• Travel Insurance
  • Brief Description of Coverage


    Choice Plan

    Designed for families and travelers who want comprehensive travel insurance coverage, services and increased medical expense coverage. Recommended for cruise and tour packages.

    Trip Cancellation: 100% Trip Cost

    Reimburses for pre-paid, non-refundable trip costs when cancellation is due to a covered reason.

    Trip Interruption: 100% Trip Cost

    Reimburses for pre-paid, non-refundable trip costs when interruption is due to a covered reason.
    Reimburses for additional transportation costs to join trip or return home.

    Trip Delay: $750 per person

    Reimburses up to $150 a day for reasonable accommodations for a trip delayed more than 12 hours due to a covered reason.

    Baggage & Personal Effects Loss: $1,000 per person

    Reimburses you when your luggage is lost, stolen or damaged while on your trip. ($50 deductible applies)

    Baggage Delay: $250 per person

    Reimburses for the purchase of essential items if your bags are delayed more than 24 hours.

    Medical Expense: $20,000 per person ($500 Dental)

    Covers necessary medical treatment during trip. ($50 deductible applies)

    Emergency Evacuation & Repatriation of Remains: $150,000 per person

    Covers evacuation and transportation to the nearest adequate medical facility or home when medically required. Also includes repatriation.

    Extra Benefits- If plan is purchased within 21 days of initial trip payment, the following coverages will also apply:

    Waiver of Pre-existing Medical Condition Exclusion

    Coverage if a pre-existing medical condition forces you to cancel or interrupt a trip. Applies to the first $10,000 of trip cost per person (limitations apply).

    Financial Default Coverage

    Coverage against cruise line, airline, or tour operator default. (Financial Default is not covered for all suppliers.)

    Optional Coverages:

    Medical Coverage Upgrade

    Double Medical Expense Coverage, no deductible
    Double Emergency Evacuation Coverage
    Evacuation to Hospital of Choice

    Cancel For Any Reason

    Covers up to 50% Trip Cost
    Must be purchased when base plan is purchased
    Must be purchased within 21 days of initial payment
    Must cancel trip up to 48 hours prior to departure
    Must insure all costs

    Coverage may vary by state. View the complete Description of Coverage.


     

    Choice Plus Plan

    Designed for families and travelers who want comprehensive travel insurance coverage, services and increased medical expense coverage. Recommended for cruise and tour packages.

    Trip Cancellation: 100% Trip Cost

    Reimburses for pre-paid, non-refundable trip costs when cancellation is due to a covered reason.

    Trip Interruption: 150% Trip Cost

    Reimburses for pre-paid, non-refundable trip costs when interruption is due to a covered reason.
    Reimburses for additional transportation costs to join trip or return home.

    Trip Delay: $900 per person

    Reimburses up to $150 a day for reasonable accommodations for a trip delayed more than 5 hours due to a covered reason.

    Missed Connection: $500 per person

    Reimburses for additional transportation costs to join trip due to common carrier delay when delayed by 3 hours.

    Baggage & Personal Effects Loss: $1,500 per person

    Reimburses you when your luggage is lost, stolen or damaged while on your trip.

    Baggage Delay: $500 per person

    Reimburses for the purchase of essential items if your bags are delayed more than 12 hours.

    Medical Expense: $50,000 per person ($500 Dental)

    Covers necessary medical treatment during trip.

    Emergency Evacuation & Repatriation of Remains: $500,000 per person

    Covers evacuation and transportation to the nearest adequate medical facility or home when medically required. Also includes repatriation.

    Extra Benefits- If plan is purchased within 21 days of initial trip payment, the following coverages will also apply:

    Waiver of Pre-existing Medical Condition Exclusion

    Coverage if a pre-existing medical condition forces you to cancel or interrupt a trip. Applies to the first $30,000 of trip cost per person (limitations apply).

    Financial Default Coverage

    Coverage against cruise line, airline, or tour operator default. (Financial Default is not covered for all suppliers.)

    Optional Coverages:

    Medical Coverage Upgrade

    Double Medical Expense Coverage
    Double Emergency Evacuation Coverage
    Evacuation to Hospital of Choice
    Medical Expense Upgraded to Primary Coverage

    Cancel For Any Reason

    Covers up to 70% Trip Cost
    Must be purchased when base plan is purchased
    Must be purchased within 21 days of initial payment
    Must cancel trip up to 48 hours prior to departure
    Must insure all costs

    Coverage may vary by state. View the complete Description of Coverage.


     

    Travel Protection Plan

    Designed for travelers who are purchasing a vacation package and want valuable travel insurance coverage and services.

    Trip Cancellation: 100% Trip Cost

    Reimburses for pre-paid, non-refundable trip costs when cancellation is due to a covered reason.

    Trip Interruption: 100% Trip Cost

    Reimburses for pre-paid, non-refundable trip costs when interruption is due to a covered reason.
    Reimburses for additional transportation costs to join trip or return home.

    Trip Delay: $500 per person

    Reimburses up to $250 a day for reasonable accommodations for a trip delayed more than 6 hours due to a covered reason.

    Baggage, Personal Effects, Travel Documents, Sportsman Equipment & Golf Equipment Loss: $1,000 per person

    Reimburses you when your luggage is lost, stolen or damaged while on your trip.

    Baggage, Sportsman Equipment & Golf Equipment Delay: $300 per person

    Reimburses up to $150 per day for the purchase of essential items if your bags are delayed more than 12 hours

    Medical Expense: $25,000 per person

    Covers necessary medical treatment during trip.

    Emergency Evacuation & Repatriation of Remains: $50,000 per person

    Covers evacuation expenses to the nearest adequate medical facility or home when medically required. Also includes repatriation.

    Accidental Death & Dismemberment: $10,000 per person

    Covers loss of life or limb within 180 days of accident during trip.

    Car Rental Collision Coverage*: $25,000 per car ($250 deductible)


    Extra Benefits when purchased with initial trip payment

    Coverage of Pre-existing Medical Condition Exclusion

    Coverage if a pre-existing medical condition forces you to cancel or interrupt a trip. Applies to the first $15,000 of trip cost per person (limitations apply).

    Financial Default Coverage

    Coverage against cruise line, airline, or tour operator default. (Financial Default is not covered for all suppliers.)

    Coverage may vary by state. View the complete Description of Coverage  


    *Not available to residents of TX, KS or NH.
     

    Travel Protection Plan with Cancel for Any Reason

    Designed for travelers who are purchasing a vacation package and want valuable travel insurance coverage and services. Plan must be purchased with initial trip payment.

    Trip Cancellation: 100% Trip Cost

    Reimburses for pre-paid, non-refundable trip costs when cancellation is due to a covered reason.

    Trip Interruption: 100% Trip Cost

    Reimburses pre-paid, non-refundable trip costs when interruption is due to a covered reason.
    Reimburses for additional transportation costs to join trip or return home.

    Trip Delay: $500 per person

    Reimburses up to $250 a day for reasonable accommodations for a trip delayed more than 6 hours due to a covered reason.

    Baggage, Personal Effects, Travel Documents, Sportsman Equipment & Golf Equipment Loss: $1,000 per person

    Reimburses you when your luggage is lost, stolen or damaged while on your trip.

    Baggage, Sportsman Equipment & Golf Equipment Delay: $300 per person

    Reimburses up to $150 per day for the purchase of essential items if your bags are delayed more than 12 hours.

    Medical Expense: $25,000 per person ($500 Dental)

    Covers necessary medical treatment during trip.

    Emergency Evacuation & Repatriation of Remains: $50,000 per person

    Covers evacuation expenses to the nearest adequate medical facility or home when medically required. Also includes repatriation.

    Accidental Death & Dismemberment: $10,000 per person

    Covers loss of life or limb within 180 days of accident during trip.

    Car Rental Collision Coverage*: $25,000 per car ($250 deductible)


    Cancel For Any Reason

    Covers up to 70% of Trip Cost all costs must be insured and must cancel 48 hours prior to departure. Must be purchased with initial trip payment.

    Extra Benefits when purchased with initial trip payment

    Coverage of Pre-existing Medical Condition Exclusion

    Coverage if a pre-existing medical condition forces you to cancel or interrupt a trip. Applies to the first $15,000 of trip cost per person (limitations apply).

    Financial Default Coverage

    Coverage against cruise line, airline, or tour operator default. (Financial Default is not covered for all suppliers.)

    Coverage may vary by state. View the complete Description of Coverage  


    *Not available to residents of TX, KS or NH.

    Air Ticket Plan Plus

    Designed for travelers purchasing domestic or international air tickets only and want essential travel insurance coverage and services when they travel.

    Trip Cancellation: 100% Trip Cost

    Reimburses for pre-paid, non-refundable trip costs when cancellation is due to a covered reason.

    Trip Interruption: 100% Trip Cost

    Reimburses for pre-paid, non-refundable trip costs when interruption is due to a covered reason.
    Reimburses for additional transportation costs to join trip or return home.

    Trip Delay: $450 per person

    Reimburses up to $150 a day for reasonable accommodations for a trip delayed more than 12 hours due to a covered reason.

    Baggage and Personal Effects Loss: $750 per person

    Reimburses you when your luggage is lost, stolen or damaged while on your trip.

    Baggage Delay: $300 per person

    Reimburses up to $100 a day for the purchase of essential items if your bags are delayed more than 24 hours.

    Medical Expense: $10,000 per person

    Covers necessary medical treatment during trip.

    Emergency Evacuation and Repatriation of Remains: $20,000 per person

    Covers evacuation expenses to the nearest adequate medical facility or home when medically required. Also includes repatriation.

    Accidental Death & Dismemberment: $25,000 per person

    Covers loss of life or limb within 180 days of accident during trip.

    Extra Benefits when purchased with initial trip payment

    Coverage if a pre-existing medical condition forces you to cancel or interrupt a trip. Applies to the first $25,000 of trip cost per person (limitations apply).

    Optional Coverages

    Cancel For Any Reason

    Covers up to 70% Trip Cost
    Must be purchased with initial trip payment
    Must cancel trip up to 48 hours prior to departure
    Must insure all costs

    Coverage may vary by state. View the complete Description of Coverage  

     

  • This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, www.travelguard.com. CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer. Travel assistance services provided by Travel Guard.