• Brief Descriptions of Coverage

    International Air Ticket Program:

    Trip Cancellation Benefit
    Reimburses up to 100% of insured Trip Cost for nonrefundable, unused payments or deposits, in case you have to cancel your trip due to a covered illness, injury, or death of you, a family member, traveling companion or business partner or for other covered reasons.

    Trip Interruption Benefit
    Reimburses up 125% of insured Trip Cost for nonrefundable, unused payments or deposits, in case you have to interrupt your trip due to a covered illness, injury, or death of you, a family member, traveling companion or business partner or for other covered reasons.

    Trip Delay Benefit
    Reimburses up to $100 per day for up to five days for a maximum benefit of $500 for reasonable additional expenses until travel becomes possible, in case your trip is delayed for more than 12 hours due to covered reasons.

    Missed Connection
    Reimburses you up to $500, if inclement weather or common carrier causes cancellation or a delay of regularly scheduled airline flights for three or more hours to your point of departure.

    Baggage & Personal Effects Loss Benefit
    Reimburses up to the benefit maximum of $750, if your luggage is lost, damaged, or stolen while on your trip.

    Baggage Delay Benefit
    Reimburses you for a maximum benefit of $100 for the purchase of necessary personal effects, if your bags are delayed for more than 24 hours.

    Medical Expense Benefit
    Pays up to $10,000 for emergency medical expenses incurred while on a trip whether caused by accident or sickness.

    Emergency Evacuation & Repatriation of Remains Benefit
    Covers up to $250,000 for evacuation and transportation expenses to the nearest adequate medical facility as directed by a physician, or home in the event of death or if medically required. 

    Accidental Death & Dismemberment Benefit
    Pays up to $25,000 for loss of life and limb, if it occurs within 365 days of an accident during your trip

    Assistance Services (Non-insurance services are provided by Travel Guard).  

    • Travel Medical Assistance
      A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.
    • Worldwide Travel Assistance
      Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.

    To enroll in the International Air Ticket Program, you must pay the plan cost, no later than twenty-four hours prior to departing your trip. For a complete Description of Coverage please [click here].

    International Air Ticket Program with Cancel For Any Reason:

    Trip Cancellation Benefit
    Reimburses up to the cost of your trip for nonrefundable, unused payments or deposits, in case you have to cancel your trip due to a covered illness, injury, or death of you, a family member, traveling companion or business partner or for other covered reasons. Reimburses up to 70% of prepaid, non-refundable expenses if you cancel your trip for any reason, up to 48 hours prior to your departure. (Coverage must be purchased for the full cost of all prepaid, non-refundable trip arrangements.)

    Trip Interruption Benefit
    Reimburses up to 125% of insured Trip Cost for nonrefundable, unused payments or deposits, in case you have to interrupt your trip due to a covered illness, injury, or death of you, a family member, traveling companion or business partner or for other covered reasons.

    Trip Delay Benefit
    Reimburses up to $100 per day for up to five days for a maximum benefit of $500 for reasonable additional expenses until travel becomes possible, in case your trip is delayed for more than 12 hours due to covered reasons.

    Missed Connection
    Reimburses you up to $500, if inclement weather or common carrier causes cancellation or a delay of regularly scheduled airline flights for three or more hours to your point of departure.

    Baggage & Personal Effects Loss Benefit
    Reimburses up to the benefit maximum of $750, if your luggage is lost, damaged, or stolen while on your trip.

    Baggage Delay Benefit
    Reimburses you for a maximum benefit of $100 for the purchase of necessary personal effects, if your bags are delayed for more than 24 hours.

    Medical Expense Benefit
    Pays up to $10,000 for emergency medical expenses incurred while on a trip whether caused by accident or sickness.

    Emergency Evacuation & Repatriation of Remains Benefit
    Covers up to $250,000 for evacuation and transportation expenses to the nearest adequate medical facility as directed by a physician, or home in the event of death or if medically required.

    Accidental Death & Dismemberment Benefit
    Pays up to $25,000 for loss of life and limb, if it occurs within 180 days of an accident during your trip

    Assistance Services (Non-insurance services are provided by Travel Guard). 

    • Travel Medical Assistance
      A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.
    • Worldwide Travel Assistance
      Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.

    To enroll in the International Air Ticket Program with CFAR, you must pay the plan cost, no later than twenty-four hours prior to departing your trip.

    For a complete Description of Coverage please [click here].

    Optional Medical Plan:

    Medical Expense Benefit
    Pays up to $5,000 for emergency medical expenses incurred while on a trip whether caused by accident or sickness.

    Emergency Evacuation & Repatriation of Remains Benefit
    Covers up to $10,000 for evacuation and transportation expenses to the nearest adequate medical facility as directed by a physician.

    Assistance Services (Non-insurance services are provided by Travel Guard).  

    • Travel Medical Assistance
      A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.
    • Worldwide Travel Assistance
      Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
    • To enroll in the Optional Medical Plan, you must pay the plan cost, within 72 hours of initial trip payment and prior to departing your trip. For a complete Description of Coverage please [click here].
     

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This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, www.travelguard.com. CA DOI toll free number: 213-897-8921. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. Travel assistance services provided by Travel Guard.