She immediately knew she had broken her leg...

After traveling from the U.S. to Bangkok, Ann S. and friends arrived in Siem Reap, Cambodia and headed out of the lobby of their hotel to visit the local market. As they were walking down a series of shallow steps Anne caught her left heel on one of the last steps and rolled to the ground. Though her fall was graceful, she immediately knew she had broken her leg.

"My left foot was jutting out sideways," said Anne. "Within seconds there were a half-dozen Cambodians lifting me into a van and I was taken to the hospital. The accident was horrific but there wasn't any pain, at first. The first thing that the doctors asked me in the ER was, 'Do you have travels insurance?' I have never been so happy to say, 'YES'!"

The next day a surgeon was flown in, and operated on Anne. She now had a plate and six screws in her fibula, four pins in the tibia and her leg was splinted and wrapped in a bandage. Three days later, with permission from her doctor, she and her friends continued on to Thailand for the remainder of their vacation. Anne had a walker, crutches and rented a wheel chair along the way. I didn't miss much! We made it back home flying first class with my traveling companion for assistance, as ordered by the doctor. These travel expenses were covered by my travel insurance plan through Travel Guard."