximum Limit shown on the Schedule of Benefits for Trips that are canceled prior to the scheduled departure date.
    • 150% Trip Cost | Trip Interruption:
      Reimburses forfeited, non-refundable, unused payments or deposits up to the Maximum Limit shown on the Schedule of Benefits for Trips that are interrupted on or after the scheduled departure date.
    • $1,000 | Trip Interruption - Return Air Only:
      Reimburses the additional airline transportation expenses incurred by you to reach the return destination for trip interruptions.
    • $750 | Trip Delay:
      Reimburses up to $150 per day/per person up to the Maximum Limit shown on the Schedule of Benefits for reasonable additional expenses if the insured is delayed for more than 5 consecutive hours due to a covered reason.
    • $500 | Missed Connection:
      Reimburses the additional transportation expenses to join a departed trip; and or prepaid, unused, nonrefundable trip payments if you miss a Trip departure resulting from cancellation or delay of 3 or more hours of all regularly scheduled airline flights due to Inclement Weather or Common Carrier caused delay.
    • $1,500 | Baggage & Personal Effects:
      Can reimburse you if your baggage or personal effects are lost, stolen or damaged while on your Trip, subject to the Maximum Benefit.
    • $300 | Baggage Delay:
      Reimburses up to $100 per day/per person if your Baggage is delayed more than 24 hours, you can be reimbursed for the purchase of Necessary Personal Effects, subject to the Maximum Benefit.
    • $50,000 | Accident Sickness Medical Expense:
      Pays up to the Maximum Benefit shown on the Schedule or Declarations Page for necessary medical expenses due to Injury or Sickness which happened while on an overnight Trip with a Destination of at least 100 miles from the Insured’s Primary Residence. This coverage is in excess of any other coverage or indemnity.
    • $50,000 | Emergency Evacuation and Repatriation of Remains:
      Covers evacuation and transportation as directed by a Physician to the nearest adequate medical facility (home in the event of death or if medically required). Pays for special medical escort if recommended in writing by the attending Physician.
    • $50,000 | Accidental Death & Dismemberment:
      Pay a benefit for covered Losses which result from an Insured being unavoidably exposed to the elements due to an accidental Injury during the Trip. Subject to the Maximum shown in the Schedule.

    Extra Coverages: (when coverage is purchased within 1 day of Initial Trip Payment)

    • Pre-Existing Medical Condition Exclusion Waiver (Limitations apply)

    Optional Additional Coverage:

    The following will be included if elected and appropriate costs have been paid.
    • Car Rental Collision Coverage:
      $35,000 in primary coverage, subject to a $250 deductible. Covers physical damage to a rental car for which the car rental contract would hold you responsible. (Coverage is not available to residents of Massachusetts or Texas.)
    • Cancel for Any Reason:
      The Company will reimburse 75% of nonrefundable expenses if you cancel your Trip for any reason, up to 48 hours prior to your departure. (Cancel for any Reason can only be purchased at the time the base plan is purchased and within 1 day of initial trip payment. Coverage must be purchased for the full cost of trip.)

    Assistance Services*

    Non-insurance services provided through Travel Guard offer assistance through coordination, negotiation, and consultation using an extensive network of worldwide partners. Expenses for goods and services provided by third parties are the responsibility of the traveler.
    • Travel Medical Assistance:
      A menu of services available for emergency medical requests, including prescription replacement assistance, physician referrals, medical evacuations, and more.
    • Worldwide Travel Assistance:
      Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information and more.
    • LiveTravel® Emergency Assistance:
      24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more.
    • Concierge Service:
      Whatever you need, whenever, or wherever you need it, you can call on your own personal assistant to help. Services include tee time reservations, restaurant referrals and reservations, wireless device assistance, sporting or theater tickets, and more. If you need it, we'll find it for you.

    * Non-insurance services provided by Travel Guard.

    To enroll in the plan, pay the plan cost at any time up until 24 hours prior to departure. For a complete Certificate of Insurance, please click here.

Non insurance services are provided by Travel Guard. 
 
This plan provides insurance coverage that only applies during the covered trip.
You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, www.travelguard.com. CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 15th Floor, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.