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  • Pre-existing medical condition waiver

    If you're worried about traveling because you have a pre-existing medical condition, you should know that on many Travel Guard policies purchasing your travel insurance the same day you make your first trip deposit (or shortly after) may qualify you for the pre-existing medical condition exclusion waiver. With the waiver it's possible to be covered for some medical issues on your trip, despite your pre-existing condition.

    To qualify for this waiver, certain conditions need to be met including:  

    • Purchasing the travel insurance with your first trip deposit, or shortly thereafter as explained in the policy;
    • The amount of coverage purchased equals all prepaid, non-refundable trip payments or deposits, and the cost of any subsequent arrangements added to the same trip are insured by the date of payment or deposit for the additional arrangements;
    • You are medically able to travel when your travel insurance policy is purchased.

    To ensure you’ve purchased the coverage needed for your trip, including coverage for your pre-existing medical condition, please read your policy’s description of coverage closely. Should you have any questions about the waiver, call us 24/7 at 1.800.826.4919.


    Read the Description of Coverage, paying particular attention to the following items in the document:


Travel Guard

Travel Guard travel insurance plans include travel insurance & assistance that travels with you.

Coverages may include: Trip cancellation due to terrorism & other named unforeseen events, trip delay, lost baggage, medical emergency, & others. Purchase online for immediate coverage.

Certain coverages are subject to purchase requirements.
See each coverage for details.