• Lorraine_CTA1

    Brief Description of Coverage


    Travel Coverage

    Trip Cancellation: 100% Trip Cost

    Reimburses for pre-paid, non-refundable trip costs when cancellation is due to a covered reason.

    Trip Interruption: 150% Trip Cost

    Reimburses for pre-paid, non-refundable trip costs when interruption is due to a covered reason.
    Reimburses for additional transportation costs to join trip or return home.

    Return Air Only: $750 per person

    Reimburses for additional transportation costs to join trip or return home due to a covered reason.

    Trip Delay: $750 (Maximum of $150 per day) per person

    Reimburses for trips delayed more than 5 hours for reasonable additional expenses for meals, accommodations, taxi fares and essential phone calls.

    Missed Connection: $250 per person

    Reimburses for additional transportation costs to join trip due to weather or common carrier delay when delayed for 3 to less than 5 hours.

    Coverage may vary by state.

    Baggage Coverage

    Baggage & Personal Effects Loss: $1,000 per person

    Reimburses you when your luggage is lost, stolen or damaged while on your trip.

    Baggage Delay: $300 per person

    Reimburses for the purchase of essential items if your bags are delayed more than 24 hours.

    Coverage may vary by state.

    Medical Coverage

    Medical Expense: $25,000 per person

    Covers necessary medical treatment during trip.

    Emergency Evacuation & Repatration of Remains: $500,000 per person

    Covers evacuation and transportation to the nearest adequate medical facility when deemed medically necessary. Also includes repatriation.

    Coverage may vary by state.

    Extra Benefits

    When purchased within 21 days of initial payment

    • Coverage if pre-existing medical conditions force you to cancel or interrupt a trip. Applies to the first $30,000 of trip cost per person. (Limitations apply.)
    • Coverage against cruise line, airline or tour operator default. (Financial Default is not covered for all suppliers.)
    • Missed Connection Benefit increased to $500
    • $50,000 Flight Guard


    Coverage may vary by state.

    Optional Coverage's

    Umbrella Package Cancel For Any Reason
    Double Medical Expense Coverage Covers up to 50% of Trip Cost
    Double Emergency Transportation Coverage Must be purchased when base plan is purchased
    Hospital of Choice Evacuation Must be purchased within 21 days of initial payment
    Upgraded to Primary Coverage Must cancel trip up to 48 hours prior to departure
    $25,000 Accidental Death & Dismemberment  
    Car Rental Collision Coverage Flight Guard
    Covers for damage to rental car Coverage up to $500,000 for accidental death or dismemberment that occurs while flying
    $35,000 coverage  
    $250 deductible  
    Cancel For Work Reason
    Covers Trip Cancellation and Interruption in the event they must cancel due to business-related reasons


    View the complete Description of Coverage  

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Non insurance services are provided by Travel Guard.
 
This is only a brief description of the coverage(s) available.
The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states.