• Travel Insurance
  • Brief Description of Coverage

    Coverage may not be available in all states.
    For questions regarding coverage, services or to file a claim please call 866.370.1428. 

    Choice Plus Travel Insurance Plan

    We understand that your trip can take a year to save for, but only a second to ruin. While you can't do anything to prevent an unexpected storm from closing the airport, you can do something to help cover your travel investment. The Choice Plus Travel Insurance Plan may be purchased to do just that. For a complete Certificate of Insurance, please click here:

    • 100% Trip Cost Trip Cancellation & 150% Trip Cost Trip Interruption
      Reimburses nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to an illness, injury, or death of you, a family member, traveling companion or business partner or other covered reasons.
    • $900 Trip Delay
      Reimburses up to $150 per day for reasonable additional expenses until travel becomes possible if your trip is delayed for more than 5 hours due to covered reasons.
    • $500 Missed Connection
      Reimburses you if Inclement Weather or Common Carrier causes cancellation or a delay of regularly scheduled airline flights for three or more hours to your point of departure.
    • $1,500 Baggage & Personal Effects
      Reimburses you if your luggage is lost, damaged, or stolen while on your trip.
    • $500 Baggage Delay
      Reimburses you for the purchase of necessary personal effects if your bags are delayed for more than 12 hours.
    • $50,000 Accident Sickness Medical Expense
      Pays for medical expenses incurred while on a trip.
    • $500,000 Emergency Evacuation & Repatriation of Remains
      Covers evacuation expenses as directed by a physician to the nearest adequate medical facility or home in the event of death or if medically required.

    Extra Coverages

    (when coverage is purchased within 21 days of Initial Trip Payment)
    • Pre-Existing Medical Condition Exclusion Waiver (Limitations apply)
    • Trip Cancellation and Interruption coverage due to Financial Default of an airline, cruise line, or tour operator. (Financial default is not covered for all suppliers. Please visit www.travelguard.com/customerservice/alertlist/ for details.)

    Optional Coverage*

    The following will be included if elected and appropriate costs have been paid.
    • Cancel for Any Reason
      The Company will reimburse 50% of nonrefundable expenses if you cancel your Trip for any reason, up to 48 hours prior to your departure. (Cancel for any Reason can only be purchased at the time the base plan is purchased and within 21 days of initial trip payment. Coverage must be purchased for the full cost of trip.)
    • Medical Coverage Upgrade
      Valuable addition to increase your coverage limits. Your Medical Expense and Emergency Evacuation Benefits will double. Emergency Evacuation to the adequate licensed medical facility of the Insured’s choice is included.

    * Optional coverages cannot be purchased separately and may vary by state.

    Assistance Services

    • Travel Medical Assistance**
      A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.
    • Worldwide Travel Assistance**
      Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
    • LiveTravel® Emergency Services**
      Dedicated LiveTravel® counselors available to help with any travel request, including flight or hotel rebookings, rental car reservations, roadside assistance, and more.
    • Concierge Service**
      Whatever you need, whenever, or wherever you need it, you can call on your own personal assistant to help. Services include tee time reservations, restaurant referrals and reservations, wireless device assistance, sporting or theater tickets, and more. If you need it, we'll find it for you.

    To enroll in the Choice Plus Travel Insurance Plan, pay the plan cost at any time up until 24 hours prior to departure. For a complete Certificate of Insurance please click here.

    ** Non-insurance services are provided by Travel Guard.

    Brief Description of Coverage

    Coverage may not be available in all states.
    For questions regarding coverage, services or to file a claim please call 866.370.1428. 

    Choice Travel Insurance Plan

    We understand that your trip can take a year to save for, but only a second to ruin. While you can't do anything to prevent an unexpected storm from closing the airport, you can do something to help cover your travel investment. The Choice Travel Insurance Plan may be purchased to do just that. For a complete Certificate of Insurance, please click here:

    • 100% Trip Cost Trip Cancellation & Trip Interruption
      Reimburses nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to an illness, injury, or death of you, a family member, traveling companion or business partner or other covered reasons.
    • $750 Trip Delay
      Reimburses up to $150 per day for reasonable additional expenses until travel becomes possible if your trip is delayed for more than 12 hours due to covered reasons.
    • $1,000 Baggage & Personal Effects ($50 Deductible)
      Reimburses you if your luggage is lost, damaged, or stolen while on your trip.
    • $250 Baggage Delay
      Reimburses you for the purchase of necessary personal effects if your bags are delayed for more than 24 hours.
    • $20,000 Accident Sickness Medical Expense ($50 Deductible)
      Pays for medical expenses incurred while on a trip.
    • $150,000 Emergency Evacuation & Repatriation of Remains
      Covers evacuation expenses as directed by a physician to the nearest adequate medical facility or home in the event of death or if medically required.

    Extra Coverages

    (when coverage is purchased within 21 days of Initial Trip Payment)
    • Pre-Existing Medical Condition Exclusion Waiver (Limitations apply)
    • Trip Cancellation and Interruption coverage due to Financial Default of an airline, cruise line, or tour operator. (Financial default is not covered for all suppliers. Please visit www.travelguard.com/customerservice/alertlist/ for details.)

    Optional Coverage*

    The following will be included if elected and appropriate costs have been paid.
    • Cancel for Any Reason
      The Company will reimburse 50% of nonrefundable expenses if you cancel your Trip for any reason, up to 48 hours prior to your departure. (Cancel for any Reason can only be purchased at the time the base plan is purchased and within 21 days of initial trip payment. Coverage must be purchased for the full cost of trip.)
    • Medical Coverage Upgrade (no deductible)
      Valuable addition to increase your coverage limits. Your Medical Expense and Emergency Evacuation Benefits will double. Emergency Evacuation to the adequate licensed medical facility of the Insured’s choice is included.

    * Optional coverages cannot be purchased separately and may vary by state.

    Assistance Services

    • Travel Medical Assistance**
      A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.
    • Worldwide Travel Assistance**
      Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
    • LiveTravel® Emergency Services**
      Dedicated LiveTravel® counselors available to help with any travel request, including flight or hotel rebookings, rental car reservations, roadside assistance, and more.
    • Concierge Service**
      Whatever you need, whenever, or wherever you need it, you can call on your own personal assistant to help. Services include tee time reservations, restaurant referrals and reservations, wireless device assistance, sporting or theater tickets, and more. If you need it, we'll find it for you.

    To enroll in the Choice Travel Insurance Plan, pay the plan cost at any time up until 24 hours prior to departure. For a complete Certificate of Insurance please click here.

    ** Non-insurance services are provided by Travel Guard.

    Brief Description of Coverage

    Coverage may not be available in all states.
    For questions regarding coverage, services or to file a claim please call 866.370.1428. 

    Vacations & Cruises Plan

    We understand that your trip can take a year to save for, but only a second to ruin. While you can't do anything to prevent an unexpected storm from closing the airport, you can do something to help cover your travel investment. The Vacations & Cruises Plan may be purchased to do just that. For a complete Certificate of Insurance, please click here:

    • 100% Trip Cost Trip Cancellation & 125% Trip Cost Trip Interruption
      Reimburses nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to an illness, injury, or death of you, a family member, traveling companion or business partner or other covered reasons.
    • $500 Trip Delay
      Reimburses up to $150 per day for reasonable additional expenses until travel becomes possible if your trip is delayed for more than 6 hours due to covered reasons.
    • $500 Missed Connection
      Reimburses you if Inclement Weather or Common Carrier causes cancellation or a delay of regularly scheduled airline flights for three or more hours to your point of departure.
    • $1,000 Baggage & Personal Effects
      Reimburses you if your luggage is lost, damaged, or stolen while on your trip.
    • $500 Baggage Delay
      Reimburses you for the purchase of necessary personal effects if your bags are delayed for more than 24 hours.
    • $20,000 Accident Sickness Medical Expense
      Pays for medical expenses incurred while on a trip.
    • $50,000 Emergency Evacuation & Repatriation of Remains
      Covers evacuation expenses as directed by a physician to the nearest adequate medical facility or home in the event of death or if medically required.
    • $50,000 Accidental Death & Dismemberment
      Pays for loss of life and limb if it occurs within 180 days of an accident during your trip

    Extra Coverages

    (when coverage is purchased within 1 day of Initial Trip Payment)
    • Pre-Existing Medical Condition Exclusion Waiver (Limitations apply)

    Assistance Services

    • Travel Medical Assistance*
      A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.
    • Worldwide Travel Assistance*
      Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
    • LiveTravel® Emergency Services*
      Dedicated LiveTravel® counselors available to help with any travel request, including flight or hotel rebookings, rental car reservations, roadside assistance, and more.

    To enroll in the Vacations & Cruises Plan, pay the plan cost at any time up until 24 hours prior to departure. For a complete Certificate of Insurance please click here.

    * Non-insurance services are provided by Travel Guard.

    Brief Description of Coverage

    Coverage may not be available in all states.
    For questions regarding coverage, services or to file a claim please call 866.370.1428. 

    Travel Insurance Plan Deluxe Plus

    We understand that your trip can take a year to save for, but only a second to ruin. While you can't do anything to prevent an unexpected storm from closing the airport, you can do something to help cover your travel investment. The Travel Insurance Plan Deluxe Plus may be purchased to do just that. For a complete Certificate of Insurance, please click here:

    • 100% Trip Cost Trip Cancellation & 150% Trip Cost Trip Interruption
      Reimburses nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to an illness, injury, or death of you, a family member, traveling companion or business partner or other covered reasons.
    • $1,000 Trip Interruption - Return Air Only
      Reimburses the additional airline transportation expenses incurred by you to reach the return destination for trip interruptions due to one of the Unforeseen events shown in the Trip Interruption section.
    • $1,000 Trip Delay
      Reimburses up to $200 per day for reasonable additional expenses until travel becomes possible if your trip is delayed for more than 12 hours due to covered reasons.
    • $1,000 Missed Connection
      Reimburses you if Inclement Weather or Common Carrier causes cancellation or a delay of regularly scheduled airline flights for three or more hours to your point of departure.
    • $1,500 Baggage & Personal Effects
      Reimburses you if your luggage is lost, damaged, or stolen while on your trip.
    • $300 Baggage Delay
      Reimburses you for the purchase of necessary personal effects if your bags are delayed for more than 12 hours.
    • $50,000 Accident Sickness Medical Expense
      Pays for medical expenses incurred while on a trip.
    • $1,000,000 Emergency Evacuation & Repatriation of Remains
      Covers evacuation expenses as directed by a physician to the nearest adequate medical facility or home in the event of death or if medically required.
    • $50,000 Accidental Death & Dismemberment
      Pays for loss of life and limb if it occurs within 365 days of an accident during your trip

    Extra Coverages

    (when coverage is purchased within 21 days of Initial Trip Payment)
    • Pre-Existing Medical Condition Exclusion Waiver (Limitations apply)

    Optional Coverage*

    The following will be included if elected and appropriate costs have been paid.
    • Cancel for Any Reason
      The Company will reimburse 75% of nonrefundable expenses if you cancel your Trip for any reason, up to 48 hours prior to your departure. (Cancel for any Reason can only be purchased at the time the base plan is purchased and within 21 days of initial trip payment. Coverage must be purchased for the full cost of trip.)

    * Optional coverages cannot be purchased separately and may vary by state.

    Assistance Services

    • Travel Medical Assistance**
      A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.
    • Worldwide Travel Assistance**
      Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
    • LiveTravel® Emergency Services**
      Dedicated LiveTravel® counselors available to help with any travel request, including flight or hotel rebookings, rental car reservations, roadside assistance, and more.
    • Concierge Service**
      Whatever you need, whenever, or wherever you need it, you can call on your own personal assistant to help. Services include tee time reservations, restaurant referrals and reservations, wireless device assistance, sporting or theater tickets, and more. If you need it, we'll find it for you.

    To enroll in the Travel Insurance Plan Deluxe Plus, pay the plan cost at any time up until 24 hours prior to departure. For a complete Certificate of Insurance please click here.

    ** Non-insurance services are provided by Travel Guard.

  • This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, www.travelguard.com. CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer. Travel assistance services provided by Travel Guard.