Brief Description of Insurance Coverage

• Trip Cost Trip Cancellation & Interruption - Reimburses for forfeited, nonrefundable, unused payments or deposits if you must cancel your trip due to a covered illness, injury, or death of you, an immediate family member, or traveling companion or for other covered reasons.
• $1000 Travel Delay - Reimburses up to $100 per day if your trip is delayed for more than 12 hours for reasonable additional expenses until travel becomes possible.
• $2500 Baggage & Personal Effects - Reimburses you if your luggage is lost, damaged, or stolen while you are on your trip.
• $500 Baggage Delay - Reimburses you for the purchase of essential items if your bags are delayed for more than 24 hours.
• $35,000 Medical Expense - Medical Expense covers necessary medical expenses up to one year after the sickness or injury, provided you sought initial medical treatment while on your trip
• $50,000 Emergency Medical Transportation - Emergency Medical Transportation covers evacuation and transportation to the nearest adequate medical facility.
• $25,000 Accidental Death & Dismemberment - Covers death and loss of limb or eyesight within 180 days.
• AIG Travel Assist - Offers emergency assistance anywhere in the world.
• LiveTravel® - 24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more!
• Live messaging - Relay of any e-mail or phone message to family, friends or business associates.
• Emergency Cash transfers - Assistance in coordinating an emergency cash advance.
• Pre-trip travel advisories - Around-the-clock access to passport, visa, inoculation and vaccine requirements; travel advisories; embassy and consulate contacts; travel health advisories; weather and currency information - all for your planned destination.
• Lost Baggage Tracking - Assists in locating lost or stolen possessions - free for one year!
• Concierge Services - 24-hour access to Restaurant Referrals, Event Ticketing, Golf Course Recommendations & Tee Times, arrangement of ground transportation and Floral Services.