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    Why Buy Travel Insurance

    Why Buy Travel Insurance?
    We understand that your trip can take a year to save for, but only a second to ruin. While you can't do anything to prevent an unexpected storm from closing the airport, you can do something to help cover your travel investment, you can buy travel insurance. To illustrate the importance of purchasing travel insurance, we have selected some common examples of what could go wrong.

    1. It's 10 p.m. and you and your traveling companion arrive at the airport for a connecting flight, only to find that your flight has been cancelled. Who can assist you with finding new flights to catch up with your trip?
    2. Your bag was lost with your insulin inside. You need help to locate your bag as soon as possible and have your emergency prescription filled. Who do you call?
    3. You arrive at your destination without your wallet. Where do you turn for emergency cash, and who will help you get your travel documents replaced?
    4. If your sister becomes seriously ill and you must cancel your trip, what happens to your non-refundable deposits or pre-payments?
    5. You arrive on time, but your luggage doesn't. If it's lost, who will help you find it? If it's delayed, who will pay for your necessities? If it's stolen, who will pay to replace it?
    6. You slip and fall and twist your knee. Who can help you find an orthopedic doctor that specializes in knee injuries?

    Why Travel Guard?
    When purchasing travel insurance, it's important you look closely at the coverage, benefits, and services you will receive. Here is a quick summary of what makes Travel Guard different:

    Exceptional customer service - We take great pride in providing the highest levels of service regardless of why you contact us. With a travel insurance policy from Travel Guard, you can expect:

    • Phone calls answered within 30 seconds by a Travel Guard employee - no matter when you call
    • Assistance 24 hours a day, 7 days a week, 365 days a year
    • A zero defect tolerance for customer satisfaction

    Fast and fair claims service - You won't find a faster, more accurate claims process than the one provided by Travel Guard. Our claims processing standards include:

    • Claims are reviewed by an experienced analyst within 24 hours
    • Claims payment is finalized within 24 hours of receipt of final documentation
    • 100% correct payments and calculations on all claims
    • The "Fairness Principle" - all denied claims are sent to a mediator for review, and the mediator's decision is honored.
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    This is only a brief description of the coverage(s) available under policy series T30337NUFIC. The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038 and currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. *Non insurance services are provided by Travel Guard.