For questions regarding coverage, services or to file a claim please call 1.866.420.3332
Q. What does this plan cover due to Trip Cancellation?
A. The insurer will reimburse the non-refundable, pre-paid payments or deposits if you must cancel your Trip for:
For a complete list of covered reasons for Trip Cancellation, please refer to the Description of Coverage.
Q. Will I be covered if I cancel my Trip for ANY reason?
A. Only certain and the most common unforeseen circumstances would be covered. A list of these circumstances is provided immediately above and included in the Description of Coverage.
Q. What happens if a family member NOT traveling with me becomes ill or passes away? Is this covered?
A. An illness or death of a family member not traveling with you may be considered a covered reason for Trip Cancellation or Trip Interruption (conditions apply). The definition of a Family Member is included in the Description of Coverage.
Q. When does the coverage begin?
A. The coverage for Trip Cancellation will be effective for an Insured at 12:01 a.m. Standard Time on the date following receipt by the tour company of any required plan cost. All other coverages will begin on the later of: (a) 12:01 a.m. Standard Time on the scheduled Departure Date shown on the travel documents or (b) the date and time the Insured starts his/her Trip, provided any required plan cost has been paid.
Q. How do I file a claim?
A. Call Travel Guard at 1.866.420.3332 24 hours a day, 7 days a week. A representative will review and complete a claim form for you and explain what needs to be provided in order to process your claim. The form will then be faxed or mailed to you for signature and to provide the appropriate documents.