Brief Description of Insurance Coverages

• Trip Cost Trip Cancellation - Reimburses for forfeited, nonrefundable, unused payments or deposits if you must cancel your trip due to a covered illness, injury, or death of you, an immediate family member, or traveling companion or for other covered reasons.
• 125% Trip Cost Trip Interruption - Reimburses for the missed portion of your trip plus the ticket or change fee if you must return home early due to a covered illness, injury, or death of you, an immediate family member, or traveling companion or for other covered reasons.
• $500 Travel Delay - Reimburses up to $100 per day if your trip is delayed for more than 12 hours for reasonable additional expenses until travel becomes possible.
• $500 Missed Connection - Reimburses you for transportation expenses incurred if you miss a connection due to weather or common carrier delay.
• $1000 Baggage & Personal Effects - Reimburses you if your luggage is lost, damaged, or stolen while you are on your trip.
• $100 Baggage Delay - Reimburses you for the purchase of essential items if your bags are delayed for more than 24 hours.
• $20,000 Medical Expense - Covers necessary medical expenses up to one year after the sickness or injury, provided you sought initial medical treatment while on your trip.
• $50,000 Emergency Medical Transportation - Covers evacuation and transportation to the nearest adequate medical facility.
• $25,000 Accidental Death & Dismemberment - Covers death and loss of limb or eyesight within 180 days.
• Travel Guard® Assist - Offers emergency assistance for your peace of mind anywhere in the world.
• LiveTravel - 24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more!
• Live messaging - Relay of any e-mail or phone message to family, friends or business associates.
• Emergency Cash transfers - Assistance in coordinating an emergency cash advance.
• Pre-trip travel advisories - Around-the-clock access to passport, visa, inoculation and vaccine requirements; travel advisories; embassy and consulate contacts; travel health advisories; weather and currency information - all for your planned destination.
• FREE Lost Baggage Tracking - Assists in locating lost or stolen possessions - free for one year!