• Spirit
  • Brief Description of Coverage

    Coverage may not be available in all states.
    For questions regarding coverage, services or to file a claim please call 866.877.3191. 

    Domestic Air Ticket Comprehensive Plan

    We understand that your trip can take a year to save for, but only a second to ruin. While you can't do anything to prevent an unexpected storm from closing the airport, you can do something to help cover your travel investment. The Domestic Air Ticket Comprehensive Plan may be purchased to do just that. For a complete Certificate of Insurance, please click here:

    • 100% Trip Cost Trip Cancellation & 125% Trip Cost Trip Interruption
      Reimburses nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to an illness, injury, or death of you, a family member, traveling companion or business partner or other covered reasons.
    • $500 Trip Delay
      Reimburses up to $100 per day for reasonable additional expenses until travel becomes possible if your trip is delayed for more than 6 hours due to covered reasons.
    • $500 Missed Connection
      Reimburses you if Inclement Weather or Common Carrier causes cancellation or a delay of regularly scheduled airline flights for three or more hours to your point of departure.
    • $500 Baggage & Personal Effects
      Reimburses you if your luggage is lost, damaged, or stolen while on your trip.
    • $300 Baggage Delay
      Reimburses you for the purchase of necessary personal effects if your bags are delayed for more than 24 hours.
    • $25,000 Accidental Death & Dismemberment
      Pays for loss of life and limb if it occurs within 180 days of an accident during your trip

    Extra Coverages

    (when coverage is purchased within 1 day of Initial Trip Payment)
    • Pre-Existing Medical Condition Exclusion Waiver (Limitations apply)

    Assistance Services

    • Travel Medical Assistance*
      A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.
    • Worldwide Travel Assistance*
      Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
    • LiveTravel® Emergency Services*
      Dedicated LiveTravel® counselors available to help with any travel request, including flight or hotel rebookings, rental car reservations, roadside assistance, and more.

    To enroll in the Domestic Air Ticket Comprehensive Plan, pay the plan cost at any time up until 24 hours prior to departure. For a complete Certificate of Insurance please click here.

    * Non-insurance services are provided by Travel Guard.

    Brief Description of Coverage

    Coverage may not be available in all states.
    For questions regarding coverage, services or to file a claim please call 866.877.3191. 

    International Air Ticket Plan

    We understand that your trip can take a year to save for, but only a second to ruin. While you can't do anything to prevent an unexpected storm from closing the airport, you can do something to help cover your travel investment. The International Air Ticket Plan may be purchased to do just that. For a complete Certificate of Insurance, please click here:

    • 100% Trip Cost Trip Cancellation & 125% Trip Cost Trip Interruption
      Reimburses nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to an illness, injury, or death of you, a family member, traveling companion or business partner or other covered reasons.
    • $500 Trip Delay
      Reimburses up to $100 per day for reasonable additional expenses until travel becomes possible if your trip is delayed for more than 6 hours due to covered reasons.
    • $500 Missed Connection
      Reimburses you if Inclement Weather or Common Carrier causes cancellation or a delay of regularly scheduled airline flights for three or more hours to your point of departure.
    • $750 Baggage & Personal Effects
      Reimburses you if your luggage is lost, damaged, or stolen while on your trip.
    • $300 Baggage Delay
      Reimburses you up to $100 per day for the purchase of necessary personal effects if your bags are delayed for more than 24 hours.
    • $10,000 Accident Sickness Medical Expense
      Pays for medical expenses incurred while on a trip.
    • $20,000 Emergency Evacuation & Repatriation of Remains
      Covers evacuation expenses as directed by a physician to the nearest adequate medical facility or home in the event of death or if medically required.
    • $25,000 Accidental Death & Dismemberment
      Pays for loss of life and limb if it occurs within 180 days of an accident during your trip

    Extra Coverages

    (when coverage is purchased within 1 day of Initial Trip Payment)
    • Pre-Existing Medical Condition Exclusion Waiver (Limitations apply)

    Assistance Services

    • Travel Medical Assistance*
      A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.
    • Worldwide Travel Assistance*
      Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
    • LiveTravel® Emergency Services*
      Dedicated LiveTravel® counselors available to help with any travel request, including flight or hotel rebookings, rental car reservations, roadside assistance, and more.

    To enroll in the International Air Ticket Plan, pay the plan cost at any time up until 24 hours prior to departure. For a complete Certificate of Insurance please click here.

    * Non-insurance services are provided by Travel Guard.

    Brief Description of Coverage

    Coverage may not be available in all states.
    For questions regarding coverage, services or to file a claim please call 866.877.3191. 

    Vacations & Cruises Plan

    We understand that your trip can take a year to save for, but only a second to ruin. While you can't do anything to prevent an unexpected storm from closing the airport, you can do something to help cover your travel investment. The Vacations & Cruises Plan may be purchased to do just that. For a complete Certificate of Insurance, please click here:

    • 100% Trip Cost Trip Cancellation & 125% Trip Cost Trip Interruption
      Reimburses nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to an illness, injury, or death of you, a family member, traveling companion or business partner or other covered reasons.
    • $500 Trip Delay
      Reimburses up to $150 per day for reasonable additional expenses until travel becomes possible if your trip is delayed for more than 6 hours due to covered reasons.
    • $500 Missed Connection
      Reimburses you if Inclement Weather or Common Carrier causes cancellation or a delay of regularly scheduled airline flights for three or more hours to your point of departure.
    • $1,000 Baggage & Personal Effects
      Reimburses you if your luggage is lost, damaged, or stolen while on your trip.
    • $500 Baggage Delay
      Reimburses you for the purchase of necessary personal effects if your bags are delayed for more than 24 hours.
    • $20,000 Accident Sickness Medical Expense
      Pays for medical expenses incurred while on a trip.
    • $50,000 Emergency Evacuation & Repatriation of Remains
      Covers evacuation expenses as directed by a physician to the nearest adequate medical facility or home in the event of death or if medically required.
    • $50,000 Accidental Death & Dismemberment
      Pays for loss of life and limb if it occurs within 180 days of an accident during your trip

    Extra Coverages

    (when coverage is purchased within 1 day of Initial Trip Payment)
    • Pre-Existing Medical Condition Exclusion Waiver (Limitations apply)

    Assistance Services

    • Travel Medical Assistance*
      A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.
    • Worldwide Travel Assistance*
      Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
    • LiveTravel® Emergency Services*
      Dedicated LiveTravel® counselors available to help with any travel request, including flight or hotel rebookings, rental car reservations, roadside assistance, and more.

    To enroll in the Vacations & Cruises Plan, pay the plan cost at any time up until 24 hours prior to departure. For a complete Certificate of Insurance please click here.

    * Non-insurance services are provided by Travel Guard.

Non insurance services are provided by Travel Guard. 
 
This plan provides insurance coverage that only applies during the covered trip.
You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, www.travelguard.com. CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 15th Floor, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.