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    Reasons to Purchase Travel Insurance

    You can't afford to travel without it!

    There are hundreds of circumstances that could cause you to cancel your trip, or return home early. To demonstrate the importance of purchasing travel insurance, here are some common examples of what could go wrong. Incidentally, all are covered by a Travel Guard travel insurance policy:

    1. You could lose money you've invested for your trip, such as nonrefundable deposits, if bad weather conditions cause delay or cancellation of your trip.
    2. You may have to cut your trip short and return home for an emergency such as an unexpected illness or death in the family forcing you to lose the remaining pre-paid portion of your trip and pay a ticket change fee for your return travel arrangements.
    3. Your luggage could be lost, delayed or stolen, forcing you to purchase additional clothes, essentials or even prescription medications.
    4. The airline or tour operator with which you're scheduled to travel suddenly goes on strike leaving you with no option but to cancel your trip…with no recourse for reimbursement.
    5. You could run into major travel delays forcing you to miss a portion of your trip and be forced to pay additional lodging expenses while you wait.
    6. You could be forced to evacuate due to a predicted hurricane or other weather conditions, cutting your trip short... with no recourse for reimbursement for the remaining portion of your vacation.
    7. You could lose your important travel documents stranding you while traveling.

    Why Travel Guard?

    Not all travel insurance companies are the same!

    When purchasing travel insurance, it's important you look closely at the coverages and services you'll receive.

    Here is a quick summary of what makes Travel Guard different than the competition: Exceptional customer service - We take great pride in providing the high levels of service for which we've built our reputation.

    When you choose Travel Guard, you can expect:

    • Assistance 24 hours a day, 7 days a week, 365 days a year
    • A zero defect tolerance for customer satisfaction Fast, fair claims service - You won't find a faster, more accurate claims process than you will with Travel Guard. Our claims process standards include:
      • Claims payment is finalized within 72 hours of receipt of final documentation
      • 100% correct payments and calculations on all claims
      • The "Fairness Principle" - all denied claims are sent to a mediator for review and the mediator's decision is honored.

    The best travel assistance service in the industry -
    Travel Guard provides its policyholders 24-hour emergency travel assistance. Whether you need help finding medical care halfway around the world, making emergency arrangements to return home or obtaining an emergency cash advance, you can access our toll-free hotline from anywhere in the world, any time of day.

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Non insurance services are provided by Travel Guard.
 
This is only a brief description of the coverage(s) available.
The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states.