Please see the table below for a breakdown of coverage and costs for Domestic Air, International Air and Vacation Package policies.
*Trip Cancellation – What is covered?
The Insurer will pay a benefit, up to the Maximum Limit shown on the Schedule, if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to the following Unforeseen events:
(a) Sickness, Injury or death of an Insured, Family Member, Traveling Companion and Business Partner.
(b) Inclement Weather causing delay or cancellation of travel for at least 48 consecutive hours;
(c) Financial Default of an airline, cruise line, or tour operator provided the Financial Default occurs more than 7 days following an Insured's effective date for the Trip Cancellation or Trip Interruption Benefits. There is no coverage for the Financial Default of any person, organization, agency, or firm from whom the Insured purchased travel arrangements supplied by others;
(d) the Insured’s Principle Residence or Destination being made Uninhabitable by Natural Disaster;
(e) the Insured, or a Traveling Companion being subpoenaed, required to serve on a jury, hijacked, or quarantined;
(f) the Insured or Traveling Companion is involved in or delayed due to an automobile accident, substantiated by a police report, while en route to the Insured’s Destination; or
(g) Insured or Traveling Companion is called to active military service, or military leave is revoked or reassigned.