• Micato
  • Brief Description of Coverage

    Coverage may not be available in all states.
    For questions regarding coverage, services or to file a claim please call 866.833.8781. 

    All Seasons Travel Plan

    We understand that your trip can take a year to save for, but only a second to ruin. While you can't do anything to prevent an unexpected storm from closing the airport, you can do something to help cover your travel investment. The All Seasons Travel Plan may be purchased to do just that. For a complete Certificate of Insurance, please click here:

    • 100% Trip Cost Trip Cancellation & Trip Interruption
      Reimburses nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to an illness, injury, or death of you, a family member, traveling companion or business partner or other covered reasons.
    • $600 Trip Delay
      Reimburses up to $200 per day for reasonable additional expenses until travel becomes possible if your trip is delayed for more than 6 hours due to covered reasons.
    • $250 Missed Connection
      Reimburses you if Inclement Weather or Common Carrier causes cancellation or a delay of regularly scheduled airline flights for three or more hours to your point of departure.
    • $1,000 Baggage, Sporting Equipment and Personal Effects
      Reimburses you if your luggage is lost, damaged, or stolen while on your trip.
    • $1,000 Baggage Delay
      Reimburses you up to $200 per day for the purchase of necessary personal effects if your bags are delayed for more than 12 hours.
    • $25,000 Accident Sickness Medical Expense
      Pays for medical expenses incurred while on a trip.
    • $500,000 Emergency Evacuation & Repatriation of Remains
      Covers evacuation expenses as directed by a physician to the nearest adequate medical facility or home in the event of death or if medically required.
    • $100,000 Accidental Death & Dismemberment
      Covers death and loss of limb or eyesight within 180 days of an accident while flying.
    • $25,000 Car Rental Collision Coverage
      Covers cost of repairs for damage due to covered reasons to a rental car, up to the limit of coverage, for which the car rental contract holds you responsible.

    Extra Coverages

    (when coverage is purchased within 21 days of Initial Trip Payment)
    • Pre-Existing Medical Condition Exclusion Waiver (Limitations apply)

    Assistance Services

    • Travel Medical Assistance*
      A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.
    • Worldwide Travel Assistance*
      Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
    • LiveTravelĀ® Emergency Services*
      Dedicated LiveTravelĀ® counselors available to help with any travel request, including flight or hotel rebookings, rental car reservations, roadside assistance, and more.
    • Concierge Service*
      Whatever you need, whenever, or wherever you need it, you can call on your own personal assistant to help. Services include tee time reservations, restaurant referrals and reservations, wireless device assistance, sporting or theater tickets, and more. If you need it, we'll find it for you.
    • Identity Theft Assistance* (Not available to NY residents)
      If personal information is stolen, emergency travel counselors will assist in contacting credit card companies, monitoring credit reports and working with local authorities to help with Identity restoration.
    • Pet Return Service*
      Coordinate the return home of your pets if sickness or injury causes travel to be interrupted.
    • $100 Roadside Assistance*
      Towing assistance, flat tire assistance, oil, fluid, water deliver service, fuel deliver service, lock out assistance, battery assistance and collision assistance.
    • Vehicle Return Assistance*
      Provides transportation for your automobile back to your primary residence should you become ill/injured and unable to drive.

    To enroll in the All Seasons Travel Plan, pay the plan cost at any time up your final trip payment and prior to departure. For a complete Certificate of Insurance please click here.

    * Non-insurance services are provided by Travel Guard. Roadside Assistance provided by Coach Net Services, Inc.

Non insurance services are provided by Travel Guard. 
 
This plan provides insurance coverage that only applies during the covered trip.
You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, www.travelguard.com. CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.