• The Travelers’ Protection Plan - Description of Coverage

    A medical expense and evacuation insurance plan is provided in your tour package. Description of Coverage 

    The Travelers’ Protection Plan - Description of Coverage 

    • The optional travel insurance must be purchased at least 24 hours prior to departure.
    • Pre-existing medical condition exclusion is waived if the optional plan is purchased within 15 days of initial trip payment.
    • At no additional charge, the plan covers one child age 17 and under traveling with each paying adult named on the enrollment form. Offer does not apply to optional coverages.*

    Trip Cancellation - 100% of trip cost
    Reimburses up to $100,000 for forfeited, nonrefundable, unused payments or deposits if you must cancel your trip due to a illness, injury, or death of you, a family member, or traveling companion or for other covered reasons. (Reimburses for losses due to pre-existing conditions if the plan is purchased within 15 days of initial trip payment.)

    Optional Coverage:

    • Cancel for Any Reason (70% of Trip Cost)
    • Cost: Multiply Base plan cost by 1.6

    Trip Interruption – 150% of trip cost†
    Covers you if you interrupt your Trip due to a covered reason.

    Trip Interruption - $750 Return Air Only†
    Reimburses the additional airline transportation expenses incurred by you to reach the return destination.


    †Coverage for Trip Interruption and Trip Interruption-Return
    Air Only cannot be combined.     

    Missed Connection - $250
    Reimburses you if Inclement Weather or Common Carrier causes cancellation or a delay of regularly scheduled airline flights for three or more hours to your point of departure.

    Trip Delay - $750
    Reimburses up to $150 a day for Reasonable, Additional Expenses for meals, accommodations, taxi fares, and essential phone calls, if your Trip is delayed for more than 5 hours due to a covered reason.

    Baggage Delay - $300
    If your Baggage is delayed more than 24 hours, you can be reimbursed for the purchase of Necessary Personal Effects.

    Baggage and Personal Effects Loss - $1,000
    Reimburses you if your Baggage is lost, stolen, or damaged while on your Trip.

    Medical Expense - $25,000
    Pays for emergency medical expenses incurred while on a Trip.

    Emergency Evacuation & Repatriation of Remains - $500,000
    Covers evacuation expenses as directed by a Physician to the nearest adequate medical facility, (home in the event of death or if medically required).

    Accidental Death & Dismemberment - $10,000
    Pays for loss of life or limb if it occurs within 365 days of an accident during your Trip.


    24/7 WORLDWIDE ASSISTANCE SERVICES*: 

    Travel Medical Assistance*
    A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.

    LiveTravel® Emergency Assistance*
    Dedicated LiveTravel counselors available to help with any travel request, including flight or hotel re-bookings, rental car reservations, roadside assistance, and more.

    Worldwide Travel Assistance*
    Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.

    Concierge Services*
    Whatever you need, whenever, wherever you need it, you can call on your own personal assistant to help. Services include tee time reservations, restaurant referrals and reservations, wireless device assistance, sporting or theater tickets, and more. You need it, we'll find it for you.

    *Travel assistance services are provided by Travel Guard.

 

This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, www.travelguard.com. CA DOI toll free number: 213-897-8921. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. Travel assistance services provided by Travel Guard.