Brief Description of Coverage
Travel Coverage
Trip Cancellation: 100% Trip Cost
Reimburses for pre-paid, non-refundable trip costs when cancellation is due to a covered reason.
Trip Interruption: 150% Trip Cost
Reimburses for pre-paid, non-refundable trip costs when interruption is due to a covered reason.
Reimburses for additional transportation costs to join trip or return home.
Return Air Only: $750 per person
Reimburses for additional transportation costs to join trip or return home due to a covered reason.
Trip Delay: $750 (Maximum of $150 per day) per person
Reimburses for trips delayed more than 5 hours for reasonable additional expenses for meals, accommodations, taxi fares and essential phone calls.
Missed Connection: $250 per person
Reimburses for additional transportation costs to join trip due to weather or common carrier delay when delayed for 3 to less than 5 hours.
Coverage may vary by state.
Baggage Coverage
Baggage & Personal Effects Loss: $1,000 per person
Reimburses you when your luggage is lost, stolen or damaged while on your trip.
Baggage Delay: $300 per person
Reimburses for the purchase of essential items if your bags are delayed more than 24 hours.
Coverage may vary by state.
Medical Coverage
Medical Expense: $25,000 per person
Covers necessary medical treatment during trip.
Emergency Evacuation & Repatration of Remains: $500,000 per person
Covers evacuation and transportation to the nearest adequate medical facility when deemed medically necessary. Also includes repatriation.
Coverage may vary by state.
Extra Benefits
When purchased within 21 days of initial payment
- Coverage if pre-existing medical conditions force you to cancel or interrupt a trip. Applies to the first $30,000 of trip cost per person. (Limitations apply.)
- Coverage against cruise line, airline or tour operator default. (Financial Default is not covered for all suppliers.)
- Missed Connection Benefit increased to $500
- $50,000 Flight Guard
Coverage may vary by state.
Optional Coverage's
| Umbrella Package |
Cancel For Any Reason |
| Double Medical Expense Coverage |
Covers up to 50% of Trip Cost |
| Double Emergency Transportation Coverage |
Must be purchased when base plan is purchased |
| Hospital of Choice Evacuation |
Must be purchased within 21 days of initial payment |
| Upgraded to Primary Coverage |
Must cancel trip up to 48 hours prior to departure |
| $25,000 Accidental Death & Dismemberment |
|
| Car Rental Collision Coverage |
Flight Guard |
| Covers for damage to rental car |
Coverage up to $500,000 for accidental death or dismemberment that occurs while flying |
| $35,000 coverage |
|
| $250 deductible |
|
| Cancel For Work Reason |
| Covers Trip Cancellation and Interruption in the event they must cancel due to business-related reasons |
View the complete Description of Coverage