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  • MY Travel Guard - Meeting your travel insurance needs

    It takes just 2 minutes to get a quote.

    My Travel Guard travel insurance plan allows you to choose the coverage limits to meet your travel insurance needs.

    Popular options available for the plan:
    • Cancel for Any Reason
    • Increase Baggage Limits
    • and much more!

    It takes just 2 minutes to custom-build your travel insurance plan today.
  • A Test in Thailand

    I was traveling by myself to Bangkok, Thailand from Johnson City, TN. Our daughter was going to have our second granddaughter there so I was going to visit her and help with our 2-year old granddaughter and help when the new baby arrived.

    While I was there I accidentally fell and I had some concerns about my shoulder. So I decided to visit a doctor to have it checked out. I contacted Travel Guard to see what procedures I should follow. It was nice to have someone to contact to help guide me through the process. I was especially pleased that there was a follow-up call to check on how I was doing.

    The representatives that I dealt with at Travel Guard were very helpful and professional and I would definitely recommend your services to family and friends.

    -Gerry, TN
  • Get a Quote

    Our selector tool starts with the base plan. You can then choose the optional coverages and limits that apply to your travel needs or leave the base plan intact.

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  • Brief Description of Coverage

    Coverage may not be available in all states.
    For questions regarding coverage, services or to file a claim please call 1.800.826.4919. 

    My Travel Guard

    We understand that your trip can take a year to save for, but only a second to ruin. While you can't do anything to prevent an unexpected storm from closing the airport, you can do something to help cover your travel investment. The My Travel Guard plan may be purchased to do just that. For a complete Certificate of Insurance, please click here 

    • 100% Trip Cost Trip Cancellation & Trip Interruption 
      Reimburses nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to an illness, injury, or death of you, a family member, traveling companion or business partner or other covered reasons.
    • $1,000 Trip Interruption - Return Air Only 
      Reimburses the additional airline transportation expenses incurred by you to reach the return destination for trip interruptions.
    • $500 Trip Delay 
      Reimburses up to $100 per day/per person up to the Maximum Limit shown on the Schedule of Benefits for reasonable additional expenses if the insured is delayed for more than 12 consecutive hours due to a covered reason.
    • $500 Missed Connection 
      Reimburses up to the Maximum Benefit shown on the Schedule of Benefits if Inclement Weather or Common Carrier causes cancellation or a delay of regularly scheduled airline flights for 3 or more hours to your point of departure.
    • $500 Baggage & Personal Effects
      Reimburses you if your baggage or personal effects are lost, stolen or damaged while on your Trip, subject to the Maximum Benefit. $50 Deductible applies. This coverage is in excess of any other coverage or indemnity.
    • $100 Baggage Delay
      If your Baggage is delayed more than 12 hours, you can be reimbursed for the purchase of Necessary Personal Effects, subject to the Maximum Benefit.
    • $10,000 Accident Sickness Medical Expense
      Pays for medical expenses incurred while on a trip. $50 Deductible applies.
    • $100,000 Emergency Evacuation & Repatriation of Remains
      Covers evacuation and transportation as directed by a Physician to the nearest adequate medical facility (home in the event of death or if medically required). Pays for special medical escort if recommended in writing by the attending Physician.

    Optional Coverage*

    The following will be included if elected and appropriate costs have been paid.
    • Cancel for Any Reason
      You have the option to purchase a maximum limit of either 50% or 75% of Trip cost which provides reimbursement if you decide to cancel for any reason up to 48 hours prior to departure. (Must be purchased within 21 days of initial trip payment or by final trip payment.)
    • Medical Expense Upgrade
      Waives the $50 deductible and increases the Medical Expense limit of the base plan from $10,000 to either $25,000, $50,000 or $100,000. Also, offers a separate option to upgrade your Medical Expense benefit to Primary coverage.
    • “Hospital of Choice” Evacuation Upgrade
      For medical emergencies, includes evacuation to the adequate licensed medical facility of your choice or home. Base plan provides evacuation to the nearest adequate licensed medical facility. Maximum limit is increased to $1 million.
    • Baggage Upgrade
      Increases the Baggage and Personal Effects limit to $1,000, $1,500 or $2,500 and waives the $50 deductible. Increases the Baggage Delay limit to $200, $300, $400 or $500. Also, offers a separate option to upgrade your Baggage and Personal Effects benefit to Primary coverage.
    • Car Rental Collision Coverage
      You have the option to purchase a maximum limit of either $35,000 or $50,000 in primary coverage. Subject to a $250 deductible. Covers collision damage to a rental car for which the car rental contract would hold you responsible.
    • Accidental Death & Dismemberment (Common Carrier Air Only)
      Amount Purchased (up to $500,000) Coverage for accidental death or dismemberment that occurs when traveling on a regularly scheduled flight or charter, subject to the Maximum shown in the Schedule.
    • Adventure Sports Coverage
      Provides Trip Cancellation/Interruption, Emergency Evacuation and Medical Expense coverage for losses caused by many adventure sports activities typically excluded in many travel insurance plans.
    • Accident, Interruption & Delay Upgrade
      Increases the Trip Interruption benefit to 150% of Trip Cost; increases Trip Delay to $1,000 ($200 per day); increases Missed Connection to $1,000; and adds $50,000 Accidental Death & Dismemberment coverage. 
    • Additional Unforeseen Events Upgrade
      Includes Trip Cancellation/Interruption coverage due to Financial Default, Terrorist Incident and a waiver for pre-existing medical conditions. Also covers Trip Cancellation/Interruption due to involuntary job loss or layoff. For complete details of coverage refer to the Certificate of Insurance. (Must be purchased within 21 days of initial trip payment or by final payment.)

    * Optional coverages cannot be purchased separately and may vary by state.


    Assistance Services**

    Assistance Services listed below are not insurance benefits and are not provided by the Company. Travel Guard provides assistance through coordination, negotiation, and consultation using an extensive network of worldwide partners. Expenses for goods and services provided by third parties are the responsibility of the traveler.

    • Travel Medical Assistance
      A menu of services available for emergency medical requests, including prescription replacement assistance, physician referrals, medical evacuations, and more.
    • Worldwide Travel Assistance
      Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information and more.
    • LiveTravel® Emergency Assistance
      24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more.
    • At Your Service
      Provides access to a world of conveniences that can help simplify and enrich your travel experience. Available 24/7, At Your Service can help get you into exclusive restaurants, concerts and other places you want to be during your travels!

    To enroll in the My Travel Guard plan, pay the plan cost at any time up until 24 hours prior to departure. For a complete Certificate of Insurance please click here.

    **Non-insurance services provided by Travel Guard.

Travel Guard

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Travel Guard travel insurance plans include travel insurance & assistance that travels with you.

Coverages may include: Trip cancellation due to terrorism & other named unforeseen events, trip delay, lost baggage, medical emergency, & others. Purchase online for immediate coverage.

Certain coverages are subject to purchase requirements.
See each coverage for details.